649 Mosaic Cir Oceanside, CA 92057
Ivey Ranch-Rancho Del Oro Neighborhood
4
Beds
3
Baths
2,254
Sq Ft
5,466
Sq Ft Lot
Highlights
- Solar Power System
- Updated Kitchen
- Cathedral Ceiling
- Alamosa Park Elementary School Rated A-
- Open Floorplan
- Community Pool
About This Home
As of June 2025Fully renovated from top to bottom with approximately $300k in high-end finishes by the owners, this bright and spacious Rancho del Oro home nestled upon a peaceful cul-de-sac awaits! Bathed in natural light throughout, enjoy a warm and inviting atmosphere. The first floor features a beautifully remodeled kitchen with sleek quartz countertops, a large family room, and formal dining and living rooms perfect for both casual living and entertaining. A full bedroom and bath with walk-in shower on the main level are ideal for guests or as a convenient home office. Plus, the fully updated indoor laundry room adds an extra touch of convenience. Upstairs, the expansive primary suite offers a tranquil retreat, while two additional bedrooms and a full bath provide ample space for family or guests. The large, private backyard is perfect for entertaining or enjoying San Diego’s beautiful weather, offering plenty of space for outdoor activities. Additional features include solar power, air conditioning, a whole house fan, and a 3-car attached garage for ample storage. With low HOA fees and close proximity to top schools, Guajome Regional Park, shopping, and freeways, this home offers the ideal blend of comfort, convenience, and quality living. Enjoy being less than 20 minutes from the ocean for year-round outdoor enjoyment. As an added bonus a VA-qualified buyer could assume the existing low VA interest rate! Don’t miss out on this exceptional opportunity!
Last Agent to Sell the Property
Jeffrey Nix
Redfin Corporation License #01808447 Listed on: 03/13/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,185
Year Built
- Built in 1992
Lot Details
- 5,466 Sq Ft Lot
- Property is Fully Fenced
- Fence is in good condition
- Level Lot
- Property is zoned R-1:SINGLE
HOA Fees
- $142 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Clay Roof
- Stucco Exterior
Interior Spaces
- 2,254 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Cathedral Ceiling
- Whole House Fan
- Recessed Lighting
- Family Room with Fireplace
- Family Room Off Kitchen
- Living Room
- Dining Area
Kitchen
- Updated Kitchen
- Self-Cleaning Convection Oven
- Electric Oven
- Electric Range
- Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
- Bathtub
- Shower Only
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Solar Power System
- Sprinklers on Timer
Utilities
- Cooling System Powered By Gas
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 161-692-23-00
Community Details
Overview
- Association fees include common area maintenance
- Villages Of Rancho Del Or Association, Phone Number (760) 310-0012
Amenities
- Community Barbecue Grill
- Picnic Area
Recreation
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 13, 2025
Closed on
Jun 6, 2025
Sold by
Wallace Jonathan B and Wallace Brittany Erin
Bought by
Smith Danielle and Smith Christopher A
Seller's Agent
Jeffrey Nix
Redfin Corporation
Buyer's Agent
Goran Forss
Team Forss Realty Group
List Price
$1,250,000
Sold Price
$1,220,000
Premium/Discount to List
-$30,000
-2.4%
Views
165
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$17,253
Avg. Annual Appreciation
-5.76%
Original Mortgage
$1,139,600
Outstanding Balance
$1,138,353
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$64,394
Purchase Details
Listed on
Mar 2, 2022
Closed on
Mar 14, 2022
Sold by
Horbul and Aliaksandra
Bought by
Wallace Jonathan B and Wallace Brittany Erin
Seller's Agent
Neda Nourani
Compass
Buyer's Agent
Jeffrey Nix
Redfin Corporation
List Price
$985,000
Sold Price
$1,100,000
Premium/Discount to List
$115,000
11.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.31%
Original Mortgage
$1,139,600
Interest Rate
3.85%
Mortgage Type
VA
Purchase Details
Listed on
Dec 4, 2012
Closed on
Jan 25, 2013
Sold by
California Coast Credit Union
Bought by
Horbul Maksim and Horbul Aliaksandra
Seller's Agent
Mike Habib
Coldwell Banker Realty
Buyer's Agent
Alex Lisnevsky
West Coast Homes
List Price
$418,000
Sold Price
$400,000
Premium/Discount to List
-$18,000
-4.31%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.77%
Original Mortgage
$427,082
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 30, 2012
Sold by
Pruitt Raymond and Pruitt Shaleen
Bought by
California Coast Credit Union
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$427,082
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 20, 2001
Sold by
Hecker Serena S
Bought by
Battles John M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,550
Interest Rate
9.75%
Purchase Details
Closed on
Sep 12, 2001
Sold by
Battles John M
Bought by
Pruitt Raymond and Pruitt Shaleen
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$293,550
Interest Rate
9.75%
Purchase Details
Closed on
Feb 28, 1997
Sold by
Gately Bill B
Bought by
Battles John M
Purchase Details
Closed on
May 31, 1991
Similar Homes in Oceanside, CA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,220,000 | None Listed On Document | |
| Grant Deed | $1,100,000 | Lawyers Title | |
| Grant Deed | $400,000 | Equity Title San Diego | |
| Trustee Deed | $400,000 | Orange Coast Title | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Grant Deed | $309,000 | Chicago Title Co | |
| Grant Deed | -- | -- | |
| Deed | $196,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,139,600 | New Conventional | |
| Previous Owner | $1,139,600 | VA | |
| Previous Owner | $365,350 | New Conventional | |
| Previous Owner | $399,000 | New Conventional | |
| Previous Owner | $397,953 | New Conventional | |
| Previous Owner | $408,000 | New Conventional | |
| Previous Owner | $427,082 | FHA | |
| Previous Owner | $488,440 | Unknown | |
| Previous Owner | $180,000 | Credit Line Revolving | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $307,500 | Unknown | |
| Previous Owner | $293,550 | No Value Available | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $152,000 | Stand Alone First |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/06/2025 06/06/25 | Sold | $1,220,000 | -2.4% | $541 / Sq Ft |
| 04/12/2025 04/12/25 | Pending | -- | -- | -- |
| 03/13/2025 03/13/25 | For Sale | $1,250,000 | +13.6% | $555 / Sq Ft |
| 04/01/2022 04/01/22 | Sold | $1,100,000 | +11.7% | $488 / Sq Ft |
| 03/08/2022 03/08/22 | Pending | -- | -- | -- |
| 03/02/2022 03/02/22 | For Sale | $985,000 | +146.3% | $437 / Sq Ft |
| 02/28/2013 02/28/13 | Sold | $400,000 | -4.3% | $177 / Sq Ft |
| 01/29/2013 01/29/13 | Pending | -- | -- | -- |
| 12/04/2012 12/04/12 | For Sale | $418,000 | -- | $185 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,185 | $1,167,320 | $742,840 | $424,480 |
| 2024 | $12,185 | $1,117,000 | $710,000 | $407,000 |
| 2023 | $11,546 | $1,063,000 | $676,000 | $387,000 |
| 2022 | $5,080 | $464,156 | $232,078 | $232,078 |
| 2021 | $4,965 | $455,056 | $227,528 | $227,528 |
| 2020 | $4,947 | $450,390 | $225,195 | $225,195 |
| 2019 | $4,873 | $441,560 | $220,780 | $220,780 |
| 2018 | $4,631 | $432,902 | $216,451 | $216,451 |
| 2017 | $71 | $424,414 | $212,207 | $212,207 |
| 2016 | $4,435 | $416,094 | $208,047 | $208,047 |
| 2015 | $4,417 | $409,844 | $204,922 | $204,922 |
| 2014 | $4,306 | $401,816 | $200,908 | $200,908 |
Source: Public Records
Agents Affiliated with this Home
-
Jeffrey Nix
J
Seller's Agent in 2025
Jeffrey Nix
Redfin Corporation
-
Goran Forss
Buyer's Agent in 2025
Goran Forss
Team Forss Realty Group
(951) 302-1492
4 in this area
1,285 Total Sales
-
Kristi Virack
K
Buyer Co-Listing Agent in 2025
Kristi Virack
Team Forss Realty Group
(949) 292-4248
1 in this area
14 Total Sales
-
Kristin Virack
K
Buyer Co-Listing Agent in 2025
Kristin Virack
Team Forss Realty Group
(951) 289-3122
1 in this area
2 Total Sales
-
Neda Nourani
Seller's Agent in 2022
Neda Nourani
Compass
(760) 822-7154
1 in this area
218 Total Sales
-
Julia Yagodina
Seller Co-Listing Agent in 2022
Julia Yagodina
Yagodina Realty
(858) 736-5040
1 in this area
32 Total Sales
Map
Source: San Diego MLS
MLS Number: 250020684
APN: 161-692-23
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