$439,990

65 Concert Ct Freeport, FL 32439

Estimated payment $2,552/month

Total Views 806
3 Beds
2 Baths
2,071 Sq Ft
$212 Price per Sq Ft

Highlights

  • Golf Course Community
  • Fishing
  • Deck
  • Freeport Middle School Rated A-
  • Primary Bedroom Suite
  • Contemporary Architecture

About This Home

If you've been searching for a home that truly fits your lifestyle, this Symphony home in Hammock Bay deserves a closer look. With 3 bedrooms, 2 baths, and a layout that simply works, this home also features a flexible office/flex space — ideal for a home office, workout room, playroom, or whatever your lifestyle needs next. The home welcomes you with a spacious foyer leading into a bright, open living area. Vaulted ceilings and a cozy fireplace create a space that feels both airy and inviting — perfect for everyday living or relaxed gatherings. And when it's time to take the conversation outdoors, the screened-in porch and backyard become a natural extension of the living space. Whether you're enjoying a quiet morning coffee or winding down in the evening, the outdoor setting offers the perfect place to relax. The fire pit creates a warm, inviting focal point - ideal for gathering with friends, sharing stories, or simply enjoying the Florida evenings. Back inside, the kitchen features upgraded stainless steel appliances and flows seamlessly into the dining and living areas, creating a connected, easy-living feel buyers love. The split floor plan offers valuable privacy, separating the primary suite from the secondary bedrooms, a feature today's buyers truly appreciate. The primary suite provides a comfortable retreat with an ensuite bath featuring a double vanity and garden tub. Life in Hammock Bay is where this home truly shines. This isn't just a neighborhood, it's the kind of community that genuinely enhances your day-to-day living. Morning walks along scenic trails. Afternoons by resort-style pools. Evening bike rides, workouts, park visits, or letting the pups burn off energy at the dog park. With its impressive amenities, activities, and welcoming atmosphere, Hammock Bay offers a lifestyle that's hard to match. Ideally located in Freeport, you're just under 25 minutes from the Emerald Coast's beautiful beaches.
Recent updates include:
New Roof (August 2023)
New Appliances (2022)
Complete Interior Paint (2020)
New Carpet & LVP Flooring
Because a home should do more than check boxes - it should support the way you live.

Listing Agent

Paige Brown

Coldwell Banker Realty License #3437324 Listed on: 02/13/2026

Coldwell Banker Realty

Co-Listing Agent

Trey Runnels

Coldwell Banker Realty License #3625761

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $907

Year Built

  • Built in 2008

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 163x75x143x12x34x25
  • Privacy Fence
  • Sprinkler System
  • Lawn Pump
  • Property is zoned Deed Restrictions, Resid Single Family

HOA Fees

  • $187 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Stone Siding
  • Vinyl Siding
  • Cement Board or Planked

Interior Spaces

  • 2,071 Sq Ft Home
  • 1-Story Property
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Area
  • Sun or Florida Room
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Gas Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 16-1S-19-23020-000-0350

Community Details

Overview

  • Association fees include accounting, ground keeping, management, master, recreational faclty, security, cable TV
  • Hammock Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Est. Annual Taxes

$907

Year Built

Built in 2008

Lot Details

0.26 Acres

HOA Fees

$187 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.26
  • Lot Size: 163x75x143x12x34x25
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU2
  • Co List Office Phone: 850-650-4563
  • Subdivision Name: HAMMOCK BAY
  • Directions: From State Road 20, Turn into Hammock Bay, Take Great Hammock Bend sound, Turn left into the Symphony neighborhood, turn left onto Concert Court, House is on the left.
  • Architectural Style: Contemporary
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2008
  • Remarks Misc:Remarks: If you've been searching for a home that truly fits your lifestyle, this Symphony home in Hammock Bay deserves a closer look. With 3 bedrooms, 2 baths, and a layout that simply works, this home also features a flexible office/flex space — ideal for a home office, workout room, playroom, or whatever your lifestyle needs next. The home welcomes you with a spacious foyer leading into a bright, open living area. Vaulted ceilings and a cozy fireplace create a space that feels both airy and inviting — perfect for everyday living or relaxed gatherings. And when it's time to take the conversation outdoors, the screened-in porch and backyard become a natural extension of the living space. Whether you're enjoying a quiet morning coffee or winding down in the evening, the outdoor setting
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Sun Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Dryer, Microwave, Refrigerator, Smoke Detector, Stove/Oven Gas, Washer, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Tile, Floor WW Carpet
  • Interior Amenities: Breakfast Bar, Ceiling Tray/Cofferd, Ceiling Vaulted, Lighting Recessed, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatmnt Some
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Lighting Recessed: Yes
  • Appliances:StoveOven Gas: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Ceiling TrayCofferd: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Lot Features: Covenants, Curb & Gutter, Sidewalk
  • Pool Features: Pool Type
  • Construction Type: Siding CmntFbrHrdBrd, Siding Vinyl, Stone
  • Exterior Features: Lawn Pump, Sprinkler System
  • Foundation Details: Slab
  • Patio And Porch Features: Deck Open, Patio Enclosed
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Siding Vinyl: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Covenants: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Privacy: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Curb Gutter: Yes
  • ConstructionSiding:Stone: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental - Not Allowed, Pickle Ball, BBQ Pit/Grill, Community Room, Exercise Room, Fishing, Golf, Pavillion/Gazebo, Pets Allowed, Picnic Area, Playground, Pool, Tennis, TV Cable
  • Association #2 Fee: 187.08
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Ground Keeping, Management, Master Association, Recreational Faclty, Security, Cable TV

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Lot Size Sq Ft: 11325.6
  • Parcel #: 16-1S-19-23020-000-0350
  • Zoning: Deed Restrictions, Resid Single Family

Tax Info

  • Tax Annual Amount: 906.9
  • Tax Year: 2025

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $907 $315,250 -- --
2024 $4,285 $306,365 $76,712 $229,653
2023 $4,285 $304,100 $0 $0
2022 $4,107 $295,243 $0 $0
2021 $3,165 $215,504 $0 $0
2020 $3,158 $212,529 $30,137 $182,392
2019 $3,456 $194,856 $29,260 $165,596
2018 $3,365 $187,467 $0 $0
2017 $3,423 $185,690 $27,075 $158,615
2016 $3,139 $174,551 $0 $0
2015 $3,271 $169,221 $0 $0
2014 $3,105 $155,506 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/13/2026 02/13/26 For Sale $439,990 +4.8% $212 / Sq Ft
10/30/2023 10/30/23 Sold $420,000 -1.2% $203 / Sq Ft View Prior Sale
10/03/2023 10/03/23 Pending -- -- --
10/03/2023 10/03/23 Price Changed $425,000 -0.7% $205 / Sq Ft
09/25/2023 09/25/23 Price Changed $428,000 -1.6% $207 / Sq Ft
09/14/2023 09/14/23 For Sale $435,000 +27.9% $210 / Sq Ft
08/11/2021 08/11/21 Sold $340,000 0.0% $164 / Sq Ft View Prior Sale
07/08/2021 07/08/21 Pending -- -- --
06/23/2021 06/23/21 For Sale $340,000 0.0% $164 / Sq Ft
09/28/2016 09/28/16 Rented $1,900 0.0% --
09/28/2016 09/28/16 Under Contract -- -- --
09/15/2016 09/15/16 For Rent $1,900 +11.8% --
06/17/2013 06/17/13 Rented $1,700 0.0% --
06/17/2013 06/17/13 Under Contract -- -- --
04/17/2013 04/17/13 For Rent $1,700 -- --
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $420,000 Rodgers Kiefer Title
Warranty Deed $420,000 Rodgers Kiefer Title
Warranty Deed $340,000 Rodgers Kiefer Title
Warranty Deed $245,000 Old South Land Title
Corporate Deed $225,700 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $420,000 VA
Closed $420,000 VA
Previous Owner $333,841 FHA
Previous Owner $240,562 FHA
Previous Owner $222,135 FHA
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 995252

Emerald Coast Association of REALTORS®

APN: 16-1S-19-23020-000-0350

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