$455,000
SOLD DEC 18, 2025

65 School St Gardner, MA 01440

6 Beds
2 Baths
2,424 Sq Ft
17,424 Sq Ft

Recently Sold

$188 Per Sq Ft

3% Above List Price

7 Days on Market

Highlights

  • Golf Course Community
  • Deck
  • 2 Fireplaces
  • Medical Services
  • Property is near public transit and schools
  • 1-minute walk to Jackson Playground and Skate Park

About This Home

As of December 2025

Looking for an investment property or an owner-occupied two-family? This versatile 2-unit offers great potential to build equity and customize to your vision. Recent updates include a new roof (2024), updated electric water heaters, new exterior stairs to Unit 2, and a new front deck. Enjoy off-street parking and an unfinished basement ready for your ideas. Unit 1 features 2 bedrooms, an office used as a 3rd bedroom, a full bath, kitchen, and living room—currently leased. Fireplaces are non operational. Unit 2 spans two floors and includes 4 bedrooms, a kitchen, bath, and living room—delivered vacant, was renting at $2,100. The fenced backyard offers ample space for outdoor gatherings, with a public playground and skate park just behind the property. Don’t miss this opportunity—schedule your showing today!

Last Agent to Sell the Property

Nicholas Pelletier

Prestige Homes Real Estate, LLC Listed on: 10/28/2025

Co-Listed By

Matthew Osborne

Prestige Homes Real Estate, LLC

Last Buyer's Agent

Giselle Pajazetovic

Pajazetovic & Company

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,452

Year Built

  • Built in 1830

Lot Details

  • 0.4 Acre Lot
  • Stone Wall
  • Gentle Sloping Lot

Home Design

  • Duplex
  • Stone Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 2,424 Sq Ft Home
  • Property has 1 Level
  • Ceiling Fan
  • 2 Fireplaces
  • Living Room
  • Home Office
  • Range

Flooring

  • Stone
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Block Basement Construction

Parking

  • 4 Car Parking Spaces
  • Driveway
  • Paved Parking
  • 4 Open Parking Spaces
  • Off-Street Parking

Outdoor Features

  • Deck
  • Rain Gutters
  • Porch

Location

  • Property is near public transit and schools

Utilities

  • Window Unit Cooling System
  • Baseboard Heating
  • Separate Meters
  • 100 Amp Service

Listing and Financial Details

  • Total Actual Rent $1,750
  • Rent includes unit 1(none), unit 2(none)
  • Assessor Parcel Number 3537190

Community Details

Overview

  • 2 Units

Amenities

  • Medical Services
  • Coin Laundry

Recreation

  • Golf Course Community
  • Park
  • Bike Trail

Building Details

  • Electric Expense $180
  • Insurance Expense $2,075
  • Water Sewer Expense $2,000
  • Operating Expense $5,755
  • Net Operating Income $15,245

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,452

Year Built

Built in 1830

Lot Details

0.4 Acres

Listing Details

  • Property Type: Residential Income
  • Property Sub Type: 2 Family - 2 Units Up/Down
  • Year Built: 1830
  • Levels: 3
  • Year Built Details: Approximate
  • APOD AVAILABLE: Yes
  • Special Features: None
  • Stories: 3

Interior Features

  • Flooring: Stone / Slate, Vinyl / VCT
  • Interior Amenities: Ceiling Fan(s), Living Room, Kitchen, Office/Den
  • Fireplace YN: Yes
  • Fireplaces: 2
  • Appliances: Range, Refrigerator
  • Total Bedrooms: 6
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access, Concrete, Unfinished
  • Above Grade Finished Sq Ft: 2424
  • Living Area: 2424
  • Spa YN: No
  • Stories Total: 3
  • MAIN LO: AN2615
  • MAIN SO: AN8300

Exterior Features

  • Exterior Features: Rain Gutters, Stone Wall
  • Construction Materials: Frame
  • Fencing: Fenced
  • Foundation Details: Stone
  • Home Warranty YN: No
  • Patio And Porch Features: Porch, Deck - Wood
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Roof: Shingle
  • Waterfront YN: No

Garage/Parking

  • Garage YN: No
  • Open Parking Spaces: 4
  • Open Parking YN: Yes
  • Parking Features: Paved Drive, Off Street, Paved
  • Total Parking Spaces: 4

Utilities

  • Sewer: Public Sewer
  • Utilities: for Electric Range, for Electric Oven
  • Cooling: Window Unit(s)
  • Heating: Baseboard, Other
  • Cooling Y N: Yes
  • Electric: 100 Amp Service, Common, Individually Metered
  • Heating YN: Yes
  • Water Source: Public
  • COOLING ZONES: 0
  • Hot Water: Oil

Condo/Co-op/Association

  • Community Features: Public Transportation, Park, Golf, Medical Facility, Laundromat, Bike Path, Highway Access, Public School, University, Sidewalks
  • Rent Includes: Unit 1(None), Unit 2(None)
  • Senior Community YN: No

Fee Information

  • Water Sewer Expenses: 2000

Lot Info

  • Parcel Number: 3537190
  • Zoning: R
  • Farm Land Area Units: Square Feet
  • Lot Features: Gentle Sloping
  • Lot Size Acres: 0.4
  • Lot Size Sq Ft: 17585
  • Lot Size Units: Acres

Tax Info

  • Tax Year: 2025
  • Tax Annual Amount: 4452

Multi Family

  • Electric Expense: 180
  • Insurance Expense: 2075
  • Net Operating Income: 15245
  • Number Of Units Total: 2
  • Operating Expense: 5755
  • Total Actual Rent: 1750
  • LEVELS 1: 1
  • Basement Included Sq Ft: No
  • LEASE 2: N
  • LEASE 1: Y

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 28, 2025
Closed on
Dec 18, 2025
Sold by
New Eng Premium Prop Llc
Bought by
Sky Invest Solutions Llc
Seller's Agent
Nicholas Pelletier
Prestige Homes Real Estate, LLC
Buyer's Agent
Giselle Pajazetovic
Pajazetovic & Company
List Price
$440,000
Sold Price
$455,000
Premium/Discount to List
$15,000
3.41%
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.31%
Original Mortgage
$364,000
Outstanding Balance
$363,653
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$58,588

Purchase Details

Listed on
May 4, 2023
Closed on
Aug 9, 2023
Sold by
Martin Lorenzo and Martin Anisley
Bought by
New Eng Premium Prop Llc
Seller's Agent
Jason Saphire
www.HomeZu.com
Buyer's Agent
Nicholas Pelletier
Prestige Homes Real Estate, LLC
List Price
$350,000
Sold Price
$300,000
Premium/Discount to List
-$50,000
-14.29%
Views
245

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.30%
Original Mortgage
$225,000
Interest Rate
6.71%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 29, 2006
Sold by
Chosta Louis P Est and Chosta
Bought by
Martin Anisley and Martin Lorenzo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,821
Interest Rate
6.32%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 28, 2001
Sold by
Gendron Robert M and Gendron Monique N
Bought by
Chosta Louis P

Purchase Details

Closed on
Oct 10, 1997
Sold by
Iwanik Philip and Iwanik Janet
Bought by
Gendron Robert M and Gendron Monique N
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $455,000 --
Quit Claim Deed $300,000 None Available
Deed $259,777 --
Deed $259,777 --
Deed $144,900 --
Deed $144,900 --
Deed $87,000 --
Deed $87,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $364,000 New Conventional
Previous Owner $225,000 Purchase Money Mortgage
Previous Owner $207,821 Purchase Money Mortgage
Previous Owner $131,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/18/2025 12/18/25 Sold $455,000 +3.4% $188 / Sq Ft
11/04/2025 11/04/25 Pending -- -- --
10/28/2025 10/28/25 For Sale $440,000 +46.7% $182 / Sq Ft
08/09/2023 08/09/23 Sold $300,000 -10.4% $124 / Sq Ft View Prior Sale
06/27/2023 06/27/23 Pending -- -- --
06/05/2023 06/05/23 Price Changed $334,999 -4.3% $138 / Sq Ft
05/04/2023 05/04/23 For Sale $350,000 -- $144 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $45 $310,000 $73,100 $236,900
2024 $4,293 $286,400 $66,500 $219,900
2023 $4,226 $262,000 $65,500 $196,500
2022 $3,952 $212,600 $49,600 $163,000
2021 $3,745 $186,900 $43,200 $143,700
2020 $3,585 $181,600 $43,200 $138,400
2019 $3,480 $172,800 $43,200 $129,600
2018 $2,968 $146,400 $43,200 $103,200
2017 $2,959 $144,500 $43,200 $101,300
2016 $2,882 $140,800 $43,200 $97,600
2015 $2,813 $140,800 $43,200 $97,600
2014 $2,746 $145,500 $47,900 $97,600
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 73448642

MLS Property Information Network (MLS PIN)

APN: GARD-000027R-000022-000002

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