$480,000
SOLD JUL 10, 2025

65 Spencer Ln Franklin, NC 28734

3 Beds
3 Baths
1,536 Sq Ft
4.35 Acres

Recently Sold

$312 Per Sq Ft

27% Below List Price

88 Days on Market

Highlights

  • RV Access or Parking
  • 4.35 Acre Lot
  • Private Lot
  • Custom Home
  • Deck
  • Cathedral Ceiling

About This Home

As of July 2025

MOTIVATED SELLERS... Must-see custom-built 3-BR, 3-Bath home with modern updates and move in ready, 5 minutes from Franklin. Nestled on 4.35 acres, enjoy year-round distant views and privacy with a paved drive to the door. Upon arrival be welcomed to a wraparound covered porch providing year-round outdoor entertaining. Upon entry find a recently updated spacious eat in kitchen featuring Corian countertops, stainless steel appliances, and a walk-in pantry. A gracious family room boasts a dry-stack rock fireplace, wide plank pine floors, vaulted tongue & groove ceilings throughout. Upstairs loft is dedicated to the updated primary bedroom and a private en-suite with a large soaking tub, while a large second bedroom and updated guest bath are on the main level. Low-maintenance LVP flooring enhances the updated office addition. Also, there's an attached double garage with a third bedroom above and recently added full bath. Upgrades include a new HVAC system, a smart thermostat, professionally encapsulated crawlspace, and water filtration system. Outside, a circular paved driveway, a fenced dog kennel. As a bonus an extra lot for added privacy or generational development options.

Last Agent to Sell the Property

Michael Peak

Mason Peak Mountain Properties, LLC Brokerage Phone: 8286341615 License #308526 Listed on: 03/20/2025

Last Buyer's Agent

Evelyn Owens

Keller Williams Realty Of Franklin License #228116

Keller Williams Realty Of Franklin

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,911

Year Built

  • Built in 1999

Lot Details

  • 4.35 Acre Lot
  • Private Lot
  • Level Lot
  • Open Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Open Parking
  • RV Access or Parking

Home Design

  • Custom Home
  • Cape Cod Architecture
  • Contemporary Architecture
  • Brick Veneer
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Stone Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Combination Dining and Living Room
  • Breakfast Room
  • Bonus Room
  • Crawl Space
  • Fire and Smoke Detector
  • Laundry on main level
  • Property Views

Kitchen

  • Electric Oven or Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • Primary bedroom located on second floor
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Bathtub Includes Tile Surround

Outdoor Features

  • Deck
  • Porch

Utilities

  • Ductless Heating Or Cooling System
  • Central Air
  • Mini Split Heat Pump
  • Water Filtration System
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Stream

Listing and Financial Details

  • Assessor Parcel Number 7505303406

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,911

Year Built

Built in 1999

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 4.35
  • Road Frontage Type: Community
  • Road Surface Type: Paved
  • Ownership: More than One Year
  • Subdivision Name: None
  • Directions: From US-441S in Franklin, Take 441 By-Pass to Highlands Rd. Proceed on Highlands RD 64E. Turn Left onto Saunders Rd (0.5 mi) Turn Right onto Spencer Ln. Property will be on the right. Pointers in place.
  • Architectural Style: Contemporary, Cape Cod, Custom
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Year Built: 1999
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8286341615
  • NAV27_AllowsVacationRentalYN: No
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Water Filter System, Exhaust Fan, Microwave, Electric Oven/Range, Refrigerator
  • Has Basement: None, Crawl Space
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Stone
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Bonus Room, Breakfast Room, Cathedral/Vaulted Ceiling, Ceiling Fan(s), Ceramic Tile Bath, Kitchen Island, Large Master Bedroom, Living/Dining Room, Primary w/Ensuite, Pantry, Walk-In Closet(s), Other
  • Window Features: Insulated Windows, Screens, Window Treatments
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Room Bedroom3 Area: 247.1111
  • Master Bedroom Master Bedroom Level: Second
  • Room Bedroom2 Area: 220
  • Room Bedroom3 Level: Second
  • Room Kitchen Area: 153.5417
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 17.1667
  • Room Master Bedroom Area: 217.4444

Exterior Features

  • Lot Features: Allow RVs, Level, Level Yard, Open Lot, Private
  • View: Short Range View, View Year Round
  • View: Yes
  • Home Warranty: No
  • Waterfront Elevation: 2220
  • Construction Type: Vinyl Siding, Brick Veneer
  • Exterior Features: Other
  • Patio And Porch Features: Deck, Porch
  • Roof: Composition

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Open Parking: Yes
  • Parking Features: Garage-Double Attached, Garage Door Opener, Paved Driveway

Utilities

  • Laundry Features: First Level
  • Security: Smoke Detector(s)
  • Cooling: Central Electric, Ductless, Other
  • Cooling Y N: Yes
  • Heating: Electric, Mini-Split, Other
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cell Service Available
  • Water Source: Well, Private
  • Gas Company: Propane Tank: None
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Lot Info

  • Lot Size Sq Ft: 189486
  • Parcel #: 7505303406

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1911.14
  • Tax Book Number: S-39

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 20, 2025
Closed on
Jul 9, 2025
Sold by
Scarborough Michael John and Scarborough Sherol Eli
Bought by
Heise Benjamin Edward and Hempel Heise Hannah
Seller's Agent
Michael Peak
Mason Peak Mountain Properties, LLC
Buyer's Agent
Evelyn Owens
Keller Williams Realty Of Franklin
List Price
$659,000
Sold Price
$480,000
Premium/Discount to List
-$179,000
-27.16%
Views
71

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1756.59%
Original Mortgage
$270,000
Outstanding Balance
$270,000
Interest Rate
5.5%
Mortgage Type
New Conventional
Estimated Equity
$301,958

Purchase Details

Closed on
Oct 10, 2024
Sold by
Peaceful Meadows Tiny Village Llc
Bought by
Peak Martha A

Purchase Details

Listed on
Jul 1, 2019
Closed on
Jan 15, 2020
Sold by
Murphy Brett W and Murphy Robin B
Bought by
Scarborough Mihcael John and Scarborough Sherol Elizabeth
Seller's Agent
Becky Ramey
Re/Max Elite Realty
List Price
$330,000
Sold Price
$330,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.58%
Original Mortgage
$220,000
Interest Rate
3.72%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 29, 2005
Sold by
Fowler Dale Elizabeth and Fowler Charles Carey
Bought by
Murphy Brett W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $480,000 None Listed On Document
Warranty Deed $480,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed $3,000 None Listed On Document
Quit Claim Deed $3,000 None Listed On Document
Warranty Deed $330,000 None Available
Warranty Deed $345,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $270,000 New Conventional
Closed $270,000 New Conventional
Previous Owner $219,100 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $254,926 New Conventional
Previous Owner $276,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Sold $480,000 -14.1% $313 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
05/28/2025 05/28/25 Price Changed $559,000 -6.8% $364 / Sq Ft
05/13/2025 05/13/25 Price Changed $599,999 -7.6% $391 / Sq Ft
05/02/2025 05/02/25 Price Changed $649,000 -1.5% $423 / Sq Ft
03/20/2025 03/20/25 For Sale $659,000 +99.7% $429 / Sq Ft
02/14/2020 02/14/20 Sold $330,000 0.0% $215 / Sq Ft
01/15/2020 01/15/20 Pending -- -- --
07/01/2019 07/01/19 For Sale $330,000 -- $215 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,911 $563,250 $71,160 $492,090
2023 $1,724 $563,250 $71,160 $492,090
2022 $1,724 $342,450 $33,270 $309,180
2021 $1,669 $342,450 $33,270 $309,180
2020 $1,582 $342,450 $33,270 $309,180
2019 $1,569 $342,450 $33,270 $309,180
2018 $1,575 $367,560 $36,150 $331,410
2017 $1,575 $367,560 $36,150 $331,410
2016 $1,575 $367,560 $36,150 $331,410
2015 $1,552 $367,560 $36,150 $331,410
2014 $1,578 $469,180 $120,800 $348,380
2013 -- $469,180 $120,800 $348,380
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26040301

APN: 7505303406