$750,000
SOLD OCT 2, 2025
3 Beds
3.5 Baths
2,972 Sq Ft
0.51 Acre Lot

Sale Details

Date Sold: October 2, 2025

$252 Per Sq Ft

14% Below List Price

147 Days on Market

Highlights

  • Sitting Area In Primary Bedroom
  • Hydromassage or Jetted Bathtub
  • Screened Porch
  • Vaulted Ceiling
  • Mud Room
  • Breakfast Area or Nook

About This Home

As of October 2025

We're at the Lake! That is what you will tell your friends & family when you live here. Relax & Spread out in this GORGEOUS Custom Built Waterfront Home located on a Quiet Cove w/boat dock & Main Lake Views. Carefully planned & designed by Southern Homes for current owner. Large foyer; Hardwood & Ceramic floors, skylights, gas log fireplace & Vaulted ceilings. The beautiful kitchen boasts granite counter tops, breakfast bar, kitchen nook area, stainless steel appliances, gas stove, tiled backsplash, custom wood cabinets. Formal Dining Room, updated lighting fixtures, 1st level Primary bedroom w/attached bath & large walk in closet. 1st level laundry/mud room w/sink, walk in pantry, washer, dryer off of the attached 2 car climate controlled garage. An additional carport for boat parking + storage shed. Enjoy the backyard & water views from your composite deck or Screened porch area off the kitchen. A 2nd bedroom/home office w/stained glass doorway on 1st level as well w/full bath + a guest bath. Open staircase leads you to the lower level w/bedroom, full bath, Rec Room & Bonus Room. Situated on an oversized lot. Level walk to the backyard & dock. Approx. 50' of water. Enjoy boating, fishing & swimming from your backyard.

Last Agent to Sell the Property

Vicki Wilson

MONTICELLO COUNTRY REALTY, LLC License #0225050937 Listed on: 04/11/2025

Co-Listed By

PATRICK WILSON

MONTICELLO COUNTRY REALTY, LLC License #0225218981

Last Buyer's Agent

JOHN SACCO

LONG & FOSTER - LAKE MONTICELLO License #0225258559

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,966

Year Built

  • Built in 1998

Lot Details

  • 22,216 Sq Ft Lot
  • Zoning described as R-4 Residential

HOA Fees

  • $122 per month

Parking

  • 2 Car Garage
  • Carport
  • Heated Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Recessed Lighting
  • Gas Log Fireplace
  • Insulated Windows
  • Tilt-In Windows
  • Transom Windows
  • Window Screens
  • Mud Room
  • Entrance Foyer
  • Screened Porch
  • Utility Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Sitting Area In Primary Bedroom
  • 3 Bedrooms | 2 Main Level Bedrooms
  • Walk-In Closet
  • Double Vanity
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Washer and Dryer Hookup

Outdoor Features

  • Patio
  • Shed

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Underground Utilities

Community Details

  • Built by SOUTHERN HOME BUILDERS
  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 445

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,966

Year Built

Built in 1998

Lot Details

0.51 Acres

HOA Fees

$122 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 445
  • Property Sub Type: Detached
  • LotSizeAcres: 0.51
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: 484
  • Co List Office Phone: 434-589-3539
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1748.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • PreviousStandardStatus: Pending
  • BelowGradeUnfinishedArea: 524.0
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Range, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1224.0
  • Fireplace Features: One, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Double Vanity, Jetted Tub, Primary Downstairs, Sitting Area in Primary, Skylights, Walk-In Closet(s), Breakfast Bar, Breakfast Area, Entrance Foyer, Eat-in Kitchen, Recessed Lighting, Utility Room, Vaulted Ceiling(s)
  • Living Area: 2972.0
  • Main Level Bathrooms: 3
  • Main Level Bedrooms: 2
  • Stories: 1
  • Window Features: Insulated Windows, Screens, Tilt-In Windows, Transom Window(s), Skylight(s)

Exterior Features

  • Roof: Architectural
  • View: Water
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Builder Name: SOUTHERN HOME BUILDERS
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Other Structures: Shed(s)
  • Patio And Porch Features: Rear Porch, Composite, Concrete, Deck, Front Porch, Patio, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Carport, Electricity, Garage, Garage Door Opener, Heated Garage, Garage Faces Side

Utilities

  • Heating: Forced Air, Propane
  • Utilities: Cable Available, Fiber Optic Available, Propane, Satellite Internet Available
  • Sewer: Public Sewer
  • Electric: Underground
  • Laundry Features: Washer Hookup, Dryer Hookup, Sink
  • Cooling: Central Air
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1459.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Level, Waterfront
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential

Building Info

  • Year Built: 1998

Tax Info

  • Year: 2025
  • Tax Annual Amount: 5966.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
Sep 22, 2025
Sold by
Bought by
Seller's Agent
Vicki Wilson
MONTICELLO COUNTRY REALTY, LLC
Buyer's Agent
JOHN SACCO
LONG & FOSTER - LAKE MONTICELLO
List Price
$875,000
Sold Price
$750,000
Premium/Discount to List
-$125,000
-14.29%
Views
146
Current Estimated Value
$790,185

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$40,185
Avg. Annual Appreciation
6.57%
Original Mortgage
$350,000
Interest Rate
0.0658%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2023
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Bargain Sale Deed $750,000 Title Resource Guaranty Compan
Gift Deed -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $350,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/04/2025 10/04/25 Off Market $750,000 -- --
10/02/2025 10/02/25 Sold $750,000 -4.5% $252 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
08/28/2025 08/28/25 Price Changed $785,000 -4.8% $264 / Sq Ft
08/06/2025 08/06/25 Price Changed $825,000 -2.8% $278 / Sq Ft
05/27/2025 05/27/25 Price Changed $849,000 -3.0% $286 / Sq Ft
04/11/2025 04/11/25 For Sale $875,000 -- $294 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $6,006 $795,500 $170,000 $625,500
2025 $5,966 $795,480 $170,000 $625,480
2024 $51 $605,800 $170,000 $435,800
2023 $5,113 $605,800 $170,000 $435,800
2022 $4,806 $552,400 $170,000 $382,400
2021 $4,806 $552,400 $170,000 $382,400
2020 $4,793 $518,200 $170,000 $348,200
2019 $4,793 $518,200 $170,000 $348,200
2018 $4,619 $509,300 $170,000 $339,300
2017 $4,619 $509,300 $170,000 $339,300
2016 $4,430 $483,100 $150,000 $333,100
2015 $4,192 $483,100 $150,000 $333,100
2014 $4,192 $476,400 $150,000 $326,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 663101

Charlottesville area Association of Realtors®

APN: 18A 3 445

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