$436,900

650 Swailes Rd Troy, OH 45373

Estimated payment $2,689/month

Total Views 24,046
3 Beds
2.5 Baths
2,360 Sq Ft
$185 Price per Sq Ft

Highlights

  • Deck
  • Cathedral Ceiling
  • 2 Car Detached Garage
  • Concord Elementary School Rated A-
  • No HOA
  • Porch

About This Home

Welcome to this timeless colonial nestled in beautiful Concord Township located on a 1.18 acre setting, just minutes from the boutiques, restaurants, and charm of downtown Troy District. This thoughtfully totally updated inside and out, 3-4 bedroom, 2.5-bath home blends classic character with modern comfort that you will fall in love with as soon as you see it! Inside, you’ll find two spacious living areas—one with vaulted ceilings and abundant natural light, and the other opening to a brand-new composite deck, perfect for entertaining. The formal dining rm flows into the kitchen, which features brand-new stainless steel appliances, custom lighting, and classic hardwood floors. A cozy sunroom with wraparound windows makes an ideal home office, or could be a 4th bdrm. Upstairs, the primary suite includes a beautiful en suite bath and cedar closet, plus additional bdrms and full bathroom. Amazing updates include newly remodeled bathrooms with matte black fixtures, and a walk-up staircase with original character leading to a spacious landing. The multi-room basement has been professionally waterproofed and partially finished, ideal for a rec room or extra storage. Outside, enjoy two newly built composite decks, a detached oversized 2-car garage with workshop space and overhead storage, a circular driveway, and a gravel pad perfect for camper parking. The amazing backyard features mature trees, a small private pond with stone landscaping, a fire pit, a garden area partially enclosed by a white picket fence, and a custom-built shed with its own porch swing. The home has had so many updates and improvements! Whether you're sipping morning coffee on the front porch or enjoying peaceful evenings in the backyard, this home offers the perfect mix of historic charm and modern updates in a serene, park-like setting. Located just minutes from downtown Troy, the Great Miami River Recreational Trail, Troy Country Club, and I-75, this one-of-a-kind property is a rare find—hurry!

Listing Agent

Lisa Nishwitz

Coldwell Banker Heritage Brokerage Phone: (937) 890-2200 License #0000395004 Listed on: 07/15/2025

Coldwell Banker Heritage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,921

Year Built

  • 1940

Lot Details

  • 1.18 Acre Lot
  • Lot Dimensions are 201x263
  • Partially Fenced Property

Parking

  • 2 Car Detached Garage
  • Parking Storage or Cabinetry
  • Garage Door Opener

Home Design

  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 2,360 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Partial Basement
  • Fire and Smoke Detector

Kitchen

  • Range
  • Dishwasher
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Well
  • Water Softener
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number C06013200

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,921

Year Built

1940

Lot Details

0

Parking

2

Listing Details

  • Major Appliances: Dishwasher, Disposal, Range, Refrigerator, Water Softener, Gas Water Heater
  • Cooling System: Central Air
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Attribution Contact: (937) 890-2200
  • Fencing: Partial
  • Lot Size Acres: 1.18
  • SecurityFeatures: Smoke Detector(s)
  • Co List Office Phone: (937) 890-2200
  • MLS Status: Active
  • Architectural Style: Saltbox
  • Fireplace Features: One, Wood Burning
  • Living Area: 2360.0
  • Window Features: Double Pane Windows
  • Master Plan Zoning: Residential
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 876.0
  • Special Features: None

Interior Features

  • Interior Amenities: Ceiling Fan(s), Cathedral Ceiling(s), High Speed Internet, Kitchen/Family Room Combo, Laminate Counters
  • Basement: Partial, Partially Finished
  • Garage Spaces: 2.0
  • Levels: Two
  • Property Type: Residential
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Main Level Bathrooms: 1
  • Stories: 2

Exterior Features

  • Construction Type: Vinyl Siding, Wood Siding
  • Exterior Features: Deck, Fence, Porch, Storage
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck, Porch

Garage/Parking

  • Attached Garage: No
  • Attached Garage: Yes
  • Parking Features: Detached, Garage, Two Car Garage, Garage Door Opener, Storage

Utilities

  • Heating: Forced Air, Natural Gas
  • Utilities: Natural Gas Available, Sewer Available, Water Available, Cable Available
  • Cooling Y N: Yes
  • HeatingYN: Yes
  • Water Source: Well

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Troy

Lot Info

  • Lot Dimensions: 201x263
  • Lot Size Sq Ft: 51401.0
  • Parcel Number: C06013200
  • Zoning Description: Residential

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,921 $96,670 $21,980 $74,690
2023 $3,921 $96,670 $21,980 $74,690
2022 $3,310 $96,670 $21,980 $74,690
2021 $2,958 $80,540 $18,310 $62,230
2020 $2,964 $80,540 $18,310 $62,230
2019 $2,991 $80,540 $18,310 $62,230
2018 $2,558 $65,140 $15,890 $49,250
2017 $2,583 $65,140 $15,890 $49,250
2016 $2,552 $65,140 $15,890 $49,250
2015 $2,638 $60,310 $14,700 $45,610
2014 $2,638 $60,310 $14,700 $45,610
2013 $2,652 $60,310 $14,700 $45,610
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 Price Changed $436,900 -2.2% $185 / Sq Ft
07/23/2025 07/23/25 Price Changed $446,900 -2.8% $189 / Sq Ft
07/15/2025 07/15/25 For Sale $459,900 -- $195 / Sq Ft
Source: Dayton REALTORS®

Purchase History

Date Type Sale Price Title Company
Survivorship Deed $228,000 --
Warranty Deed $225,500 --
Warranty Deed $175,000 --
Deed $127,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $190,000 New Conventional
Closed $215,180 FHA
Closed $227,679 FHA
Closed $224,315 FHA
Closed $224,315 FHA
Closed $180,000 New Conventional
Closed $180,000 New Conventional
Previous Owner $160,000 New Conventional
Source: Public Records

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Source: Dayton REALTORS®

MLS Number: 938909

Dayton REALTORS®

APN: C06013200