$399,900
$60K PRICE DROP

650 Swailes Rd Troy, OH 45373

Estimated payment $2,439/month

Total Views 44,012
3 Beds
2.5 Baths
2,360 Sq Ft
$169 Price per Sq Ft

Highlights

  • Deck
  • Cathedral Ceiling
  • No HOA
  • Concord Elementary School Rated A-
  • Whirlpool Bathtub
  • 2 Car Detached Garage

About This Home

Welcome to this timeless colonial nestled in beautiful Concord Township located on a 1.18 acre setting, just minutes from the boutiques, restaurants, and charm of downtown Troy District. This thoughtfully totally updated inside and out, 3-4 bedroom, 2.5-bath home blends classic character with modern comfort that you will fall in love with as soon as you see it! Inside, you'll find two spacious living areas--one with vaulted ceilings and abundant natural light, and the other opening to a brand-new composite deck, perfect for entertaining. The formal dining rm flows into the kitchen, which features brand-new stainless-steel appliances, custom lighting, and classic hardwood floors. A cozy sunroom with wraparound windows makes an ideal home office, or could be a 4th bdrm. Upstairs, the primary suite includes a beautiful en-suite bath and cedar closet, plus additional bdrms and full bathroom. Amazing updates include newly remodeled bathrooms with matte black fixtures and a walk-up staircase with original character leading to a spacious landing. The multi-room basement has been professionally waterproofed and partially finished, ideal for a rec room or extra storage. Outside, enjoy two newly built composite decks, a detached oversized 2-car garage with workshop space and overhead storage, a circular driveway and a gravel pad perfect for camper parking. The amazing backyard features mature trees, a small private pond with stone landscaping, a fire pit, a garden area partially enclosed by a white picket fence, and a custom-built shed with its own porch swing. The home has had so many updates and improvements! Whether you're sipping morning coffee on the front porch or enjoying peaceful evenings in the backyard, this home offers the perfect mix of historic charm and modern updates in a serene, park-like setting. Located just minutes from downtown Troy, the Great Miami River Recreational Trail, Troy Country Club, and I-75, this one-of-a-kind property is a rare find--hurry!

Listing Agent

Lisa Nishwitz

Coldwell Banker Heritage License #000395004 Listed on: 07/15/2025

Coldwell Banker Heritage

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,922

Year Built

  • Built in 1940

Lot Details

  • 1.18 Acre Lot
  • Lot Dimensions are 201x263
  • Fenced

Parking

  • 2 Car Detached Garage

Home Design

  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 2,360 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Partially Finished Basement
  • Partial Basement

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Whirlpool Bathtub

Outdoor Features

  • Deck
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Connected
  • Well
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number C06013200

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,922

Year Built

Built in 1940

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: House
  • Additional Tax Info: Assessments
  • Level Style: Two
  • Semi-Annual Tax: 1961.00
  • Year Built: 1940
  • Documents: Property Disclosure and Lead Based Paint
  • Listing I D: 1040035
  • M L S Approved: Y
  • M L S Identifier: 20190724221641160008000000
  • New Financing: Cash, VA Loan, FHA, Conventional
  • Property Group I D: 19990816212109142258000000
  • Subtype: Single Family Residence
  • Type Of Contract: Exclusive Right To Sell
  • Condo Lot Y N: No
  • H O A C O A Y N: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Water Softener Owned, Refrigerator, Gas Water Heater, Disposal
  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Basement: Partial, Partially Finished
  • Inside Features: Cathedral Ceiling(s), Whirlpool Tub, Ceiling Fan(s)
  • Price/ Sq Ft: 169.45
  • Fireplace: One Fireplace, Wood Burning
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Total Square Footage: 2360.00

Exterior Features

  • Other Structures: Shed(s)
  • Exterior: Vinyl Siding, Wood Siding
  • Outside Features: Deck, Porch, Fenced

Garage/Parking

  • Garage: Detached
  • Garage Spaces: 2.00

Utilities

  • Cooling: Central Air
  • Heating System: Forced Air, Natural Gas
  • Utilities: Natural Gas Connected
  • Sewer: Public Sewer
  • Water Source: Well

Lot Info

  • Acres: 1.18
  • Lot Dimensions: 201x263
  • Zoning: Residential
  • Land Info: Residential Lot
  • Parcel Id Number: C06013200

Tax Info

  • Tax Year: 2024

MLS Schools

  • School District: 5509 Troy CSD

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,921 $96,670 $21,980 $74,690
2023 $3,921 $96,670 $21,980 $74,690
2022 $3,310 $96,670 $21,980 $74,690
2021 $2,958 $80,540 $18,310 $62,230
2020 $2,964 $80,540 $18,310 $62,230
2019 $2,991 $80,540 $18,310 $62,230
2018 $2,558 $65,140 $15,890 $49,250
2017 $2,583 $65,140 $15,890 $49,250
2016 $2,552 $65,140 $15,890 $49,250
2015 $2,638 $60,310 $14,700 $45,610
2014 $2,638 $60,310 $14,700 $45,610
2013 $2,652 $60,310 $14,700 $45,610
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/18/2025 10/18/25 Price Changed $399,900 -2.4% $169 / Sq Ft
09/30/2025 09/30/25 Price Changed $409,900 -4.0% $174 / Sq Ft
09/15/2025 09/15/25 Price Changed $426,900 -4.5% $181 / Sq Ft
07/23/2025 07/23/25 Price Changed $446,900 -2.8% $189 / Sq Ft
07/15/2025 07/15/25 For Sale $459,900 -- $195 / Sq Ft
Source: Western Regional Information Systems & Technology (WRIST)

Purchase History

Date Type Sale Price Title Company
Survivorship Deed $228,000 --
Warranty Deed $225,500 --
Warranty Deed $175,000 --
Deed $127,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $224,315 FHA
Closed $180,000 New Conventional
Previous Owner $160,000 New Conventional
Source: Public Records

Source: Western Regional Information Systems & Technology (WRIST)

MLS Number: 1040035

Western Regional Information Systems & Technology (WRIST)

APN: C06013200