NOT LISTED FOR SALE

650 White Rock Rd Lusby, MD 20657

Estimated Value: $330,912 - $367,000

3 Beds
3 Baths
1,776 Sq Ft
$196/Sq Ft Est. Value

Last Sold August 31, 2023

Last sale price $295,000 $166 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,080/month

1 Day on Market

Highlights

  • Gourmet Kitchen
  • Wooded Lot
  • Cathedral Ceiling
  • Deck
  • Rambler Architecture
  • Wood Flooring

About This Home

As of August 2023

Here is your chance to own for under $275K. Home is ready for your HGTV dreams. TONS of space, and can be lived in while you do your updates. Build instant equity with this gem. Seller has done some recent updates, giving you a head start on your dream home. Community Bay & beach access to enjoy the summer. Riding trails, playgrounds and multiple beaches make this a great community. Easy commuting access to PAX and points north to Baltimore & DC. Seller prefer Title Forward to ensure a smooth transaction.

Last Agent to Sell the Property

Dorothy Bistransin

(443) 520-4396 dorothy.bistransin@redfin.com Redfin Corp License #VA0225274239 Listed on: 06/11/2023

Redfin Corp

Last Buyer's Agent

Phyllis Elsner

(410) 370-4930 pkelsner@comcast.net Redfin Corp

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,585

Year Built

  • Built in 1969

Lot Details

  • 0.5 Acre Lot
  • Cul-De-Sac
  • Landscaped
  • Wooded Lot

HOA Fees

  • HOA YN

Parking

  • Off-Street Parking

Home Design

  • Rambler Architecture
  • Permanent Foundation
  • Composition Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • Property has 2 Levels
  • Beamed Ceilings
  • Cathedral Ceiling
  • 2 Fireplaces
  • Fireplace With Glass Doors
  • Flue
  • Insulated Windows
  • Window Screens
  • French Doors
  • Sliding Doors
  • Combination Dining and Living Room
  • Wood Flooring

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Stove
  • Range Hood
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Central Heating
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Community Details

  • Condo Association YN: No
  • Chesapeake Ranch Estates Subdivision

Listing and Financial Details

  • Tax Lot 141R
  • Assessor Parcel Number 0501102222

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,585

Year Built

Built in 1969

Lot Details

0

HOA Fees

$1 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-06-12
  • Year Built: 1969
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Icemaker, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stove, Washer
  • Interior Amenities: Combination Dining/Living, Dining Area, Kitchen - Gourmet, Primary Bath(s), Upgraded Countertops, Wood Floors
  • Window Features: Insulated, Screens
  • Fireplace Features: Equipment, Fireplace - Glass Doors, Flue For Stove
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: French, Sliding Glass
  • Wall Ceiling Types: Beamed Ceilings, Cathedral Ceilings, Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Daylight, Full, Fully Finished, Outside Entrance, Rear Entrance, Walkout Level
  • Laundry Type: Has Laundry
  • Total Sq Ft: 1920
  • Living Area Sq Ft: 1776
  • Price Per Sq Ft: 286.46
  • Above Grade Finished Sq Ft: 960
  • Below Grade Finished Sq Ft: 816
  • Below Grade Sq Ft: 144
  • Total Below Grade Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Log, Wood Siding
  • Roof: Composite
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Off Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Central
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 10.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Cul-De-Sac, Landscaping, Trees/Wooded
  • Lot Size Acres: 0.50
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 21800.00
  • Outdoor Living Structures: Deck(s)
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2585.00
  • Assessor Parcel Number: 0501102222
  • Tax Lot: 141R
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2023
Closed on
Aug 30, 2023
Sold by
Green Dorothy G
Bought by
Labrador Elias A and Greaves Shukriyyah
Seller's Agent
Dorothy Bistransin
Redfin Corp
Buyer's Agent
Phyllis Elsner
Redfin Corp
List Price
$265,000
Sold Price
$295,000
Premium/Discount to List
$30,000
11.32%
Views
167
Current Estimated Value
$347,228

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$52,228
Avg. Annual Appreciation
7.84%
Original Mortgage
$285,154
Outstanding Balance
$278,899
Interest Rate
6.78%
Mortgage Type
FHA
Estimated Equity
$68,329

Purchase Details

Closed on
Jun 2, 2021
Sold by
Green Dorothy G
Bought by
Green Dorothy G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$231,300
Interest Rate
6.95%
Mortgage Type
Balloon

Purchase Details

Closed on
Jan 8, 2008
Sold by
Knight Michael H
Bought by
Green Dorothy G and Green Dawn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 28, 2007
Sold by
Knight Michael H
Bought by
Green Dorothy G and Green Dawn D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,000
Interest Rate
6.21%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 26, 2007
Sold by
Knott James W and Knott Gertha E
Bought by
Knight Michael H and Degennaro Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,250
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 29, 2006
Sold by
Knott James W and Knott Gertha E
Bought by
Knight Michael H and Degennaro Catherine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$204,250
Interest Rate
7.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Labrador Elias A $295,000 Title Forward
Green Dorothy G $173,882 --
Green Dorothy G $173,882 None Listed On Document
Green Dorothy G $270,000 --
Green Dorothy G $270,000 --
Knight Michael H $215,000 --
Knight Michael H $215,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Labrador Elias A $285,154
Previous Owner Green Dorothy G $231,300
Previous Owner Green Dorothy G $54,000
Previous Owner Green Dorothy G $216,000
Previous Owner Green Dorothy G $216,000
Previous Owner Knight Michael H $204,250
Previous Owner Knight Michael H $204,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/31/2023 08/31/23 Sold $295,000 +7.3% $166 / Sq Ft
06/13/2023 06/13/23 Price Changed $275,000 +3.8% $155 / Sq Ft
06/12/2023 06/12/23 Pending -- -- --
06/11/2023 06/11/23 For Sale $265,000 0.0% $149 / Sq Ft
06/01/2023 06/01/23 Price Changed $265,000 -- $149 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,032 $265,000 $0 $0
2024 $3,032 $241,000 $0 $0
2023 $2,409 $217,000 $55,200 $161,800
2022 $2,601 $209,367 $0 $0
2021 $2,446 $201,733 $0 $0
2020 $3,532 $194,100 $55,200 $138,900
2019 $3,524 $194,100 $55,200 $138,900
2018 $2,415 $194,100 $55,200 $138,900
2017 $3,487 $195,500 $0 $0
2016 -- $195,500 $0 $0
2015 $2,922 $195,500 $0 $0
2014 $2,922 $198,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2011284

Bright MLS

APN: 01-102222