Seller's Agent in 2021
Lorraine McMichen
SOUTHERN HOMES & PROPERTIES INC
(407) 873-0593
4 in this area
8 Total Sales
6500 Cottage Ln Saint Cloud, FL 34771
East Saint Cloud NeighborhoodEstimated Value: $542,000 - $645,000
4
Beds
3
Baths
2,742
Sq Ft
$218/Sq Ft
Est. Value
Highlights
- Boat Ramp
- Parking available for a boat
- Access To Chain Of Lakes
- Harmony Community School Rated 9+
- Dock made with wood
- Oak Trees
About This Home
As of August 2021Stunning 4/3 situated on over 1/2 acre corner lot in the lakefront community of Northshore. All upgrades have been done for you, move in ready condition. A kitchen set up for the one's who love to cook with kitchen island, solid wood 42" cabinets, quartz countertops, tiled back splash, double ovens, and with a drop in cook top. Breakfast nook open to the kitchen with a double closet pantry. Separate dining room is a very open concept overlooking the large family room. Pool planned with french doors leading from family room and back bedrooms to a large screened back porch. Master bath features roman tub, large open shower stall with built in seat and shelving, his and her vanities and his and her closets. Separate 7x15 room off master bedroom would be ideal for your own home office, shelving and desktops have already been installed for you. A split plan with 3 additional bedrooms and 2 baths, a unique set up for a mother-in-law suite or separate guest quarters with private setting. All flooring has been replaced with porcelain plank tiles through out, new light fixtures, new faucets, cabinets have been installed in the large inside utility room. All windows have Plantation shutters and the French doors have built in blinds. Home has dual AC units, one has been replaced, along with hot water heater. Side entry 3 car garage with openers, ideal for your golf cart or other play toys. Septic was pumped in 2021, Dishwasher and Microwave replaced approx. 3 1/2 yrs ago. All appliances stay, including washer and dryer. Home has a sprinkler system, and water purifying system, recently serviced and timer replaced. Must bring your buyers to view, lots of upgrades through out. Subdivision is located on the chain of 6 lakes, private boat ramp, walking trails, docks for fishing, minutes from town yet very secluded. Aprox 30 min from VA hospital, Orlando International Airport, Lake Nona restaurants and shopping and University of Florida medical facility. Min from shopping and restaurants and St Cloud hospital. A very family oriented environment.
Last Agent to Sell the Property
SOUTHERN HOMES & PROPERTIES INC License #478436 Listed on: 06/19/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,208
Year Built
- Built in 2006
Lot Details
- 0.55 Acre Lot
- Northwest Facing Home
- Wood Fence
- Mature Landscaping
- Corner Lot
- Irregular Lot
- Irrigation
- Oak Trees
- Property is zoned OPUD
HOA Fees
- $57 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Parking Pad
- Ground Level Parking
- Side Facing Garage
- Garage Door Opener
- Driveway
- Secured Garage or Parking
- Guest Parking
- Open Parking
- Off-Street Parking
- Parking available for a boat
- Golf Cart Parking
Property Views
- Woods
- Garden
Home Design
- Contemporary Architecture
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Stucco
Interior Spaces
- 2,742 Sq Ft Home
- 1-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Shutters
- Family Room
- Separate Formal Living Room
- Breakfast Room
- Formal Dining Room
- Den
- Storage Room
- Inside Utility
- Porcelain Tile
Kitchen
- Built-In Oven
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Solid Wood Cabinet
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- In-Law or Guest Suite
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Security Lights
- Fire and Smoke Detector
Accessible Home Design
- Accessible Full Bathroom
- Accessible Bedroom
- Accessible Kitchen
- Kitchen Appliances
- Accessible Closets
Outdoor Features
- Access To Chain Of Lakes
- Lock
- Water Skiing Allowed
- Boat Ramp
- Dock made with wood
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
Schools
- Harmony Community Elementary School
- Harmony Middle School
- Harmony High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heat Pump System
- Thermostat
- Underground Utilities
- Well
- Electric Water Heater
- Water Softener
- Septic Tank
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Legal Lot and Block 68 / 1
- Assessor Parcel Number 02-26-31-4432-0001-0680
Community Details
Overview
- Association fees include common area taxes, ground maintenance
- Paula Echevery Association
- Northshore Stage 01 Subdivision
- On-Site Maintenance
- The community has rules related to building or community restrictions, deed restrictions, fencing, allowable golf cart usage in the community, vehicle restrictions
- Rental Restrictions
Recreation
- Boat Ramp
- Boat Dock
- Fishing
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 19, 2021
Closed on
Aug 18, 2021
Sold by
Wasylink Jeffrey and Wasylink Denise
Bought by
Cumming Christopher R D and Cumming Maribeth P
Seller's Agent
Lorraine McMichen
SOUTHERN HOMES & PROPERTIES INC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$510,000
Sold Price
$495,000
Premium/Discount to List
-$15,000
-2.94%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,949
Avg. Annual Appreciation
4.37%
Original Mortgage
$492,000
Outstanding Balance
$445,445
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$151,504
Purchase Details
Listed on
Jun 30, 2017
Closed on
Nov 10, 2017
Sold by
Hall Charles Andrew and Hall Anna Marie
Bought by
Wasylink Jeffrey and Wasylink Denise
Seller's Agent
Linda Goodwin-Nichols
GOODWIN REALTY & ASSOCIATES, INC
Buyer's Agent
Greg Landy
COLDWELL BANKER REALTY
List Price
$359,900
Sold Price
$325,000
Premium/Discount to List
-$34,900
-9.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.84%
Original Mortgage
$290,800
Interest Rate
3.83%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Sep 30, 2014
Sold by
Knapp Richard E and Knapp Nancy K
Bought by
Hall Charles Andrew and Hall Anna Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,375
Interest Rate
4.15%
Mortgage Type
VA
Purchase Details
Closed on
Dec 1, 2004
Sold by
Matheny Linette R
Bought by
Knapp Richard E and Knapp Nancy K
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$46,720
Interest Rate
5.67%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 24, 2003
Sold by
Musto Paul H and Musto Roseanne
Bought by
Matheny Linette R
Purchase Details
Closed on
Jul 28, 1999
Sold by
Boyton W Land & Dev Co Inc
Bought by
Musto Paul H and Musto Roseanne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$19,705
Interest Rate
7.66%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Cumming Christopher R D | $495,000 | Stewart Title Company | |
| Wasylink Jeffrey | $325,000 | Royalty Title Llc | |
| Hall Charles Andrew | $250,000 | Attorney | |
| Knapp Richard E | $50,000 | Stewart Approved Title Inc | |
| Matheny Linette R | $33,500 | -- | |
| Musto Paul H | $26,000 | -- | |
| Boynton W Land & Dev Co Inc | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Cumming Christopher R D | $492,000 | |
| Previous Owner | Wasylink Jeffrey | $290,800 | |
| Previous Owner | Hall Charles Andrew | $255,375 | |
| Previous Owner | Knapp Richard E | $46,720 | |
| Previous Owner | Boynton W Land & Dev Co Inc | $19,705 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/18/2021 08/18/21 | Sold | $495,000 | -2.9% | $181 / Sq Ft | |
| 07/10/2021 07/10/21 | Pending | -- | -- | -- | |
| 06/17/2021 06/17/21 | For Sale | $510,000 | +56.9% | $186 / Sq Ft | |
| 02/14/2018 02/14/18 | Off Market | $325,000 | -- | -- | |
| 11/16/2017 11/16/17 | Sold | $325,000 | -4.4% | $119 / Sq Ft | View Prior Sale |
| 09/28/2017 09/28/17 | Pending | -- | -- | -- | |
| 09/15/2017 09/15/17 | Price Changed | $339,900 | -1.7% | $124 / Sq Ft | |
| 08/22/2017 08/22/17 | Price Changed | $345,900 | -1.1% | $126 / Sq Ft | |
| 08/02/2017 08/02/17 | Price Changed | $349,900 | -2.8% | $128 / Sq Ft | |
| 06/30/2017 06/30/17 | For Sale | $359,900 | -- | $131 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $631 | $420,509 | -- | -- |
| 2024 | $622 | $408,658 | -- | -- |
| 2023 | $622 | $396,756 | $0 | $0 |
| 2022 | $576 | $385,200 | $60,000 | $325,200 |
| 2021 | $4,264 | $296,987 | $0 | $0 |
| 2020 | $4,208 | $292,887 | $0 | $0 |
| 2019 | $4,156 | $286,303 | $0 | $0 |
| 2018 | $4,047 | $280,965 | $0 | $0 |
| 2017 | $3,914 | $266,495 | $0 | $0 |
| 2016 | $3,864 | $261,014 | $0 | $0 |
| 2015 | $3,921 | $259,200 | $0 | $0 |
| 2014 | $3,117 | $209,753 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lorraine McMichen
-
Stellar Non-Member Agent
S
Buyer's Agent in 2021
Stellar Non-Member Agent
FL_MFRMLS
-
Linda Goodwin-Nichols
Seller's Agent in 2017
Linda Goodwin-Nichols
GOODWIN REALTY & ASSOCIATES, INC
(407) 908-0320
2 in this area
54 Total Sales
-
Greg Landy
Buyer's Agent in 2017
Greg Landy
COLDWELL BANKER REALTY
(407) 463-5733
57 Total Sales
Map
Source: Stellar MLS
MLS Number: S5052257
APN: 02-26-31-4432-0001-0680
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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