$1,441,000
SOLD DEC 18, 2025

651 Spruce St Half Moon Bay, CA 94019

3 Beds
3 Baths
2,210 Sq Ft
7,362 Sq Ft Lot

Recently Sold

$652 Per Sq Ft

10% Below List Price

253 Days on Market

Highlights

  • Primary Bedroom Suite
  • Jetted Tub in Primary Bathroom
  • 2 Car Attached Garage
  • Wood Flooring
  • Balcony
  • Eat-In Kitchen

About This Home

As of December 2025

Welcome to this well-maintained, single-story home in downtown Half Moon Bay that will surprise you when you see how spacious this home is. Three bedrooms and three full bathrooms, with approx 2210 sq ft of living space, and the lot is approx 7353 sq ft and fenced in the backyard. This location is less than a block away from quaint Main Street, restaurants, cafes, festivals and parades and Poplar Beach is just a few blocks further! Adorned with hardwood flooring throughout the living spaces and cozy carpet in all bedrooms. The family room off the kitchen makes this half of the home a place where you can all be together apart from the bedrooms. The primary Suite is spacious and features a bathroom with stall shower and a deep soaking tub. A spacious 2 car garage is equipped with washer/dryer hookups. Make your home a half block down from Main Street and have access to all of what Half Moon Bay offers!

Last Agent to Sell the Property

The Gray Lavey Team

Coldwell Banker Realty License #70000201 Listed on: 03/07/2025

Coldwell Banker Realty

Co-Listed By

Janet Gray

Coldwell Banker Realty License #00478786

Last Buyer's Agent

Heidi Frank

Coldwell Banker Realty License #01977932

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1975

Lot Details

  • 7,362 Sq Ft Lot
  • Grass Covered Lot
  • Back Yard Fenced
  • Zoning described as R20000

Parking

  • 2 Car Attached Garage

Home Design

  • Raised Foundation
  • Tile Roof
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,210 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Family Room with Fireplace
  • Family or Dining Combination
  • Laundry in Garage

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven
  • Tile Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • 3 Full Bathrooms
  • Jetted Tub in Primary Bathroom
  • Soaking Tub
  • Bathtub with Shower
  • Bathtub Includes Tile Surround
  • Walk-in Shower

Outdoor Features

  • Balcony

Utilities

  • Forced Air Heating System
  • Separate Meters
  • Individual Gas Meter

Listing and Financial Details

  • Assessor Parcel Number 064-141-460

Home Details

Home Type

Single Family

Year Built

Built in 1975

Lot Details

7,362 Sq Ft Lot

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Listing Class: Residential
  • Structure Sq Ft: 2210
  • Year Built: 1975
  • Zoning Description: R20000
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Family Room: Separate Family Room
  • Fireplace: Family Room, Wood Burning
  • Dining Room: Breakfast Bar, Dining Area, Dining Area in Family Room, Eat in Kitchen
  • Kitchen: Countertop - Tile, Oven Range - Electric, Refrigerator
  • Living Sq Ft: 2210
  • Stories: 1
  • Bedrooms: Ground Floor Bedroom, Primary Suite / Retreat, Walk-in Closet
  • Laundry: In Garage
  • Flooring: Carpet, Hardwood
  • Fireplaces Min: 1
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Bathroom: Oversized Tub, Primary - Stall Shower(s), Primary - Tub with Jets, Shower and Tub, Shower over Tub - 1, Stall Shower, Tile
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter, Raised
  • Roof: Tile
  • Yard/Grounds: Back Yard, Balcony / Patio, Low Maintenance
  • Fencing: Fenced Back
  • Construction Type: Stucco

Garage/Parking

  • Garage Spaces: 2
  • Garage Parking Features: Attached Garage

Utilities

  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer - Public

Schools

  • High School: 1035

Lot Info

  • Parcel Number: 064-141-460
  • Lot Acres: 0.1690
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 7361.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 7361.00

Multi Family

  • Utilities: Individual Electric Meters, Individual Gas Meters

MLS Schools

  • High School District Text: Cabrillo Unified
  • Elementary School Text: Alvin S. Hatch Elementary
  • High School Text: Half Moon Bay High
  • Middle School Text: Manuel F. Cunha Intermediate

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2025
Closed on
Dec 15, 2025
Sold by
Medsker Patricia M
Bought by
Nagineni Shylaja and Millar Douglas
Seller's Agent
The Gray Lavey Team
Coldwell Banker Realty
Buyer's Agent
Heidi Frank
Coldwell Banker Realty
List Price
$1,595,000
Sold Price
$1,441,000
Premium/Discount to List
-$154,000
-9.66%
Views
204
Current Estimated Value
$1,497,155

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$56,155
Avg. Annual Appreciation
16.52%
Original Mortgage
$1,080,750
Outstanding Balance
$1,078,682
Interest Rate
6.22%
Mortgage Type
New Conventional
Estimated Equity
$418,473

Purchase Details

Closed on
Dec 11, 2007
Sold by
Zeiler Robert H and Zeiler Elaine
Bought by
Pickles William L and Medsker Patricia M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
6.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 30, 2007
Sold by
Martins Mario and Martins Fatima
Bought by
Zeiler Robert H and Zeiler Elaine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
6.29%
Mortgage Type
Stand Alone Second
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,441,000 Wfg National Title Insurance C
Grant Deed $840,000 North American Title Co
Grant Deed $865,000 First American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,080,750 New Conventional
Previous Owner $300,000 Purchase Money Mortgage
Previous Owner $30,000 Stand Alone Second
Previous Owner $692,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/18/2025 12/18/25 Sold $1,441,000 -3.6% $652 / Sq Ft
11/16/2025 11/16/25 Pending -- -- --
09/01/2025 09/01/25 Price Changed $1,495,000 -6.3% $676 / Sq Ft
03/07/2025 03/07/25 For Sale $1,595,000 -- $722 / Sq Ft
Source: MLSListings

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,090 $516,047 $154,809 $361,238
2023 $7,090 $496,010 $148,799 $347,211
2022 $6,551 $486,285 $145,882 $340,403
2021 $6,331 $476,751 $143,022 $333,729
2020 $6,222 $471,864 $141,556 $330,308
2019 $5,969 $462,613 $138,781 $323,832
2018 $5,621 $453,543 $136,060 $317,483
2017 $5,567 $444,651 $133,393 $311,258
2016 $5,499 $435,933 $130,778 $305,155
2015 $5,382 $429,386 $128,814 $300,572
2014 $5,256 $420,976 $126,291 $294,685
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: MLSListings

MLS Number: ML81997017

MLSListings

APN: 064-141-460

Your Personal Tour Guide

Ask me questions while you tour the home.