$450,000

Estimated payment $2,526/month

Total Views 161
3 Beds
3 Baths
2,337 Sq Ft
$193 Price per Sq Ft

Highlights

  • Popular Property
  • Deck
  • Wood Flooring
  • RV Access or Parking
  • Vaulted Ceiling
  • Whirlpool Bathtub

About This Home

Bring your Boat and settle in--opportunities like this are few and far between. Offered by its original owner, this thoughtfully designed home pairs generous space with everyday functionality, including a 3-car garage that easily accommodates a boat or up to four vehicles, plus room for a workshop. The lower level creates a natural extension of the home, ideal for multigenerational living, guests, or a private retreat. With its own full bath, living area, closet, and direct no-stair entry from the garage, it offers both comfort and independence. Upstairs, the main level unfolds with a formal dining room and an inviting eat-in kitchen, complete with abundant cabinetry, ample counter space, and a bar area perfect for casual gatherings. The great room, anchored by vaulted ceilings and a propane log fireplace, provides a welcoming place to relax and recharge. Enjoy slow mornings on the screened porch or step out onto the open deck for grilling and entertaining. The primary suite offers a peaceful retreat with two closets and a spacious bath featuring double vanities, a jetted tub, and separate shower. Two additional bedrooms are generously sized, including one with a walk-in closet, while a large laundry room with a utility sink adds everyday ease. Outside, a level backyard invites everything from play to gardening, with additional space for RV parking. Perfectly positioned near fishing, boating, camping, and golf, yet just minutes from downtown Chattanooga and the local airport, this home balances convenience with a connection to the outdoors. Recent updates in 2022 include a new roof, HVAC system, water heater, and updated kitchen and bath flooring. Propane tank and security system are leased.

Listing Agent

Cathy Bailey

Horizon Sotheby's International Realty License #253053 Listed on: 04/30/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,686

Year Built

  • Built in 2001 | Remodeled

Lot Details

  • 19,898 Sq Ft Lot
  • Lot Dimensions are 84.77x173.57
  • Landscaped
  • Level Lot
  • Irregular Lot
  • Cleared Lot
  • Private Yard
  • Back and Front Yard

Parking

  • 3 Car Attached Garage
  • Parking Available
  • Side Facing Garage
  • Garage Door Opener
  • RV Access or Parking

Home Design

  • Brick Veneer
  • Block Foundation
  • Asphalt Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Propane Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Window Screens
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room Downstairs
  • Breakfast Room
  • Formal Dining Room
  • Game Room with Fireplace
  • Workshop

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Free-Standing Range
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Linoleum
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Double Vanity
  • Whirlpool Bathtub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Workshop

Home Security

  • Security System Leased
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch

Location

  • Property is near golf course

Schools

  • Snow Hill Elementary School
  • Brown Middle School
  • Central High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Propane
  • Private Water Source
  • Septic Tank
  • Sewer Not Available
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • River Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 094a D 059
  • $74,950 per year additional tax assessments

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,686

Year Built

Built in 2001 | Remodeled

Lot Details

0.46 Acres

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.46
  • Lot Size: 84.77X173.57
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Inclusions: Refrigerator Washer and Dryer
  • Subdivision Name: River Cove
  • Directions: Hwy 58 to left on Ramsey Road, Right on River Cove Drive, Left on River Stream, Home is on the right.
  • Above Grade Finished Sq Ft: 1950.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 2337.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: House
  • Year Built: 2001
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 094a D 059
  • Location Tax and Legal Elementary School: Snow Hill Elementary
  • Location Tax and Legal Middle Or Junior School2: Brown Middle
  • Location Tax and Legal High School: Central High School
  • Location Tax and Legal:Tax Annual Amount: 1685.86
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1950.0
  • General Property Information Below Grade Finished Area: 387.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.4568
  • General Property Information Lot Size Square Feet2: 19898.46
  • General Property Information Lot Size Dimensions: 84.77X173.57
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Bring your Boat and settle in--opportunities like this are few and far between. Offered by its original owner, this thoughtfully designed home pairs generous space with everyday functionality, including a 3-car garage that easily accommodates a boat or up to four vehicles, plus room for a workshop. The lower level creates a natural extension of the home, ideal for multigenerational living, guests, or a private retreat. With its own full bath, living area, closet, and direct no-stair entry from the garage, it offers both comfort and independence. Upstairs, the main level unfolds with a formal dining room and an inviting eat-in kitchen, complete with abundant cabinetry, ample counter space, and a bar area perfect for casual gatherings. The great room, anchored by vaulted ceilings and a propane log fireplace, provides a welcoming place to relax and recharge. Enjoy slow mornings on the screened porch or step out onto the open deck for grilling and entertaining. The primary suite offers a peaceful retreat with two closets and a spacious bath featuring double vanities, a jetted tub, and separate shower. Two additional bedrooms are generously sized, including one with a walk-in closet, while a large laundry room with a utility sink adds everyday ease. Outside, a level backyard invites everything from play to gardening, with additional space for RV parking. Perfectly positioned near fishing, boating, camping, and golf, yet just minutes from downtown Chattanooga and the local airport, this home balances convenience with a connection to the outdoors. Recent updates in 2022 include a new roof, HVAC system, water heater, and updated kitchen and bath flooring. Propane tank and security system are leased.
  • Utilities:Cable Available: Yes
  • Utilities Underground Utilities: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Security Features:Security System: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Interior Features Whirlpool Tub2: Yes
  • General Property Information Stories2: 1
  • Location Tax and Legal Tax Other Annual Assessment Amount: 74950.0
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Linoleum: Yes
  • Architectural Style Ranch: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Room Types Laundry: Yes
  • Room Types Laundry Level: First
  • Structure Type:House: Yes
  • Water Source Private4: Yes
  • Interior Features Breakfast Room: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • General Property Information Below Grade Unfinished Area: 1870.0
  • Utilities Sewer Not Available: Yes
  • Utilities Propane4: Yes
  • Room Types Workshop2: Yes
  • Room Types Workshop Level: Basement
  • Security Features Prewired: Yes
  • Security Features:Security System Leased: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Spa Features: None
  • Private Spa: No
  • Appliances: Free-Standing Range, Electric Range, Dishwasher
  • Has Basement: Full, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 387.0
  • Fireplace Features: Great Room, Propane, See Remarks
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Linoleum, Luxury Vinyl
  • Interior Amenities: Bar, Breakfast Room, Ceiling Fan(s), Double Closets, Double Vanity, Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Recessed Lighting, Separate Dining Room, Separate Shower, Tub/shower Combo, Vaulted Ceiling(s), Walk-In Closet(s), Whirlpool Tub, See Remarks
  • Window Features: Insulated Windows, Screens, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Full Basement: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:See Remarks11: Yes
  • Fireplace Features:Great Room2: Yes
  • Interior Features:Entrance Foyer: Yes
  • Appliances:Free-Standing Range: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Double Closets: Yes
  • Interior Features:Recessed Lighting: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:In-Law Floorplan: Yes
  • Basement:Partially Finished: Yes
  • InteriorFeatures:Bar: Yes
  • Fireplace Features:Propane2: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Back Yard, Cleared, Front Yard, Irregular Lot, Landscaped, Level, Near Golf Course
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick Veneer, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch - Covered, Rear Porch, Screened
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, See Remarks
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Insulated Windows: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Brick Veneer: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Landscaped: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Lot Features:Irregular Lot: Yes
  • Window Features:Screens: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Lot Features:Near Golf Course: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Concrete, Garage, Garage Door Opener, Garage Faces Side, RV Access/Parking, Other
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 3.0
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Concrete3: Yes
  • Parking Features:RV AccessParking: Yes

Utilities

  • Laundry Features: Laundry Room, Main Level, Washer Hookup
  • Security: Prewired, Security System, Security System Leased, Smoke Detector(s), See Remarks
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Cable Available, Electricity Connected, Phone Available, Sewer Not Available, Water Connected, Propane, Underground Utilities, See Remarks
  • Water Source: Private
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Snow Hill Elementary
  • High School: Central High School
  • Middle Or Junior School: Brown Middle

Lot Info

  • Lot Size Sq Ft: 19898.46
  • Additional Parcels: No
  • Parcel #: 094a D 059

Tax Info

  • Tax Annual Amount: 1685.86
  • Tax Other Annual Assessment Amount: 74950.0

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,627 $107,375 $0 $0
2024 $1,677 $74,950 $0 $0
2023 $1,686 $74,950 $0 $0
2022 $1,686 $74,950 $0 $0
2021 $1,686 $74,950 $0 $0
2020 $1,500 $53,925 $0 $0
2019 $1,500 $53,925 $0 $0
2018 $1,500 $53,925 $0 $0
2017 $1,500 $53,925 $0 $0
2016 $1,441 $0 $0 $0
2015 $1,441 $51,800 $0 $0
2014 $1,441 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/30/2026 04/30/26 For Sale $450,000 -- $193 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $190,821 First Choice Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $138,320 No Value Available
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1533662

Greater Chattanooga REALTORS®

APN: 094A-D-059

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