$265,000
SOLD JAN 10, 2025
3 Beds
1.5 Baths
1,270 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$209 Per Sq Ft

2% Above List Price

8 Days on Market

Highlights

  • Solar Power System
  • Deck
  • Corner Lot
  • Open Floorplan
  • Main Floor Bedroom
  • Cottage

About This Home

As of January 2025

Welcome home to 654 Grace St, one of the best values right now in desired Elgin IL! Introducing a mix of vintage charm with twist of modern updates and new amenities. This 3bed -1.5bath home has been recently refreshed and it is far from original as there are plenty of newer updates throughout. Newer improvements include, updated plumbing, copper water lines from the city in, newer siding & gutters, newer Furnace & water heater, entry doors, refreshed decks, house insulation and so much more. Make your way through the popular open concept living/dining room, featuring wood laminate flooring, custom wood casting and crown molding, new modern light fixtures as well as plenty of natural light. Enjoy the holiday cooking season in this expanded style kitchen featuring updated light espresso shaker cabinets, black appliances, ceramic tile backsplash and plenty of counter space for all those kitchen gadgets. The laundry room is just off the kitchen for convenience as well as second exit to a small deck area for cook outs.The home boasts three spacious bedrooms, one is located on the main floor which is perfect for in law living or privacy bedroom separation. The other two are located on the second floor and each with plenty of closet space and great natural sunlight. A refreshed full bath is located on the main floor featuring a walk in shower while the other half bath is on the second floor for easy access. Bring your creativity to the dry lower basement level featuring an open room with extra storage shelves and easy access to the side drive through the cellar doors. This properties biggest feature is the generous side back yard with plenty of space for gardening or even room for expansion into your very own custom garage. Don't miss this opportunity to own this characterful residence where every detail reflects quality and sophistication. Located just moments from the downtown Elgin, Fox River, Highlands of Elgin golf course, local restaurants and transportation. Schedule your viewing today and find out why Elgin is one of the fastest growing markets in Illinois.

Last Agent to Sell the Property

Alejandro Trujillo

RE/MAX Premier License #475163913 Listed on: 11/14/2024

Last Buyer's Agent

Rose Riordan

Century 21 Circle License #475128111

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,397

Lot Details

  • 8,276 Sq Ft Lot
  • Corner Lot
  • Paved or Partially Paved Lot

Home Design

  • Cottage
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,270 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Historic or Period Millwork
  • Ceiling Fan
  • Skylights
  • ENERGY STAR Qualified Windows
  • Blinds
  • Drapes & Rods
  • Window Screens
  • Family Room
  • Combination Dining and Living Room
  • Unfinished Basement
  • Partial Basement
  • Pull Down Stairs to Attic

Kitchen

  • Range
  • Microwave

Flooring

  • Partially Carpeted
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • No Tub in Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry in Kitchen
  • Dryer
  • Washer

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Parking

  • 4 Car Direct Access Garage
  • Basement Garage
  • Side or Rear Entrance to Parking
  • Driveway
  • Secured Garage or Parking
  • Uncovered Parking
  • Off-Street Parking
  • Parking Included in Price

Schools

  • Huff Elementary School
  • Kenyon Woods Middle School
  • South Elgin High School

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Lake Michigan Water

Additional Features

  • Solar Power System
  • Deck

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,397

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Age: 91-100 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Refrigerator, Washer, Dryer
  • Basement: Partial
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Wood Laminate Floors, Solar Tube(s), First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Built-in Features, Walk-In Closet(s), Open Floorplan, Some Carpeting, Special Millwork, Some Window Treatment
  • LivingArea: 1270
  • Other Equipment: CO Detectors, Ceiling Fan(s)
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: No Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Square Footage Comments: Buyer to verify square footage
  • Total Sq Ft: 0
  • Attic: Interior Stair
  • Door Features: ENERGY STAR Qualified Doors,Storm Door(s),Panel Door(s),6 Panel Door(s),Sliding Glass Door(s)
  • Window Features: Blinds,Curtains/Drapes,ENERGY STAR Qualified Windows,Screens,Skylight(s)
  • Flooring: Carpet
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Storms/Screens
  • Foundation Details: Concrete Perimeter
  • Lot Features: Corner Lot
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Parking Features: Off Street, Driveway, Direct Access, Basement, Oversized, Secured, Rear/Side Entry
  • ParkingTotal: 4
  • Driveway: Concrete
  • Parking: Space/s
  • Parking On-Site: Yes
  • Parking Ownership: Owned

Utilities

  • Sewer: Public Sewer
  • Cooling: Wall Unit(s)
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Kitchen
  • Water Source: Lake Michigan, Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Huff Elementary School
  • High School: South Elgin High School
  • Middle/Junior School: Kenyon Woods Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.19
  • Lot Dimensions: 8275
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Green Features

  • GreenEnergyEfficient: Photovoltaic/Solar System

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3396.68
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 14, 2024
Closed on
Dec 13, 2024
Sold by
Gonzalez Honorato and Hernandez Marisol
Bought by
Landry Hannah and Landry Bradley Alexander
Seller's Agent
Alejandro Trujillo
RE/MAX Premier
Buyer's Agent
Rose Riordan
Century 21 Circle
List Price
$259,999
Sold Price
$265,000
Premium/Discount to List
$5,001
1.92%
Views
98
Current Estimated Value
$268,019

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,019
Avg. Annual Appreciation
1.23%
Original Mortgage
$260,200
Interest Rate
6.91%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 28, 1999
Sold by
Gonzalez Honorato
Bought by
Gonzalez Honorato and Hernandez Marisol
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $265,000 None Listed On Document
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $6,000 New Conventional
Previous Owner $260,200 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/10/2025 01/10/25 Sold $265,000 +1.9% $209 / Sq Ft
11/22/2024 11/22/24 Pending -- -- --
11/14/2024 11/14/24 For Sale $259,999 -- $205 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,598 $52,960 $12,781 $40,179
2023 $3,397 $47,846 $11,547 $36,299
2022 $3,263 $43,627 $10,529 $33,098
2021 $3,104 $40,788 $9,844 $30,944
2020 $2,876 $37,532 $9,398 $28,134
2019 $2,748 $35,751 $8,952 $26,799
2018 $2,622 $32,832 $8,433 $24,399
2017 $2,545 $31,038 $7,972 $23,066
2016 $2,402 $28,795 $7,396 $21,399
2015 -- $26,143 $6,779 $19,364
2014 -- $25,820 $6,695 $19,125
2013 -- $29,965 $6,872 $23,093
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12210591

Midwest Real Estate Data (MRED)

APN: 06-24-401-016