Seller's Agent in 2025
Lauren Gable
Compass
(619) 778-4050
1 in this area
16 Total Sales
The Watermark 655 India St Unit 421 San Diego, CA 92101
Downtown San Diego Neighborhood
3
Beds
2.5
Baths
1,757
Sq Ft
$1,115/mo
HOA Fee
Highlights
- Gated Parking
- 2-minute walk to Seaport Village
- Formal Entry
- Breakfast Area or Nook
- Laundry Room
- 2-minute walk to Pantoja Park
About This Home
As of April 2025Sold before going to market.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $9,093
Year Built
- Built in 1992
HOA Fees
- $1,115 Monthly HOA Fees
Parking
- 2 Car Garage
- Garage Door Opener
- Gated Parking
Home Design
- Entry on the 4th floor
- Rolled or Hot Mop Roof
- Stucco Exterior
Interior Spaces
- 1,757 Sq Ft Home
- 4-Story Property
- Formal Entry
- Dining Area
Kitchen
- Breakfast Area or Nook
- Electric Cooktop
- Range Hood
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
Additional Features
- Gated Home
- Separate Water Meter
Listing and Financial Details
- Assessor Parcel Number 535-700-22-93
Community Details
Overview
- Association fees include common area maintenance, electricity, exterior (landscaping), exterior bldg maintenance, gated community, hot water, limited insurance, roof maintenance, sewer, trash pickup, water
- 96 Units
- Aps Association, Phone Number (619) 299-6899
- Watermark Community
Security
- Fire Sprinkler System
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 2, 2025
Closed on
Mar 24, 2025
Sold by
Nancy E Williford 2018 Trust and Williford Nancy E
Bought by
Eleanor A Jacobs Revocable Living Trust and Jacobs
Seller's Agent
Lauren Gable
Compass
Buyer's Agent
Lauren Gable
Compass
List Price
$1,249,000
Sold Price
$1,230,000
Premium/Discount to List
-$19,000
-1.52%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,994
Avg. Annual Appreciation
-2.28%
Original Mortgage
$730,000
Outstanding Balance
$727,425
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$491,581
Purchase Details
Closed on
Jul 16, 2018
Sold by
Williford Nancy E
Bought by
Williford Nancy E
Purchase Details
Closed on
Sep 14, 2012
Sold by
Williford Nancy E
Bought by
Williford Nancy E and Chaplin Michael C
Purchase Details
Closed on
Feb 9, 2012
Sold by
Montgomery Virginia A
Bought by
Williford Nancy E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
3.84%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 17, 2010
Sold by
Montgomery Larry K and Montgomery Virginia A
Bought by
Montgomery Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
4.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 14, 2003
Sold by
Montgomery Larry K and Montgomery Virginia A
Bought by
Montgomery Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,000
Interest Rate
5.82%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 10, 2002
Sold by
Montgomery Virginia A
Bought by
Montgomery Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 31, 2002
Sold by
Montgomery Larry K
Bought by
Montgomery Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 28, 2002
Sold by
Royster Edward Allan and Royster Rose Marie Mercurio
Bought by
Montgomery Virginia A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.83%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Oct 19, 1998
Sold by
Royster Edward Allan and Royster Rose Marie Mercurio
Bought by
Royster Edward Allan and Royster Rose Marie Mercurio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,000
Interest Rate
7%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 3, 1997
Sold by
Schwartz Chuck & Susan Family Trust
Bought by
Royster Edward Allan and Royster Rose Marie Mercurio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,800
Interest Rate
7.63%
Mortgage Type
Balloon
Purchase Details
Closed on
Jan 29, 1996
Sold by
Schwartz Chuck and Schwartz Susan L
Bought by
Schwartz Charles and Schwartz Susan
Purchase Details
Closed on
Aug 19, 1993
Sold by
Young Carla M
Bought by
Schwartz Chuck and Schwartz Susan L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$319,200
Interest Rate
6.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jun 30, 1992
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,230,000 | Consumers Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $287,000 | None Available | |
| Grant Deed | $800,000 | Ticor Title | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Interfamily Deed Transfer | -- | Chicago Title Co | |
| Grant Deed | $795,000 | Chicago Title Co | |
| Interfamily Deed Transfer | -- | First American Title | |
| Individual Deed | $416,000 | Old Republic Title Company | |
| Interfamily Deed Transfer | -- | -- | |
| Individual Deed | $399,000 | Benefit Land Title Company | |
| Deed | $449,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $730,000 | New Conventional | |
| Previous Owner | $190,000 | New Conventional | |
| Previous Owner | $225,000 | New Conventional | |
| Previous Owner | $212,000 | New Conventional | |
| Previous Owner | $60,000 | Credit Line Revolving | |
| Previous Owner | $199,000 | Purchase Money Mortgage | |
| Previous Owner | $200,000 | Purchase Money Mortgage | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $335,000 | Purchase Money Mortgage | |
| Previous Owner | $332,800 | Balloon | |
| Previous Owner | $319,200 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/02/2025 05/02/25 | For Sale | $1,249,000 | +1.5% | $711 / Sq Ft |
| 04/30/2025 04/30/25 | Sold | $1,230,000 | -- | $700 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,093 | $730,047 | $422,659 | $307,388 |
| 2024 | $9,093 | $715,733 | $414,372 | $301,361 |
| 2023 | $8,882 | $701,700 | $406,248 | $295,452 |
| 2022 | $8,638 | $687,942 | $398,283 | $289,659 |
| 2021 | $8,564 | $674,454 | $390,474 | $283,980 |
| 2020 | $8,452 | $667,540 | $386,471 | $281,069 |
| 2019 | $8,291 | $654,452 | $378,894 | $275,558 |
| 2018 | $7,755 | $641,620 | $371,465 | $270,155 |
| 2017 | $7,563 | $629,040 | $364,182 | $264,858 |
| 2016 | $7,433 | $616,707 | $357,042 | $259,665 |
| 2015 | $7,314 | $607,444 | $351,679 | $255,765 |
| 2014 | $7,200 | $595,546 | $344,791 | $250,755 |
Source: Public Records
Agents Affiliated with this Home
-
Lauren Gable
About The Watermark
Map
Source: San Diego MLS
MLS Number: 250026287
APN: 535-700-22-93
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property.
BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, noncommercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly
prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 San Diego MLS.
Nearby Homes
- 650 Columbia St Unit 316
- 650 Columbia St Unit 411
- 655 India St Unit 319
- 655 India St Unit 205
- 620 State St Unit 317
- 301 W G St Unit 119
- 301 W G St Unit 112
- 750 State St Unit 109
- 500 W Harbor Dr Unit 804
- 500 W Harbor Dr Unit 1315
- 500 W Harbor Dr Unit 1314
- 500 W Harbor Dr Unit 136
- 500 W Harbor Dr Unit 808
- 500 W Harbor Dr Unit 1318
- 500 W Harbor Dr Unit 919
- 500 W Harbor Dr Unit 624
- 701 Kettner Blvd Unit 8
- 701 Kettner Blvd Unit 1
- 701 Kettner Blvd Unit 108
- 700 W Harbor Dr Unit 2501