NOT LISTED FOR SALE

655 Shore Dr Joppa, MD 21085

Estimated Value: $323,000 - $366,000

3 Beds
3 Baths
1,480 Sq Ft
$229/Sq Ft Est. Value

Last Sold November 18, 2024

Last sale price $307,000 $207 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $1,951/month

58 Days on Market

Highlights

  • Home fronts navigable water
  • River View
  • Traditional Architecture
  • Water Access
  • Deck
  • No HOA

About This Home

As of November 2024

Here is your chance to live in Rumsey Island in a 3 bedroom tastefully renovated townhome with an amazing backyard water view! This home offers a floorplan that gives you lots of space with a living room and family room on the first floor. The galley style kitchen with 42 inch maple cabinets, stainless steel appliances, new quartz counters. The lower level and first floor have new luxury vinyl floors throughout. The back deck with sliding door off the family room is a great place to gaze at the water view. Backyard is fenced and offers a shed for extra storage. The upstairs features 3 large bedrooms one with a walk in closet. The hall bathroom has been updated as well. The lower level features a large rec room, utility room with washer and dryer, half bath and an exit door with walk up to the back yard. The backyard faces the water! Rumsey Island offers the best of boating, fishing, in this amazing water oriented community...don't miss out!

Last Agent to Sell the Property

Laura Snyder

(410) 375-5779 laurasnyderhomes@gmail.com American Premier Realty, LLC License #615729 Listed on: 08/13/2024

American Premier Realty, LLC

Last Buyer's Agent

Steve Kuzma

(410) 808-1010 stevekuzma@aol.com Weichert, Realtors - Diana Realty License #29833

Weichert, Realtors - Diana Realty

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,125

Year Built

  • Built in 1979

Lot Details

  • 5,100 Sq Ft Lot
  • Home fronts navigable water
  • Back and Front Yard
  • Property is in excellent condition

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Built-In Features
  • Recessed Lighting
  • Sliding Doors
  • Six Panel Doors
  • River Views

Kitchen

  • Galley Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Shelving

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Water Access
  • River Nearby
  • Deck
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Joppatowne Subdivision

Listing and Financial Details

  • Tax Lot 19
  • Assessor Parcel Number 1301142666

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,125

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Traditional
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2024-08-13
  • Year Built: 1979
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Dryer, Washer, Exhaust Fan, Stainless Steel Appliances, Microwave, Oven/Range - Electric
  • Flooring Type: Luxury Vinyl Plank, Carpet
  • Interior Amenities: Built-Ins, Carpet, Kitchen - Galley, Recessed Lighting
  • Fireplace: No
  • Door Features: Sliding Glass, Six Panel
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Block
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Improved, Interior Access, Shelving
  • Laundry Type: Lower Floor
  • Total Sq Ft: 2220
  • Living Area Sq Ft: 1480
  • Price Per Sq Ft: 216.15
  • Above Grade Finished Sq Ft: 1480
  • Below Grade Sq Ft: 740
  • Total Below Grade Sq Ft: 740
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Half Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Combination, Brick, Vinyl Siding, Aluminum Siding
  • Exterior Features: Sidewalks
  • Roof: Shingle
  • View: River
  • Water Access: Yes
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv, Phone Available
  • Water Source: Public
  • Municipal Trash: No
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: 3rd Party

Lot Info

  • Lot Features: Rear Yard, Front Yard
  • Lot Size Acres: 0.12
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5100.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2125.00
  • Assessor Parcel Number: 1301142666
  • Tax Lot: 19
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: Yes
  • Tax Year: 2024

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2024
Closed on
Nov 18, 2024
Sold by
Res Core Properties Llc
Bought by
Guillotte Diana
Seller's Agent
Laura Snyder
American Premier Realty, LLC
Buyer's Agent
Steve Kuzma
Weichert, Realtors - Diana Realty
List Price
$339,000
Sold Price
$307,000
Premium/Discount to List
-$32,000
-9.44%
Views
235
Current Estimated Value
$339,118

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,118
Avg. Annual Appreciation
9.04%
Original Mortgage
$266,585
Outstanding Balance
$264,087
Interest Rate
6.44%
Mortgage Type
FHA
Estimated Equity
$75,031

Purchase Details

Closed on
May 17, 2024
Sold by
Lodgen Peter E
Bought by
R E S Core Properties Llc

Purchase Details

Closed on
Apr 25, 1996
Sold by
Lodgen Peter E
Bought by
Lodgen Peter E

Purchase Details

Closed on
Jul 31, 1990
Sold by
Hooper & Lentz Partnership
Bought by
Lodgen Peter E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,600
Interest Rate
9.98%

Purchase Details

Closed on
Dec 21, 1984
Sold by
Shelton Kenneth F
Bought by
Hooper & Lentz Partnership

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,800
Interest Rate
13.18%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Guillotte Diana $307,000 First American Title
R E S Core Properties Llc $154,588 None Listed On Document
R E S Core Properties Llc $154,588 None Listed On Document
Lodgen Peter E -- --
Lodgen Peter E $89,500 --
Hooper & Lentz Partnership $64,800 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Guillotte Diana $266,585
Previous Owner Lodgen Peter E $90,600
Previous Owner Hooper & Lentz Partnership $51,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/18/2024 11/18/24 Sold $307,000 -4.0% $207 / Sq Ft
10/11/2024 10/11/24 Pending -- -- --
08/22/2024 08/22/24 Price Changed $319,900 -5.6% $216 / Sq Ft
08/13/2024 08/13/24 For Sale $339,000 0.0% $229 / Sq Ft
08/09/2024 08/09/24 Price Changed $339,000 -- $229 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,125 $232,567 $0 $0
2024 $2,125 $195,000 $54,300 $140,700
2023 $2,080 $190,833 $0 $0
2022 $2,034 $186,667 $0 $0
2021 $2,106 $182,500 $54,300 $128,200
2020 $2,106 $182,500 $54,300 $128,200
2019 $2,106 $182,500 $54,300 $128,200
2018 $2,207 $193,000 $60,600 $132,400
2017 $2,116 $193,000 $0 $0
2016 -- $177,133 $0 $0
2015 $2,010 $169,200 $0 $0
2014 $2,010 $169,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2034504

Bright MLS

APN: 01-142666