656 Banks St San Francisco, CA 94110
Bernal Heights NeighborhoodEstimated payment $6,522/month
Highlights
- Cathedral Ceiling
- Main Floor Bedroom
- Walk-In Closet
- Wood Flooring
- Skylights
- Patio
About This Home
Assumable loan at 2.625%. Charming Semi-Detached Home with Privacy and Convenience. Discover the perfect blend of comfort and tranquility in this 2-bedroom, 1-bathroom home. Enclosed by elegant cedar fences, the front yard features a jasmine-covered arbor and twinkling bistro lights ideal for quiet moments or intimate gatherings. Inside, an open-concept living and dining area with vaulted ceilings creates a welcoming space, while the updated galley kitchen, featuring a chef-inspired Forno 6-burner stove, invites culinary adventures. Both bedrooms are bathed in natural light, and the remodeled bathroom boasts a bright skylight for a refreshing ambiance. Practical amenities include a laundry area and pantry, but the real gem is the private outdoor oasis. Enjoy al fresco dining, weekend barbecues, and relaxation in your very own sauna. The lush backyard, adorned with mature trees, offers ample space to cultivate your green sanctuary. Easy access to highways 101 & 280 and Alemany Farmer's Market.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $14,322
Year Built
- Built in 1910 | Remodeled
Interior Spaces
- 900 Sq Ft Home
- Cathedral Ceiling
- Skylights
- Combination Dining and Living Room
Kitchen
- Free-Standing Gas Oven
- Range Hood
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Main Floor Bedroom
- Walk-In Closet
- 1 Full Bathroom
Laundry
- Laundry in Kitchen
- Dryer
- Washer
Additional Features
- Patio
- 1,751 Sq Ft Lot
- Tankless Water Heater
Listing and Financial Details
- Assessor Parcel Number 5738-006
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $14,322 | $1,169,023 | $818,317 | $350,706 |
| 2024 | $14,322 | $1,146,102 | $802,272 | $343,830 |
| 2023 | $14,059 | $1,123,631 | $786,542 | $337,089 |
| 2022 | $13,781 | $1,101,600 | $771,120 | $330,480 |
| 2021 | $13,537 | $1,080,000 | $756,000 | $324,000 |
| 2020 | $8,251 | $618,159 | $432,713 | $185,446 |
| 2019 | $7,974 | $606,039 | $424,229 | $181,810 |
| 2018 | $7,706 | $594,157 | $415,911 | $178,246 |
| 2017 | $7,318 | $582,507 | $407,756 | $174,751 |
| 2016 | $7,178 | $571,086 | $399,761 | $171,325 |
| 2015 | $7,087 | $562,509 | $393,757 | $168,752 |
| 2014 | $6,902 | $665,593 | $399,357 | $266,236 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Price Changed | $1,000,000 | -4.8% | $1,111 / Sq Ft |
| 06/05/2025 06/05/25 | Price Changed | $1,050,000 | +219.5% | $1,167 / Sq Ft |
| 05/14/2025 05/14/25 | Price Changed | $328,650 | -68.7% | $365 / Sq Ft |
| 04/18/2025 04/18/25 | Price Changed | $1,050,000 | +5.2% | $1,167 / Sq Ft |
| 03/20/2025 03/20/25 | For Sale | $998,000 | 0.0% | $1,109 / Sq Ft |
| 02/13/2024 02/13/24 | Rented | $4,700 | 0.0% | -- |
| 02/13/2024 02/13/24 | Under Contract | -- | -- | -- |
| 11/30/2023 11/30/23 | For Rent | $4,700 | -- | -- |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,080,000 | Lawyers Title Company | |
| Grant Deed | $549,000 | Fidelity National Title Comp | |
| Grant Deed | $609,000 | First American Title Co | |
| Grant Deed | $470,000 | First American Title Company | |
| Grant Deed | $248,000 | Commonwealth Land Title Co | |
| Grant Deed | -- | Commonwealth Land Title Co | |
| Interfamily Deed Transfer | -- | Commonwealth Land Title Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,074,543 | VA | |
| Closed | $1,080,000 | VA | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $91,350 | Unknown | |
| Previous Owner | $487,200 | Purchase Money Mortgage | |
| Previous Owner | $447,500 | Unknown | |
| Previous Owner | $376,000 | Purchase Money Mortgage | |
| Previous Owner | $261,000 | No Value Available | |
| Previous Owner | $262,000 | Unknown | |
| Previous Owner | $262,000 | Unknown | |
| Previous Owner | $240,000 | No Value Available | |
| Previous Owner | $84,000 | No Value Available | |
| Closed | $70,500 | No Value Available |
Source: San Francisco Association of REALTORS® MLS
MLS Number: 425021239
APN: 5738-006
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