656 Prospect Heights Santa Cruz, CA 95065
Prospect Heights NeighborhoodEstimated payment $8,914/month
Highlights
- 1 Fireplace
- Breakfast Area or Nook
- 1-Story Property
- Mission Hill Middle School Rated A-
- 3 Car Detached Garage
About This Home
This spacious 4-bed, 2.5-bath home is nestled in one of Santa Cruz's most sought after neighborhoods. Situated on a rare 12,023 sq ft lot, this property offers exceptional space and privacy for enjoying indoor and outdoor living. The flexible floor plan was designed with comfort and functionality in mind. The generously sized living and family rooms provide two ideal spaces for entertaining or relaxing. The kitchen features abundant counter space, extensive storage, and a cozy breakfast nook, while the adjacent dining room creates the perfect flow for everyday living or special gatherings. All four bedrooms are spacious with plenty of storage and natural light. A rare bonus in Santa Cruz, the basement provides valuable extra space for storage or future possibilities. The expansive backyard is a blank canvas framed by mature trees and landscaping, with potential for development. The three car garage and additional detached storage unit offer plenty of room for hobbies, tools, or gear. Located just minutes from DeLaveaga Park, top-rated schools, popular beaches, and Highway 1, this home blends neighborhood charm with unbeatable convenience. Whether you're hosting friends or enjoying peaceful downtime, this Prospect Heights gem is more than a home, it's a lifestyle.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,733
Year Built
- Built in 1953
Lot Details
- 0.28 Acre Lot
- Zoning described as R1
Parking
- 3 Car Detached Garage
Interior Spaces
- 2,513 Sq Ft Home
- 1-Story Property
- 1 Fireplace
- Breakfast Area or Nook
- Basement
Bedrooms and Bathrooms
- 4 Bedrooms
Listing and Financial Details
- Assessor Parcel Number 009-102-58-000
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,733 | $410,019 | $156,200 | $253,819 |
| 2023 | $4,677 | $394,097 | $150,134 | $243,963 |
| 2022 | $4,626 | $386,369 | $147,190 | $239,179 |
| 2021 | $4,533 | $378,794 | $144,304 | $234,490 |
| 2020 | $4,498 | $374,910 | $142,825 | $232,085 |
| 2019 | $4,393 | $367,559 | $140,024 | $227,535 |
| 2018 | $4,344 | $360,352 | $137,279 | $223,073 |
| 2017 | $4,290 | $353,287 | $134,587 | $218,700 |
| 2016 | $4,063 | $346,360 | $131,948 | $214,412 |
| 2015 | $3,907 | $341,157 | $129,966 | $211,191 |
| 2014 | $3,842 | $334,474 | $127,420 | $207,054 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Pending | -- | -- | -- |
| 08/21/2025 08/21/25 | Price Changed | $1,599,000 | -3.1% | $636 / Sq Ft |
| 07/30/2025 07/30/25 | For Sale | $1,650,000 | -- | $657 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Stewart Title Of Ca Inc | |
| Interfamily Deed Transfer | -- | Stewart Title Of Ca Inc | |
| Interfamily Deed Transfer | -- | Stewart Title | |
| Interfamily Deed Transfer | -- | Stewart Title | |
| Interfamily Deed Transfer | -- | -- | |
| Interfamily Deed Transfer | -- | First American Title Co | |
| Interfamily Deed Transfer | -- | First American Title Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $427,000 | New Conventional | |
| Previous Owner | $442,000 | New Conventional | |
| Previous Owner | $196,000 | Credit Line Revolving | |
| Previous Owner | $444,000 | Unknown | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $61,253 | Credit Line Revolving | |
| Previous Owner | $300,700 | No Value Available | |
| Previous Owner | $60,000 | Credit Line Revolving |
Source: MLSListings
MLS Number: ML82008061
APN: 009-102-58-000
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