NOT LISTED FOR SALE

656 Spencer St Ferndale, MI 48220

Estimated Value: $177,000 - $220,000

2 Beds
1 Bath
665 Sq Ft
$297/Sq Ft Est. Value

Last Sold July 17, 2019

Last sale price $162,000 $244 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $1,320/month

6 Days on Market

Highlights

  • Ranch Style House
  • Fireplace in Basement
  • Forced Air Heating and Cooling System
  • No HOA
  • Shed
  • Ceiling Fan

About This Home

As of July 2019

Amazing home located in family friendly neighborhood. Fully remodeled and truly move-in-ready. Wonderful open floor plan. Freshly painted (interior/exterior). Updated kitchen w/granite counters, custom cabinets, back splash and flooring. New (Black-Stainless) appliances included. Updated bath with custom tile and cabinets. Hardwood through-out. Electrical and fixtures have all been updated, New windows, New HE furnace and AC w/Nest thermostat. New Exterior doors w/key less entry. Newer roof, gutters and landscaping. Incredible fenced-in yard perfect for children, dogs or just old fashion entertaining. Large Shed and full basement provides additional storage and living area This is a must see….Priced to sell fast….Sellers are motivated and will explore all offer. BATVAI.
***UPDATE ON ROAD CONSTRUCTION*** Road will be brand new within the next 2 weeks....

Last Agent to Sell the Property

Jeffrey Slomovitz

BPO Pros LLC License #6501321119 Listed on: 06/11/2019

Last Buyer's Agent

Nicholle Houghtaling

Realtors In Michigan License #RCO-6502431484

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1941 | Remodeled in 2019

Lot Details

  • 3,920 Sq Ft Lot
  • Lot Dimensions are 35.00x110.00
  • Fenced

Home Design

  • Ranch Style House
  • Block Foundation
  • Poured Concrete

Interior Spaces

  • 665 Sq Ft Home
  • Ceiling Fan
  • Unfinished Basement
  • Fireplace in Basement

Kitchen

  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Hugo Scherer's Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 2535351018

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,098

Year Built

Built in 1941 | Remodeled in 2019

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architecture Style: Ranch
  • Architecture Level: 1 Story
  • Year Built: 1941
  • Year Renovated: 2019
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Cable Available, High Spd Internet Avail
  • Fireplace: Yes
  • Fireplace Locations: Basement
  • Room Count: 5
  • Total Bedrooms: 2
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Type: Unfinished
  • Kitchen Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Range/Stove, Washer
  • Sq Ft Combined: 665
  • Total Sq Ft: 665
  • Sq Ft Total Bsmt: 665

Exterior Features

  • Foundation Details: Basement
  • Construction Materials: Aluminum
  • Exterior Features: Fenced
  • Foundation Materials: Block, Poured
  • Frontage Feet: 35
  • Road Frontage Type: Paved

Garage/Parking

  • Garage Size: No Garage

Utilities

  • Heating Fuel: Natural Gas
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer (Sewer-Sanitary)
  • Water Heater Fuel: Natural Gas
  • Water Source: Public (Municipal)
  • Laundry Facilities: No

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Ferndale

Lot Info

  • List Price per Acre: 1998888.8889
  • Lot Size Area: 0.09
  • Lot Dimensions: 35.00X110.00
  • Parcel Number: 2535351018

Tax Info

  • Tax Amount Summer: 2052.0000
  • Tax Amount Winter: 46.0000
  • Total Tax: 2098.0000

MLS Schools

  • School District: Ferndale

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 11, 2019
Closed on
Jul 17, 2019
Sold by
Virga Ewa J
Bought by
Ruma Susan E
Seller's Agent
Jeffrey Slomovitz
BPO Pros LLC
Buyer's Agent
Nicholle Houghtaling
Realtors In Michigan
List Price
$179,900
Sold Price
$162,000
Premium/Discount to List
-$17,900
-9.95%
Current Estimated Value
$197,322

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$35,322
Avg. Annual Appreciation
3.20%
Original Mortgage
$159,065
Outstanding Balance
$134,217
Interest Rate
4.37%
Mortgage Type
FHA
Estimated Equity
$63,105

Purchase Details

Closed on
Jan 14, 2013
Sold by
Virga Ewa and Ostrowski Iwona
Bought by
Virga Ewa J

Purchase Details

Closed on
Mar 20, 2008
Sold by
Pagonas Ewa and Ostrowski Iwona
Bought by
Pagonas Ewa and Ostrowski Iwona

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$107,433
Interest Rate
6.1%
Mortgage Type
FHA

Purchase Details

Closed on
May 27, 2005
Sold by
Dalbec Kevin L
Bought by
Ostrowski Ewa and Ostrowski Iwona

Purchase Details

Closed on
Mar 17, 2000
Sold by
Anteau Robert
Bought by
Dalbec Kevin L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$57,000
Interest Rate
8.26%

Purchase Details

Closed on
Feb 3, 1997
Sold by
Greene Wendell R
Bought by
Anteau Robert
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruma Susan E $162,000 None Available
Virga Ewa J -- None Available
Pagonas Ewa -- Alpha Title Agency Inc
Ostrowski Ewa $108,000 Alpha Title Agency Inc
Dalbec Kevin L $60,000 --
Anteau Robert $37,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruma Susan E $159,065
Previous Owner Pagonas Ewa $107,433
Previous Owner Dalbec Kevin L $57,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/17/2019 07/17/19 Sold $162,000 -9.9% $244 / Sq Ft
06/17/2019 06/17/19 Pending -- -- --
06/11/2019 06/11/19 For Sale $179,900 -- $271 / Sq Ft
Source: Realcomp

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,278 $76,360 $0 $0
2023 $3,184 $74,850 $0 $0
2022 $3,200 $65,350 $0 $0
2021 $3,219 $60,530 $0 $0
2020 $3,051 $55,340 $0 $0
2019 $2,104 $46,280 $0 $0
2018 $2,098 $39,640 $0 $0
2017 $1,602 $37,360 $0 $0
2016 $1,577 $31,730 $0 $0
2015 -- $28,800 $0 $0
2014 -- $25,030 $0 $0
2011 -- $32,260 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jeffrey Slomovitz

    Seller's Agent in 2019

    Jeffrey Slomovitz

    BPO Pros LLC

    (248) 994-1800

    43 Total Sales

    Jeffrey Slomovitz
    Section Image

  • N

    Buyer's Agent in 2019

    Nicholle Houghtaling

    Realtors In Michigan

    (231) 740-8205

    1 in this area

    69 Total Sales

    Nicholle Houghtaling
    Section Image
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Map

Source: Realcomp

MLS Number: 219055617

Realcomp

APN: 25-35-351-018

Michigan Oakland County Ferndale 48220

656 Spencer St, Ferndale, MI

This home is located at 656 Spencer St, Ferndale, MI 48220 since 11 June 2019 and is currently estimated at $197,322, approximately $296 per square foot. This property was built in 1941. 656 Spencer St is a home located in Oakland County with nearby schools including Ferndale Lower Elementary Campus, Ferndale Upper Elementary Campus, and Ferndale Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Realcomp IDX provided courtesy of Realcomp II Ltd. via Ten-X and MLS
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IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.
Listing Information presented by local MLS brokerage: Ten-X, local REALTOR®- Arlene Richardson - (888)-952-6393

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