NOT LISTED FOR SALE

656 Watson St Toccoa, GA 30577

Estimated Value: $238,000 - $252,000

3 Beds
3 Baths
2,005 Sq Ft
$121/Sq Ft Est. Value

Last Sold September 14, 2015

Last sale price $114,000 $57 Per Sq Ft

Est. 113% increase in value since last sale

Current estimated payment $1,446/month

53 Days on Market

About This Home

As of September 2015

Beautiful home with 2000+ sq.ft. sitting at the very end of the cul-de-sac on a quiet street it just doesn't get much better! The side entry opens into an office/piano room and a spacious family room. A screened in porch is perfect for outdoor dining and entertaining. Plentiful cabinets, solid surface countertops, stainless steel appliances and hard wood floors will make preparing meals a joy. The living room / dining room is a big open space with vaulted ceilings and a fireplace. Up just a few steps are three bedrooms and 2 full baths. Great Value This property backs up to a 62 acre park. The current owners loved having their very own path that led to the park playgrounds, nature trails, hiking, waterfall, creek........as their back yard.

Last Agent to Sell the Property

Joni Scott

Hammock Realty North Georgia License #254504 Listed on: 06/18/2015

Last Buyer's Agent

Stephen Caudell

Hammock Realty North Georgia License #357431

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $1,931

Year Built

  • 1986

Lot Details

  • 1.44

Home Design

  • Ceiling Insulation

Interior Spaces

  • 2,005 Sq Ft Home
  • Family Room
  • Combination Dining and Living Room
  • Crawl Space

Schools

  • Toccoa / Stephens / Stephens County Elementary School
  • Stephens County / Stephens / Stephens County Middle School
  • Stephens County / Stephens / Stephens County High School

Property Details

Home Type

Other

Est. Annual Taxes

$1,931

Year Built

1986

Lot Details

0

Listing Details

  • Special Features: None
  • Year Built: 1986

Interior Features

  • Basement: Crawlspace
  • Kitchen Equipment: Dishwasher, Built-In Microwave, Range/Oven
  • Interior Amenities: Entrance Foyer
  • Laundry Location: Hall
  • Laundry Type: Room
  • Kitchen / Breakfast: Solid Surface Counters
  • Above Grade Finished Sq Ft: 2005

Exterior Features

  • Construction: Brick/Frame
  • Roof Type: Composition

Garage/Parking

  • Parking: Garage, Kitchen Level Entry, Side/Rear Entrance

Utilities

  • Cooling Fuel: Electric
  • Cooling: Central
  • Heating: Central
  • Energy Features: Ceiling Insulation
  • Water/Sewer: Public Water

Schools

  • Elementary School: Toccoa / Stephens / Stephens County, GA
  • High School: Stephens County / Stephens / Stephens County, GA
  • Middle School: Stephens County / Stephens / Stephens County, GA

Lot Info

  • Lot Description: Cul De Sac, Private Backyard
  • Lot Size: 1-2 Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2022
Sold by
Smith Donald Melvin
Bought by
Lara Tiffany
Current Estimated Value
$242,422

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$179,450
Outstanding Balance
$170,726
Interest Rate
5.09%
Mortgage Type
New Conventional
Estimated Equity
$71,696

Purchase Details

Listed on
Jun 18, 2015
Closed on
Sep 14, 2015
Sold by
Donahue Gary Walter
Bought by
Smith Donald Melvin
Seller's Agent
Joni Scott
Hammock Realty North Georgia
Buyer's Agent
Stephen Caudell
Hammock Realty North Georgia
List Price
$117,500
Sold Price
$114,000
Premium/Discount to List
-$3,500
-2.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.76%
Original Mortgage
$111,935
Interest Rate
3.87%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 17, 2008
Sold by
Donahue Elizabeth Ann
Bought by
Donahue Gary W

Purchase Details

Closed on
Apr 15, 2008
Sold by
Not Provided
Bought by
Donahue Gary Walter

Purchase Details

Closed on
Aug 15, 2005
Sold by
Donahue Gary W
Bought by
Donahue Ann P

Purchase Details

Closed on
Jul 16, 1999
Sold by
Donahue Gary W and Elizabeth Ann
Bought by
Donahue Gary W and Elizabeth Ann

Purchase Details

Closed on
Dec 29, 1986
Sold by
Caudell Inc
Bought by
Donahue Gary W and Elizabeth Ann

Purchase Details

Closed on
May 29, 1986
Sold by
First National Bank Of Habersham
Bought by
Caudell Inc

Purchase Details

Closed on
Apr 14, 1983
Sold by
Sanders Janney E
Bought by
Caudell Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lara Tiffany $185,000 --
Smith Donald Melvin $114,000 --
Donahue Gary W -- --
Donahue Gary Walter -- --
Donahue Ann P -- --
Donahue Gary W -- --
Donahue Gary W $74,500 --
Caudell Inc -- --
Caudell Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lara Tiffany $179,450
Previous Owner Smith Donald Melvin $111,935
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/14/2015 09/14/15 Sold $114,000 -3.0% $57 / Sq Ft
08/10/2015 08/10/15 Pending -- -- --
06/18/2015 06/18/15 For Sale $117,500 -- $59 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,931 $55,887 $3,446 $52,441
2023 $1,839 $51,994 $3,446 $48,548
2022 $1,490 $50,043 $3,446 $46,597
2021 $1,447 $46,282 $3,446 $42,836
2020 $1,457 $46,134 $3,446 $42,688
2019 $1,463 $46,134 $3,446 $42,688
2018 $1,463 $46,134 $3,446 $42,688
2017 $1,486 $46,134 $3,446 $42,688
2016 $1,463 $46,134 $3,446 $42,688
2015 $372 $45,846 $3,446 $42,400
2014 $1,480 $45,846 $3,446 $42,400
2013 -- $45,846 $3,446 $42,400
Source: Public Records

Agents Affiliated with this Home

  • Joni Scott

    Seller's Agent in 2015

    Joni Scott

    Hammock Realty North Georgia

    (706) 963-0269

    339 Total Sales

    Joni Scott
    Section Image
  • Stephen Caudell

    Buyer's Agent in 2015

    Stephen Caudell

    Hammock Realty North Georgia

    (706) 491-3245

    290 Total Sales

    Stephen Caudell
    Section Image
See All Agents

Map

Source: Georgia MLS

MLS Number: 07474740

Georgia MLS

APN: T08-054

Georgia Stephens County Toccoa 30577

656 Watson St, Toccoa, GA

This home is located at 656 Watson St, Toccoa, GA 30577 since 18 June 2015 and is currently estimated at $242,422, approximately $120 per square foot. This property was built in 1986. 656 Watson St is a home located in Stephens County with nearby schools including Stephens County High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Georgia MLS The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2025 Georgia MLS. All rights reserved.

Nearby Homes