657 Main St Chipley, FL 32428
Estimated payment $1,793/month
Highlights
- Bonus Room
- Covered Patio or Porch
- Living Room
- No HOA
- Fireplace
- Laundry Room
About This Home
This beautifully renovated 1938 home blends classic charm with modern updates and an unbeatable location—just two minutes from downtown Chipley's shops and restaurants. Located in a charming neighborhood, the property spans from Main Street all the way back to 7th Street, offering rare rear access and plenty of parking. Inside, the home has been completely remodeled from top to bottom. Updates include brand-new luxury vinyl plank flooring and carpet, fresh interior paint, new kitchen cabinets, new windows with a lifetime warranty, updated appliances (stove coming soon), new vanities and showers, new light fixtures throughout, and new doors. Major system upgrades include a new water heater, a new HVAC system, and a roof replaced in 2025—providing peace of mind for years to come. The home offers 3 bedrooms and 2 full baths, highlighted by a huge 19x24 primary bedroom filled with beautiful windows that bring in abundant natural light and direct access to a private 12x10 back patio. An exceptionally large laundry room provides flexible space that could serve as a bonus room, home office, or flex area. This well-built home combines timeless character with modern comfort in a prime Chipley location close to dining, shopping, and everyday conveniences.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,896
Year Built
- Built in 1938
Lot Details
- 0.44 Acre Lot
- Lot Dimensions are 301x 65
- Zoning described as City
Home Design
- Pillar, Post or Pier Foundation
- Shingle Roof
- Composition Roof
- Vinyl Siding
Interior Spaces
- 1-Story Property
- Fireplace
- Living Room
- Dining Room
- Bonus Room
- Laundry Room
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Parking
- 1 Covered Space
- Additional Parking
Outdoor Features
- Covered Patio or Porch
Schools
- Kate M. Smith Elementary School
- Roulhac Middle School
- Chipley High School
Utilities
- Central Air
- Heating System Uses Coal
- Electric Water Heater
Community Details
- No Home Owners Association
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,896 | $90,949 | $6,694 | $84,255 |
| 2024 | $1,791 | $97,757 | $6,694 | $91,063 |
| 2023 | $1,649 | $76,563 | $0 | $0 |
| 2022 | $1,512 | $82,439 | $6,694 | $75,745 |
| 2021 | $1,370 | $69,267 | $6,693 | $62,574 |
| 2020 | $1,221 | $57,523 | $6,693 | $50,830 |
| 2019 | $1,195 | $54,942 | $6,693 | $48,249 |
| 2018 | $1,194 | $53,567 | $6,693 | $46,874 |
| 2017 | $1,220 | $53,213 | $6,693 | $46,520 |
| 2016 | $1,224 | $52,679 | $0 | $0 |
| 2015 | $1,296 | $55,010 | $0 | $0 |
| 2014 | -- | $55,010 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 01/17/2026 01/17/26 | Price Changed | $315,000 | -7.4% | $175 / Sq Ft |
| 12/31/2025 12/31/25 | For Sale | $340,000 | -- | $188 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $60,000 | Panhandle Land Title | |
| Quit Claim Deed | $17,364 | Attorney | |
| Quit Claim Deed | $12,864 | Premium Title Services Inc | |
| Trustee Deed | -- | None Available |
Source: Central Panhandle Association of REALTORS®
MLS Number: 783059
APN: 00000000-00-2752-0000
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