$305,000
$10K PRICE DROP

657 Main St Chipley, FL 32428

Estimated payment $1,788/month

Total Views 2,831
3 Beds
2 Baths
1,804 Sq Ft
$169 Price per Sq Ft

Highlights

  • Popular Property
  • No HOA
  • Breakfast Room
  • Bonus Room
  • Covered Patio or Porch
  • Living Room

About This Home

Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!

Listing Agent

Jessica Wilson

Counts Real Estate Group Inc License #SL3573525 Listed on: 02/26/2026

Co-Listing Agent

Jon Wilson

Counts Real Estate Group Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,896

Year Built

  • Built in 1938

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Living Room
  • Breakfast Room
  • Bonus Room
  • Utility Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • 1 Covered Space
  • Additional Parking

Schools

  • Kate M. Smith Elementary School
  • Roulhac Middle School
  • Chipley High School

Utilities

  • Central Air
  • Heating Available
  • Electric Water Heater

Additional Features

  • Covered Patio or Porch
  • 19,297 Sq Ft Lot

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,896

Year Built

Built in 1938

Lot Details

0.44 Acres

Listing Details

  • Property Type: Residential
  • Year Built: 1938
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.44
  • Lot Size: irregular
  • Road Frontage Type: City Street
  • Co List Office Mls Id: BSG1
  • Co List Office Phone: 850-249-1414
  • Subdivision Name: No Named Subdivision
  • Architectural Style: Ranch
  • New Construction: No
  • Building Stories: 1
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Electric Water Heater
  • Interior Amenities: Utility Room
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank
  • Dining Room Type: Breakfast Room/Nook, Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Utility Room, Bonus Room

Exterior Features

  • Waterfront: No
  • Construction Type: Vinyl Siding, Wood Frame
  • Patio And Porch Features: Covered, Porch
  • Roof: Shingle

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Additional Parking, Drive Through
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Electricity Available
  • Cooling: Central Air
  • Heating: Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Roulhac

Lot Info

  • Lot Features: Paved
  • Lot Size Sq Ft: 19297.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1896.0
  • Tax Year: 2025

MLS Schools

  • Elementary School: Kate M. Smith
  • High School: Chipley

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,896 $90,949 $6,694 $84,255
2024 $1,791 $97,757 $6,694 $91,063
2023 $1,649 $76,563 $0 $0
2022 $1,512 $82,439 $6,694 $75,745
2021 $1,370 $69,267 $6,693 $62,574
2020 $1,221 $57,523 $6,693 $50,830
2019 $1,195 $54,942 $6,693 $48,249
2018 $1,194 $53,567 $6,693 $46,874
2017 $1,220 $53,213 $6,693 $46,520
2016 $1,224 $52,679 $0 $0
2015 $1,296 $55,010 $0 $0
2014 -- $55,010 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/21/2026 03/21/26 Price Changed $305,000 -1.6% $169 / Sq Ft
03/07/2026 03/07/26 Price Changed $310,000 -1.6% $172 / Sq Ft
02/26/2026 02/26/26 For Sale $315,000 -- $175 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $60,000 Panhandle Land Title
Quit Claim Deed $17,364 Attorney
Quit Claim Deed $12,864 Premium Title Services Inc
Trustee Deed -- None Available
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 785858

Central Panhandle Association of REALTORS®

APN: 00000000-00-2752-0000

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