NOT LISTED FOR SALE

657 W 1st St Loveland, CO 80537

Estimated Value: $505,889 - $531,000

3 Beds
2 Baths
1,228 Sq Ft
$423/Sq Ft Est. Value

Last Sold April 05, 2024

Last sale price $514,900 $419 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $2,947/month

129 Days on Market

Highlights

  • Corner Lot
  • Cottage
  • Patio
  • No HOA
  • Double Pane Windows
  • Outdoor Storage

About This Home

As of April 2024

SKIP THOSE FIXER UPPERS, take a look at this MOVE IN READY beauty! This home wasn't remodeled; it was rebuilt in 2017, including primary bdrm wing removed & rebuilt, foundation & floor joist work done in main living areas! 2 bds & office for remote working or online schooling/training. Recent work performed & items added: roof, shingles, siding & exterior trim; 100% new electrical system, electrical panel, plumbing & plumbing fixtures, furnace, A/C & 50 gal water heater; insulation & drywall; double-pane vinyl windows; cabinets & counters; kitchen appls, including gas stove & ultra quiet dishwasher; bath tile/shower door; flooring, lighting, doors, & interior trim; concrete patio & landscaping. Modern, functional floorplan on 1/4 acre corner lot. BONUS: Zoned RR-2 with county, meaning accessible dwelling unit (ADU)can be built on property, perhaps above a garage, of which a spot is designated already for 2 bays in the backyard. (Buyer to verify) New oversized shed in the backyard to store yard tools & other outdoor gear. There's an underground sprinkler system & backyard is newly sodded & landscaped. Newer features and upgrades: flagstone patio with built-in firepit; blackout shades in bedrooms and custom window treatments in other rooms; high-speed internet wired in family room, master bedroom, and office; and kitchen pantry with slide-out shelves. The septic system was pumped and inspected in 2021. Close proximity to River's Edge Natural Area, which contains five ponds, an amphitheater, and 3.8 miles of natural-surface trails for pedestrian/bicycle use, fishing access and wildlife viewing. Also near pedestrian-friendly Downtown Loveland, a vibrant environment with retail shops, restaurants, and entertainment. Home could be a great first home, a rental property, or a short-term executive rental. Third non-conforming bedroom or office. Home is outside of the city limits so there's no city taxes, as well as no HOA.

Last Agent to Sell the Property

Mary Ann Michels

Group Mulberry Listed on: 08/24/2023

Group Mulberry

Co-Listed By

Michels Mansouri Team

Group Mulberry

Last Buyer's Agent

Frederick Ross

eXp Realty LLC

eXp Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,160

Year Built

  • Built in 1921

Lot Details

  • 0.25 Acre Lot
  • South Facing Home
  • Southern Exposure
  • Wood Fence
  • Corner Lot
  • Level Lot
  • Sprinkler System
  • Property is zoned RR-2

Home Design

  • Cottage
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,228 Sq Ft Home
  • 1-Story Property
  • Double Pane Windows
  • Window Treatments
  • Dining Room
  • Laminate Flooring
  • Crawl Space

Kitchen

  • Gas Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary bathroom on main floor
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Washer and Dryer Hookup

Parking

  • Driveway Level
  • Off-Street Parking

Outdoor Features

  • Patio
  • Outdoor Storage

Schools

  • Garfield Elementary School
  • Bill Reed Middle School
  • Thompson Valley High School

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number R0438111

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,160

Year Built

Built in 1921

Lot Details

0

Listing Details

  • Year Built: 1921
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.25
  • Co List Office Mls Id: 9GRPN
  • Subdivision Name: none
  • Above Grade Finished Sq Ft: 1228
  • Architectural Style: Cottage/Bung, Ranch
  • Garage Yn: No
  • Unit Levels: One
  • New Construction: No
  • Efficiency: Southern Exposure
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 1228
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Gas Range/Oven, Dishwasher, Refrigerator, Microwave
  • Accessibility Features: Level Lot, Level Drive, Main Floor Bath, Main Level Bedroom, Stall Shower, Main Level Laundry
  • Has Basement: Crawl Space
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Separate Dining Room
  • Living Area: 1228
  • Window Features: Window Coverings, Double Pane Windows
  • Room Bedroom3 Features: Laminate Floor
  • Dining Room Features: Laminate Floor
  • IRESDS_HasFamilyRoom: No
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 80
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 110
  • Room Bedroom3 Level: Main
  • Master Bedroom Master Bedroom Width: 13
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Laminate Floor
  • Master Bedroom Features: Laminate Floor
  • Room Kitchen Features: Laminate Floor
  • Room Living Room Area: 187
  • Living Room Features: Laminate Floor
  • Room Kitchen Area: 75
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 221
  • Room Dining Room Area: 90
  • Master Bathroom Features: 3/4 Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced, Wood
  • Lot Features: Lawn Sprinkler System, Corner Lot, Level
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Direction Faces: South
  • Other Structures: Storage
  • Patio And Porch Features: Patio
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: No
  • IRESDS_GarageType: Off Street

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Utilities: Natural Gas Available
  • Laundry Features: Washer/Dryer Hookups, Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: District Water, City of LV
  • Gas Company: Natural Gas, Xcel

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Schools

  • Elementary School: Garfield
  • HighSchool: Thompson Valley
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: Bill Reed

Lot Info

  • Zoning: RR-2
  • Lot Size Sq Ft: 11039
  • Parcel #: R0438111
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 2160

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Apr 5, 2024
Sold by
Noltimier James F
Bought by
Waldon Angela M
Seller's Agent
Mary Ann Michels
Group Mulberry
Buyer's Agent
Frederick Ross
eXp Realty LLC
List Price
$514,900
Sold Price
$514,900
Views
59
Current Estimated Value
$519,472

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,572
Avg. Annual Appreciation
0.57%
Original Mortgage
$505,573
Outstanding Balance
$498,048
Interest Rate
6.9%
Mortgage Type
FHA
Estimated Equity
$21,424

Purchase Details

Closed on
Dec 7, 2021
Sold by
Thompson Heidi K and Cole David A
Bought by
Noltimier James F

Purchase Details

Listed on
Apr 28, 2017
Closed on
May 31, 2017
Sold by
Young Gregory G and Young Bethany A
Bought by
Cole David A and Thompson Heidi K
Seller's Agent
Curt Schreiber
Urban Dwellings
Buyer's Agent
Brad Dunevitz, M.S.
List Price
$339,000
Sold Price
$338,000
Premium/Discount to List
-$1,000
-0.29%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.24%
Original Mortgage
$323,010
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 1999
Sold by
Murphy Joan L
Bought by
Young Gregory G and Young Bethany A

Purchase Details

Closed on
Aug 1, 1993
Sold by
Day Duane
Bought by
Murphy Joan L
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Waldon Angela M $514,900 None Listed On Document
Noltimier James F $480,000 First Integrity Title
Cole David A $338,000 Stewart Title
Young Gregory G $124,900 --
Murphy Joan L -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Waldon Angela M $505,573
Previous Owner Cole David A $323,010
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/05/2024 04/05/24 Sold $514,900 0.0% $419 / Sq Ft
02/05/2024 02/05/24 For Sale $514,900 0.0% $419 / Sq Ft
12/31/2023 12/31/23 Pending -- -- --
12/31/2023 12/31/23 Off Market $514,900 -- --
08/24/2023 08/24/23 For Sale $514,900 +52.3% $419 / Sq Ft
01/28/2019 01/28/19 Off Market $338,000 -- --
06/01/2017 06/01/17 Sold $338,000 -0.3% $272 / Sq Ft View Prior Sale
05/23/2017 05/23/17 Pending -- -- --
04/28/2017 04/28/17 For Sale $339,000 -- $273 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,658 $36,327 $2,144 $34,183
2024 $2,565 $36,327 $2,144 $34,183
2022 $2,160 $27,390 $2,224 $25,166
2021 $2,216 $28,178 $2,288 $25,890
2020 $1,595 $20,277 $2,288 $17,989
2019 $1,568 $20,277 $2,288 $17,989
2018 $990 $12,146 $2,304 $9,842
2017 $852 $12,146 $2,304 $9,842
2016 $670 $9,241 $2,547 $6,694
2015 $664 $9,240 $2,550 $6,690
2014 $716 $9,630 $2,550 $7,080
Source: Public Records

Agents Affiliated with this Home

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Map

Source: IRES MLS

MLS Number: 994991

IRES MLS

APN: 95144-00-006