Seller's Agent in 2025
Michelle Van Dyke
Berkshire Hathaway Twin Bridge
(406) 596-0805
114 Total Sales
Last list price
657 Waterloo Rd Whitehall, MT 59759
3
Beds
3
Baths
2,842
Sq Ft
20.24
Acres
Highlights
- River Access
- Corral
- Custom Home
- Barn
- Home fronts a creek
- River View
About This Home
As of September 2025River Front Retreat at 657 Waterloo Road - Welcome to 20+ irrigated acres of Montana beauty—where rustic elegance meets outdoor paradise. Nestled between Twin Bridges and Whitehall, this unique 2,842 sq ft timber frame and stucco home offers rare Jefferson River frontage with a meandering slough creating a natural border. Surrounded by mature trees and lush shrubs, the setting is a haven for wildlife including deer, foxes, pheasants, waterfowl, and more—perfect for nature lovers, photographers, and outdoor enthusiasts.
Step inside to radiant in-floor heat with both stained concrete and Douglas fir wood floors, and beautifully tiled bathrooms. The main level hosts a spacious master suite, while upstairs you’ll find two additional bedrooms, full baath and a dedicated music studio with inspiring views. The cozy kitchen is complete with a Vermont Castings wood stove—ideal for warm gatherings on cool Montana evenings.
Enjoy sweeping views of Manhead Mountain in the Tobacco Root range from the covered porch, or explore the lush irrigated meadows that surround the property. Equestrians will appreciate the charming vintage barn and room to ride, while hobbyists and entrepreneurs will love the brand-new shop with 220 amp service, heated office, and room to work or create.
A breezeway connects the main home to a fully functional bunkhouse—great for guests, extended family, or additional creative space. And with the Jefferson River just steps from your back door, world-class fishing is literally at your fingertips.
Though located in a flood-prone area, the home is on an approved building site and currently insured for just $1,200/year in flood insurance—peace of mind in paradise. The homesite was engineered and surveyed to be out of the floodway and home was approved for 4 bedroom septic. The setting is private with a maintained county road access.
The vintage barns are from an old farmstead that existed before the older homestead was torn down. A new shop with 220 Amp service was built in 2017 and has a separate room which can be heated for office or studio and is metered separately from the main home.
If you're looking for unmatched serenity, character, and a true Montana lifestyle, this is it.
Last Agent to Sell the Property
Berkshire Hathaway Twin Bridge License #BRO-10253 Listed on: 04/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,680
Year Built
- Built in 2017
Lot Details
- 20.24 Acre Lot
- Home fronts a creek
- River Front
- South Facing Home
- Perimeter Fence
- Landscaped
- Lawn
Parking
- 2 Car Detached Garage
Property Views
- River
- Woods
- Creek or Stream
- Mountain
- Meadow
- Rural
- Valley
Home Design
- Custom Home
- Asphalt Roof
- Metal Roof
- Wood Siding
- Stucco
Interior Spaces
- 2,842 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Stove
- Family Room
- Living Room
- Dining Room
- Home Office
Kitchen
- Stove
- Range
Flooring
- Wood
- Radiant Floor
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Outdoor Features
- River Access
- Deck
- Covered Patio or Porch
- Separate Outdoor Workshop
- Shed
Farming
- Barn
Horse Facilities and Amenities
- Corral
- Tack Room
Utilities
- Heating System Uses Propane
- Heating System Uses Wood
- Propane
- Well
- Septic Tank
- Phone Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 0025003100
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 10, 2025
Sold by
Sculley David W
Bought by
Reedy Heather Kahrl
Purchase Details
Closed on
May 17, 2018
Sold by
Reedy Heather K
Bought by
Reedy Heather K and Sculley David W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$400,000
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 14, 2013
Sold by
Skirgaila Teodoras
Bought by
Skirgaila Teodoras Algimantas and Skirgaila Giedre Marija
Purchase Details
Closed on
Jul 25, 2013
Sold by
Walker Susan
Bought by
Skirgaila Teodoras
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | -- | -- | |
| Interfamily Deed Transfer | -- | First American Title Company | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $400,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/05/2025 09/05/25 | Sold | -- | -- | -- |
| 07/30/2025 07/30/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $1,250,000 | -21.4% | $440 / Sq Ft |
| 05/29/2025 05/29/25 | For Sale | $1,590,000 | 0.0% | $559 / Sq Ft |
| 05/17/2025 05/17/25 | Pending | -- | -- | -- |
| 04/21/2025 04/21/25 | For Sale | $1,590,000 | +354.3% | $559 / Sq Ft |
| 11/03/2016 11/03/16 | Sold | -- | -- | -- |
| 10/04/2016 10/04/16 | Pending | -- | -- | -- |
| 08/19/2013 08/19/13 | For Sale | $350,000 | -- | -- |
Source: Big Sky Country MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,627 | $568,863 | $0 | $0 |
| 2023 | $2,859 | $568,863 | $0 | $0 |
| 2022 | $1,679 | $269,207 | $0 | $0 |
| 2021 | $1,404 | $269,207 | $0 | $0 |
| 2020 | $1,492 | $251,281 | $0 | $0 |
| 2019 | $1,505 | $251,281 | $0 | $0 |
| 2018 | $847 | $124,023 | $0 | $0 |
| 2017 | $77 | $4,534 | $0 | $0 |
| 2016 | $91 | $4,961 | $0 | $0 |
| 2015 | $92 | $4,960 | $0 | $0 |
| 2014 | $297 | $27,700 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Michelle Van Dyke
-
Miranda Wheeler
M
Buyer's Agent in 2025
Miranda Wheeler
Berkshire Hathaway - Sheridan
(406) 640-1655
45 Total Sales
-
Jack Kaatz
J
Seller's Agent in 2016
Jack Kaatz
Trails End Land Company, LLC
(406) 596-1060
19 Total Sales
Map
Source: Big Sky Country MLS
MLS Number: 401243
APN: 25-0891-14-4-01-02-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.
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