Seller's Agent in 2025
Michael Rugnone
eXp Realty
(847) 217-0193
1 in this area
7 Total Sales
658 Algona Ave Elgin, IL 60120
Northeast Elgin Neighborhood
2
Beds
1
Bath
1,035
Sq Ft
2,614
Sq Ft Lot
Highlights
- Property is near park
- Laundry Room
- 1-Story Property
- Living Room
- Bungalow
- Central Air
About This Home
As of April 2025MOTIVATED SELLER!!! Nestled in the neighborhood of Elgin, this charming 2-bedroom, 1-bathroom bungalow is a perfect starter home or investment property. With a fresh coat of paint both inside and out, the exterior wood and gutters provide a newer look, while the interior walls shine with a new finish, creating a bright and welcoming atmosphere. The kitchen boasts brand-new flooring, offering a modern touch for daily living. There is 1 parking spot right in front of the house.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,741
Year Built
- Built in 1935
Lot Details
- 2,614 Sq Ft Lot
- Lot Dimensions are 42x62
Home Design
- Bungalow
- Brick Exterior Construction
Interior Spaces
- 1,035 Sq Ft Home
- 1-Story Property
- Family Room
- Living Room
- Dining Room
- Partial Basement
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry in multiple locations
Parking
- 1 Parking Space
- Driveway
- Parking Included in Price
Location
- Property is near park
Utilities
- Central Air
- Heating System Uses Natural Gas
- Lake Michigan Water
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 26, 2024
Closed on
Apr 2, 2025
Sold by
Camusso Angelica E
Bought by
Stawick Andrew P
Seller's Agent
Michael Rugnone
eXp Realty
Buyer's Agent
Carie Holzl
Keller Williams Infinity
List Price
$179,900
Sold Price
$165,000
Premium/Discount to List
-$14,900
-8.28%
Views
932
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,057
Avg. Annual Appreciation
10.84%
Original Mortgage
$148,500
Outstanding Balance
$147,870
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$30,187
Purchase Details
Listed on
Jun 9, 2014
Closed on
Sep 18, 2014
Sold by
U S Bank Trust Na
Bought by
Camusso Angelica E
Seller's Agent
Coya Smith
RE/MAX Premier
Buyer's Agent
Monica Vargas
GREAT HOMES REAL ESTATE, INC.
List Price
$50,900
Sold Price
$41,900
Premium/Discount to List
-$9,000
-17.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.90%
Purchase Details
Closed on
Oct 28, 2013
Sold by
Martinez Jesus
Bought by
Hsbc Mortgage Services Inc
Purchase Details
Closed on
May 28, 2003
Sold by
Padilla Oscar and Araujo Maura
Bought by
Martinez Jesus
Purchase Details
Closed on
Oct 25, 2000
Sold by
Mcfeely Ann E and Ward Ann E
Bought by
Padilla Oscar and Araujo Maura
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,818
Interest Rate
7.9%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 30, 1999
Sold by
Hanson Jerry L
Bought by
Mcfeely Ann E
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$83,809
Interest Rate
7.77%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 25, 1998
Sold by
Wilson John F and Wilson Ursula
Bought by
Hanson Jerry L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,850
Interest Rate
7.03%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $165,000 | Chicago Title | |
| Special Warranty Deed | $42,000 | First American Title | |
| Quit Claim Deed | -- | First American Title | |
| Legal Action Court Order | -- | None Available | |
| Interfamily Deed Transfer | -- | Law Title Ins Co | |
| Warranty Deed | $103,500 | -- | |
| Warranty Deed | $84,500 | -- | |
| Warranty Deed | $71,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $148,500 | New Conventional | |
| Previous Owner | $102,818 | FHA | |
| Previous Owner | $83,809 | FHA | |
| Previous Owner | $68,850 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/10/2025 04/10/25 | Sold | $165,000 | -5.2% | $159 / Sq Ft | |
| 02/20/2025 02/20/25 | Pending | -- | -- | -- | |
| 01/28/2025 01/28/25 | Price Changed | $174,000 | -3.3% | $168 / Sq Ft | |
| 12/24/2024 12/24/24 | For Sale | $179,900 | +9.0% | $174 / Sq Ft | |
| 12/14/2024 12/14/24 | Off Market | $165,000 | -- | -- | |
| 12/10/2024 12/10/24 | For Sale | $179,900 | +9.0% | $174 / Sq Ft | |
| 11/27/2024 11/27/24 | Off Market | $165,000 | -- | -- | |
| 11/26/2024 11/26/24 | For Sale | $179,900 | +329.4% | $174 / Sq Ft | |
| 10/02/2014 10/02/14 | Sold | $41,900 | +13.6% | $57 / Sq Ft | View Prior Sale |
| 09/15/2014 09/15/14 | Pending | -- | -- | -- | |
| 09/04/2014 09/04/14 | Price Changed | $36,900 | -11.9% | $50 / Sq Ft | |
| 08/08/2014 08/08/14 | Price Changed | $41,900 | -8.7% | $57 / Sq Ft | |
| 07/08/2014 07/08/14 | Price Changed | $45,900 | -9.8% | $62 / Sq Ft | |
| 06/09/2014 06/09/14 | For Sale | $50,900 | -- | $69 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,887 | $48,572 | $9,198 | $39,374 |
| 2023 | $3,741 | $43,881 | $8,310 | $35,571 |
| 2022 | $3,470 | $40,012 | $7,577 | $32,435 |
| 2021 | $3,337 | $37,408 | $7,084 | $30,324 |
| 2020 | $3,131 | $34,333 | $6,763 | $27,570 |
| 2019 | $3,054 | $32,704 | $6,442 | $26,262 |
| 2018 | $2,755 | $27,866 | $6,069 | $21,797 |
| 2017 | $2,709 | $26,343 | $5,737 | $20,606 |
| 2016 | $2,606 | $24,439 | $5,322 | $19,117 |
| 2015 | -- | $22,400 | $4,878 | $17,522 |
| 2014 | -- | $22,124 | $4,818 | $17,306 |
| 2013 | -- | $25,842 | $4,945 | $20,897 |
Source: Public Records
Agents Affiliated with this Home
-
Michael Rugnone
-
Carie Holzl
Buyer's Agent in 2025
Carie Holzl
Keller Williams Infinity
(630) 299-4459
1 in this area
342 Total Sales
-
Stacy Schoester
Buyer Co-Listing Agent in 2025
Stacy Schoester
Keller Williams Infinity
(630) 256-8164
1 in this area
71 Total Sales
-
Coya Smith
Seller's Agent in 2014
Coya Smith
RE/MAX Premier
(708) 903-5110
159 Total Sales
-
Robert Findlay
Seller Co-Listing Agent in 2014
Robert Findlay
Findlay Real Estate Group Inc
(815) 317-5316
359 Total Sales
-
Monica Vargas
Buyer's Agent in 2014
Monica Vargas
GREAT HOMES REAL ESTATE, INC.
(847) 877-5988
4 in this area
194 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12218177
APN: 06-12-429-016
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