$375,000
SOLD MAR 21, 2025

659 Oswego Dr Carol Stream, IL 60188

3 Beds
2 Baths
1,662 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$226 Per Sq Ft

3% Above List Price

4 Days on Market

Highlights

  • Solar Power System
  • Waterfront
  • Deck
  • Benjamin Middle School Rated A-
  • Community Lake
  • Property is near a park

About This Home

As of March 2025

Welcome home to your 3BR, 2 Bathroom split-level raised ranch nestled on a quiet, dead-end street with beautiful pond views and where there's nothing left to do but move in! The upper level welcomes you into the sunny living room that features wood laminate floors. The kitchen boasts granite countertops, backsplash, kitchen island, access to the deck, pantry and a large dining area. Head down the hall to find 3 generously sized BRs and a full bathroom. The lower level offers even more room stretch out with a second living area. Perfect for a playroom, home gym, family room, home office or even a 4th BR! There is another full bathroom and the laundry room on the lower level. And just in time for Spring, enjoy your own personal oasis on the second story deck in your fully-fenced-in yard with plenty of trees for privacy without obscuring your views of the pond. A storage shed helps you keep all of your lawn equipment and toys stored safely. Washer (2024), Roof (2021), Upstairs Bathroom Remodeled (2022-2024), Water Heater (2017), Furnace (2012), Solar Panels (2021) and 16 years left on transferable lease. So close to schools, shopping, parks/paths, Metra, expressways and so much more!

Last Agent to Sell the Property

Christopher Prokopiak

Redfin Corporation License #475191298 Listed on: 02/12/2025

Redfin Corporation

Last Buyer's Agent

Lauren Mitrick Wood

Compass License #475141655

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,621

Year Built

  • Built in 1977

Lot Details

  • Waterfront
  • Cul-De-Sac
  • Fenced Yard
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Split Level Home
  • Vinyl Siding

Interior Spaces

  • 1,662 Sq Ft Home
  • Blinds
  • Bay Window
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Water Views
  • Sump Pump
  • Unfinished Attic

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Deck
  • Patio
  • Shed

Schools

  • Evergreen Elementary School
  • Benjamin Middle School
  • Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Solar Power System
  • Property is near a park

Community Details

  • Shining Waters Subdivision
  • Community Lake

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,621

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: Split Level
  • Subdivision Name: Shining Waters
  • Year Built: 1977
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Interior Amenities: Wood Laminate Floors
  • LivingArea: 1662
  • Other Equipment: Sump Pump
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Assessed Sq Ft: 1142
  • Basement Description: None
  • Bathroom Amenities: Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Square Footage Comments: Square footage includes lower level.
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: Sliding Doors,Storm Door(s),36" Minimum Entry Door
  • Window Features: Bay Window(s),Blinds
  • Flooring: Carpet

Exterior Features

  • ExteriorFeatures: Patio
  • List Price: 362500
  • Lot Features: Cul-De-Sac, Fenced Yard, Water View
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck, Patio
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Lake, Curbs, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Evergreen Elementary School
  • High School: Community High School
  • Middle/Junior School: Benjamin Middle School
  • Middle/Junior School District: 25

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 5227
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Green Features

  • GreenEnergyEfficient: Photovoltaic/Solar System

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 7620.54
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 12, 2025
Closed on
Mar 18, 2025
Sold by
Lustig Dylan and Gutierrez Kelly
Bought by
Quintana Lauren and Quintana Matthew
Seller's Agent
Christopher Prokopiak
Redfin Corporation
Buyer's Agent
Lauren Mitrick Wood
Compass
List Price
$362,500
Sold Price
$375,000
Premium/Discount to List
$12,500
3.45%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-6.80%
Original Mortgage
$328,750
Outstanding Balance
$328,750
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$39,710

Purchase Details

Listed on
Mar 30, 2021
Closed on
May 7, 2021
Sold by
Frazer Christopher M and Frazer Amanda R
Bought by
Lustig Dylan
Seller's Agent
Heidi Bolger
Coldwell Banker Gladstone
Buyer's Agent
Alberto Canaveral
A&R Realty LLC
List Price
$279,900
Sold Price
$285,000
Premium/Discount to List
$5,100
1.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.39%
Original Mortgage
$291,555
Interest Rate
2.75%
Mortgage Type
VA

Purchase Details

Listed on
Jun 19, 2013
Closed on
Aug 30, 2013
Sold by
Brown Laura
Bought by
Frazer Christopher M and Frazer Amanda R
Seller's Agent
Paul Baker
Platinum Partners Realtors
Buyer's Agent
Heidi Bolger
Coldwell Banker Gladstone
List Price
$215,000
Sold Price
$209,000
Premium/Discount to List
-$6,000
-2.79%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.10%
Original Mortgage
$198,500
Interest Rate
3.62%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Sep 19, 2006
Sold by
Heath Richard A and Heath Jacqueline J
Bought by
Heath Richard A and Heath Jacqueline J
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 None Listed On Document
Warranty Deed $285,000 Attorney
Trustee Deed $209,000 Fidelity National Title
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $328,750 New Conventional
Previous Owner $291,555 VA
Previous Owner $198,500 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/21/2025 03/21/25 Sold $375,000 +3.4% $226 / Sq Ft
02/17/2025 02/17/25 Pending -- -- --
02/12/2025 02/12/25 For Sale $362,500 +29.5% $218 / Sq Ft
05/18/2021 05/18/21 For Sale $279,900 -1.8% $245 / Sq Ft
05/17/2021 05/17/21 Sold $285,000 +36.4% $250 / Sq Ft
08/30/2013 08/30/13 Sold $209,000 -2.8% $183 / Sq Ft
07/21/2013 07/21/13 Pending -- -- --
06/19/2013 06/19/13 For Sale $215,000 -- $188 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,621 $91,200 $31,040 $60,160
2022 $7,274 $84,760 $28,850 $55,910
2021 $6,953 $80,470 $27,390 $53,080
2020 $6,774 $78,060 $26,570 $51,490
2019 $6,603 $75,270 $25,620 $49,650
2018 $6,139 $70,970 $24,160 $46,810
2017 $6,019 $68,140 $23,200 $44,940
2016 $5,894 $65,090 $22,160 $42,930
2015 $5,826 $61,620 $20,980 $40,640
2014 $5,595 $58,170 $20,450 $37,720
2013 $5,488 $59,560 $20,940 $38,620
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12268710

Midwest Real Estate Data (MRED)

APN: 01-25-411-003