$1,349,000

662 Harbor Blvd Unit 550 Destin, FL 32541

Estimated payment $10,112/month

Total Views 1,291
4 Beds
4 Baths
2,995 Sq Ft
$450 Price per Sq Ft

Highlights

  • Boat Dock
  • Property Fronts a Bay or Harbor
  • Fishing
  • Destin Elementary School Rated A-
  • Spa
  • Gated Community

About This Home

Assumable VA Loan @ 2.78% Perched upon the prime west end of Grand Harbor's 5th floor, this 4BR/4BA residence offers uninterrupted views of both the Gulf of America and the Destin Harbor. The oversized balcony takes in harbor views with the Gulf beyond, and a built-in gas grill ready for sunset dinners. Inside, the living area flows into a remodeled kitchen with quality finishes, while 9.5' ceilings and plantation shutters keep it sharp and coastal.

A full wet bar makes entertaining effortless, and every bedroom offers its own private bath. Generously sized rooms and wide sightlines keep the views in focus, with Harbor and Gulf panoramas carrying through the primary suite, guest bedroom, kitchen, living room, and dining area, which can easily convert to an additional living space if preferred.

Within the gates, Grand Harbor is a sanctuary of quiet exclusivity. A secure parking garage, private marina access, fitness center, clubhouse, heated waterfront pool, and a reserved guest suite ensure comfort for owners and their guests. With no short-term rentals permitted, the community remains private, neighborly, and serene.

Listing Agent

Andrew Farmer

Scenic Sotheby's International Realty License #3468713 Listed on: 08/11/2025

Scenic Sotheby's International Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $11,026

Year Built

  • Built in 2000

Lot Details

  • Property Fronts a Bay or Harbor
  • Lawn Pump

HOA Fees

  • $1,843 Monthly HOA Fees

Parking

  • 2 Car Garage

Property Views

  • Bay
  • Gulf
  • Harbor

Home Design

  • Metal Roof

Interior Spaces

  • 2,995 Sq Ft Home
  • Wet Bar
  • Built-in Bookshelves
  • Shelving
  • Coffered Ceiling
  • Tray Ceiling
  • Recessed Lighting
  • Gas Fireplace
  • Plantation Shutters
  • Dining Room
  • Den

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Self-Cleaning Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Dressing Area
  • 4 Full Bathrooms
  • Cultured Marble Bathroom Countertops
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

Pool

  • Spa
  • Heated Pool

Outdoor Features

  • Docks
  • Balcony
  • Covered Patio or Porch
  • Built-In Barbecue

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • Central Air
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-0699-0000-0550

Community Details

Overview

  • Association fees include accounting, gas, ground keeping, insurance, internet service, sewer, water, cable TV, trash
  • 47 Buildings
  • 47 Units
  • Grand Harbor Subdivision
  • 11-Story Property

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Community Pavilion
  • Recreation Room
  • Elevator

Recreation

  • Boat Dock
  • Community Boat Launch
  • Community Pool
  • Community Whirlpool Spa
  • Fishing

Pet Policy

  • Pets Allowed

Security

  • Gated Community
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$11,026

Year Built

Built in 2000

Lot Details

0

HOA Fees

$1,843 per month

Parking

2

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: GRAND HARBOR
  • Directions: At 98 and Beach Dr turn in towards the harbor.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2000
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Waterfront:Harbor: Yes
  • Waterview:Gulf2: Yes
  • Waterview:Harbor2: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterview:Bay2: Yes
  • Rooms:Laundry2: Yes
  • Rooms:Balcony2: Yes
  • Waterfront:Unit Waterfront: Yes
  • Utilities:Gas - Natural: Yes
  • Rooms:Den: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - None
  • Number Of Buildings: 47
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Machine, Microwave, Oven Double, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Washer, Wine Refrigerator
  • Full Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace Gas
  • Fireplace: Yes
  • Flooring: Floor Hardwood, Floor Tile
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Pantry, Shelving, Washer/Dryer Hookup, Wet Bar
  • Stories: 11
  • Window Features: Plantation Shutters
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Oven Self Cleaning: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Mstr BdrmMstr Bath:MBath Cultured Mrble: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Mstr BdrmMstr Bath:MBath Dressing Area: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Wine Refrigerator: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Plantation Shutters: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Pool Features: Pool - Heated, Pool Type
  • View: Harbor, Gulf, Bay
  • Waterfront Features: Unit Waterfront, Harbor
  • Waterfront: Yes
  • Exterior Features: Balcony, BBQ Pit/Grill, Dock, Hot Tub, Lawn Pump
  • Patio And Porch Features: Patio Covered
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Balcony: Yes
  • Exterior:Patio Covered: Yes
  • Exterior:Pool - Heated: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:BBQ PitGrill: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage, Covered
  • General Property Info:Garage2: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: BBQ Pit/Grill, Boat Launch, Community Room, Dock, Dumpster, Elevators, Exercise Room, Fishing, Gated Community, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Picnic Area, Pool, TV Cable, Waterfront, Whirlpool
  • Association #2 Fee: 5528.89
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Gas, Ground Keeping, Insurance, Internet Service, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-0699-0000-0550

Multi Family

  • Number Of Units In Community: 47

Tax Info

  • Tax Annual Amount: 11026.1
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,575 $936,000 -- $936,000
2023 $10,575 $936,000 $0 $936,000
2022 $9,424 $801,000 $0 $801,000
2021 $8,643 $696,000 $0 $696,000
2020 $8,559 $691,000 $0 $691,000
2019 $7,814 $616,000 $0 $616,000
2018 $9,297 $724,000 $0 $0
2017 $9,841 $753,000 $0 $0
2016 $9,508 $732,000 $0 $0
2015 $8,294 $662,328 $0 $0
2014 $8,327 $657,071 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2025 08/11/25 For Sale $1,349,000 +17.2% $450 / Sq Ft
05/16/2024 05/16/24 Sold $1,150,603 -8.0% $384 / Sq Ft
03/13/2024 03/13/24 Pending -- -- --
02/05/2024 02/05/24 Price Changed $1,250,000 -10.4% $417 / Sq Ft
11/06/2023 11/06/23 Price Changed $1,395,000 -0.4% $466 / Sq Ft
10/11/2023 10/11/23 For Sale $1,400,000 +101.4% $467 / Sq Ft
06/14/2018 06/14/18 Sold $695,000 0.0% $232 / Sq Ft
04/27/2018 04/27/18 Pending -- -- --
03/16/2018 03/16/18 For Sale $695,000 -- $232 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,150,700 Trinity Title
Warranty Deed $1,150,700 Trinity Title
Warranty Deed $695,000 Mcneese Title Llc
Warranty Deed $565,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $679,140 New Conventional
Closed $679,140 New Conventional
Previous Owner $679,140 VA
Previous Owner $678,681 VA
Previous Owner $541,206 VA
Previous Owner $357,000 Unknown
Previous Owner $500,000 Credit Line Revolving
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 982841

Emerald Coast Association of REALTORS®

APN: 00-2S-22-0699-0000-0550