NOT LISTED FOR SALE

Estimated Value: $528,000 - $650,000

4 Beds
3 Baths
2,606 Sq Ft
$224/Sq Ft Est. Value

Last Sold March 10, 2023

Last sale price $530,000 $203 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $3,622/month

175 Days on Market

Highlights

  • 334 Feet of Waterfront
  • Screened Pool
  • 0.77 Acre Lot
  • Harmony Community School Rated 9+
  • Lake View
  • Deck

About This Home

As of March 2023

This beautiful four bedroom, three bathroom LAKEFRONT home with a swimming pool is located in east St. Cloud on desirable Bay Lake. This home features 2,600 square feet of living space and is situated on a 3/4+ acre lot with lake and canal frontage, and NO HOA! The home features a large foyer, formal living room, formal dining room, spacious eat-in kitchen, and a family room. The spacious master suite encompasses over 500 square feet and includes one of the three sets of sliding glass doors looking out to the pool and a view of the lake. The master bathroom includes dual vanities, large garden tub, separate shower stall, walk-in closet, and a linen closet. Bedroom four can double as an office or sitting room as it has an entrance from the foyer and the master suite. Each additional bedroom has an accompanying bathroom with one of them being the pool bathroom. The interior laundry room with adjacent storage room/pantry offers an additional 80 square feet of space. Enjoy your summer days relaxing by the pool that overlooks the large backyard and lake. This home is at the end of the cul-de-sac and has a circular driveway. The right side of the lot borders a canal that leads to Bay Lake while the rear of the property is directly on the lake. This beautiful home is ready for its next owners, schedule your showing today!

Last Agent to Sell the Property

Steven Durrance

FLORIDA PINES REALTY, LLC License #3135995 Listed on: 07/13/2022

Last Buyer's Agent

Eric Buyes

KELLER WILLIAMS REALTY AT THE PARKS License #3409216

KELLER WILLIAMS REALTY AT THE PARKS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,299

Year Built

  • Built in 1987

Lot Details

  • 0.77 Acre Lot
  • Lot Dimensions are 200x180
  • 334 Feet of Waterfront
  • Lake Front
  • Property fronts a freshwater canal
  • Northwest Facing Home
  • Landscaped with Trees
  • Property is zoned ORS1

Parking

  • 2 Car Attached Garage
  • Parking Pad
  • Garage Door Opener
  • Open Parking

Property Views

  • Lake
  • Canal

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,606 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Separate Formal Living Room
  • Formal Dining Room
  • Inside Utility
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool

Outdoor Features

  • Access To Lake
  • Access to Freshwater Canal
  • Water Skiing Allowed
  • Deck
  • Enclosed Patio or Porch
  • Shed
  • Rain Gutters

Location

  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Bay Tree Cove Subdivision
  • Rental Restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,299

Year Built

Built in 1987

Lot Details

0.77 Acres

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2606
  • Lot Size Acres: 0.77
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 3720
  • Lot Size Sq Ft: 33628
  • Status: Sold
  • Down Payment Resource URL: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5071018?w=Agent&skip_sso=true
  • Down Payment Resource URL 2: https://www.workforce-resource.com/dpr/listing/MFRMLS/S5071018?w=Customer
  • Homestead Y N: Yes
  • Total Acreage: 1/2 to less than 1
  • Unit Number Y N: No
  • Ratio: Close Price\List Price: 1.00019
  • Price per Sq Ft: 203.38
  • Close to Original List Price Ratio: 0.78519
  • Ratio: Current Price\Building Area Total: 142.47
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2021
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Eating Space In Kitchen, Master Bedroom Main Floor, Split Bedroom, Vaulted Ceiling(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Spa Yn: No
  • Stories: 1
  • Room Count: 9
  • Additional Rooms: Formal Dining Room Separate, Formal Living Room Separate, Inside Utility
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Direction Faces: Northwest
  • Other Structures: Shed(s)
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: Rain Gutters, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: Bay Lake
  • Waterfront: Yes
  • Patio and Porch Features: Deck, Enclosed, Rear Porch, Screened
  • Road Surface Type: Paved, Asphalt
  • Water View: Canal, Lake
  • Water Access: Canal - Freshwater, Lake
  • Water Extras: Skiing Allowed
  • Water View Y N: Yes
  • Number Of Wells: 1
  • Water Access Y N: Yes
  • Water Extras Y N: Yes
  • Waterfront Frontage: 334
  • Water Frontage Feet Lake: 10
  • Water Frontage Feet Canal Fresh: 324
  • Disclosures: Seller Property Disclosure

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Parking Pad
  • Covered Parking Spaces: 2
  • Open Parking: Yes

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Well
  • Number Of Septics: 1
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association Approval Required YN: No

Lot Info

  • Zoning: ORS1
  • Parcel Number: 13-26-31-2601-0001-0110
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, In County
  • Lot Dimensions: 200x180
  • Flood Zone Code: X, A
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Minimum Lease: 7 Months
  • Pet Restrictions: Buyer or Buyer's agent should contact Osceola County to confirm any pet restrictions.
  • Lease Restrictions Y N: Yes
  • Additional Lease Restrictions: Buyer or Buyer's agent should contact Osceola County to confirm any leasing restrictions.

Tax Info

  • Tax Annual Amount: 3299.18
  • Tax Block: 1
  • Tax Book Number: 4-74
  • Tax Lot: 11

Multi Family

  • Waterfront Features: Canal - Freshwater, Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 13, 2022
Closed on
Mar 10, 2023
Sold by
Arden Milo K
Bought by
Sprague Timothy J
Seller's Agent
Steven Durrance
FLORIDA PINES REALTY, LLC
Buyer's Agent
Eric Buyes
KELLER WILLIAMS REALTY AT THE PARKS
List Price
$675,000
Sold Price
$530,000
Premium/Discount to List
-$145,000
-21.48%
Views
61
Current Estimated Value
$584,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$54,941
Avg. Annual Appreciation
3.32%
Original Mortgage
$530,000
Outstanding Balance
$512,159
Interest Rate
6.13%
Mortgage Type
VA
Estimated Equity
$72,782

Purchase Details

Closed on
Feb 10, 2015
Sold by
Arden Milo and Roop Ruth
Bought by
Arden Milo K and Roop Ruth

Purchase Details

Closed on
Jan 21, 2003
Sold by
Arden Cynthia J
Bought by
Arden Milo K
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sprague Timothy J $530,000 --
Arden Milo K $70,400 Attorney
Arden Milo K -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sprague Timothy J $530,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/10/2023 03/10/23 Sold $530,000 0.0% $203 / Sq Ft
01/05/2023 01/05/23 Pending -- -- --
12/12/2022 12/12/22 Price Changed $529,900 -2.6% $203 / Sq Ft
11/28/2022 11/28/22 Price Changed $543,900 -0.4% $209 / Sq Ft
11/08/2022 11/08/22 Price Changed $545,900 -2.5% $209 / Sq Ft
10/12/2022 10/12/22 Price Changed $559,900 -0.2% $215 / Sq Ft
09/16/2022 09/16/22 Price Changed $560,900 -1.8% $215 / Sq Ft
09/08/2022 09/08/22 Price Changed $570,900 -0.7% $219 / Sq Ft
08/26/2022 08/26/22 Price Changed $575,000 -2.5% $221 / Sq Ft
08/22/2022 08/22/22 Price Changed $590,000 -0.8% $226 / Sq Ft
08/15/2022 08/15/22 Price Changed $595,000 -0.5% $228 / Sq Ft
08/10/2022 08/10/22 Price Changed $598,000 -0.2% $229 / Sq Ft
08/01/2022 08/01/22 Price Changed $599,000 -7.8% $230 / Sq Ft
07/25/2022 07/25/22 Price Changed $650,000 -3.7% $249 / Sq Ft
07/13/2022 07/13/22 For Sale $675,000 -- $259 / Sq Ft
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,934 $457,200 $95,000 $362,200
2024 $3,467 $456,600 $95,000 $361,600
2023 $3,467 $243,882 $0 $0
2022 $3,325 $236,779 $0 $0
2021 $3,299 $229,883 $0 $0
2020 $3,247 $226,710 $0 $0
2019 $3,201 $221,613 $0 $0
2018 $3,097 $217,481 $0 $0
2017 $3,094 $213,008 $0 $0
2016 $3,053 $208,627 $0 $0
2015 $3,094 $207,177 $0 $0
2014 $3,050 $205,533 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: S5071018

Stellar MLS

APN: 13-26-31-2601-0001-0110

Your Personal Tour Guide

Ask me questions while you tour the home.