NOT LISTED FOR SALE

670 N Cygnet Lake Dr Benton Harbor, MI 49022

Fair Plain Neighborhood

Estimated Value: $479,000 - $593,000

3 Beds
2.5 Baths
2,344 Sq Ft
$227/Sq Ft Est. Value

Last Sold December 20, 2013

Last sale price $450,000 $192 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $3,499/month

140 Days on Market

Highlights

  • Private Waterfront
  • Deck
  • Main Floor Bedroom
  • Fireplace in Primary Bedroom
  • Wood Flooring

About This Home

As of December 2013

Exceptionally built Riverfront home that has privacy on the Saint Joseph River. Only 10 minutes from the pier heads by boat. This home comes fully loaded with exceptional upgraded Thermadore Appliances, Granite Counter-tops and a modern user friendly kitchen that is placed perfectly for entertaining with the dining room, living room and back riverfront patio withing a a step or two. Enjoy an evening of watching the river flow by, or your favorite TV show, or just turn on the fireplace and relax to the nice warm glow. The Master Bedroom has high ceilings with great views of the river and patio access for early morning coffee while you prepare for your morning. The Master Bathroom has a double sided fireplace that allows you to soak in your tub after a long day and relax as you rest and have the warm glow of the gas log flames reflect on your walls. Outside you have 86 feet of river frontage that is gated so that you can be rest assured any pets or young children are safe.

Last Agent to Sell the Property

Ryan Servatius

Century 21 Affiliated License #6506045176 Listed on: 08/01/2013

Century 21 Affiliated

Last Buyer's Agent

Dan Morissette

Keller Williams Realty Swm License #6501295859

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,022

Year Built

  • Built in 2005

Lot Details

  • 0.26 Acre Lot
  • Private Waterfront
  • 86 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Fenced Yard
  • Shrub
  • Terraced Lot
  • Sprinkler System

HOA Fees

  • $110 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Brick or Stone Mason
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,344 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Area
  • Water Views
  • Basement Fills Entire Space Under The House
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Snack Bar or Counter
  • Trash Compactor
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Fireplace in Primary Bedroom
  • Bathroom on Main Level
  • Fireplace in Bathroom

Laundry

  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bathroom
  • Accessible Bedroom

Outdoor Features

  • Water Access
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned
  • Phone Available

Community Details

  • Association fees include snow removal, lawn/yard care

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,022

Year Built

Built in 2005

Lot Details

0

HOA Fees

$110 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • ArchitecturalStyle: Ranch
  • Stories: 1
  • Year Built: 2005
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:Lot Dimensions: Irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 2344.0
  • General Property Info:Design: Ranch
  • Tax Info:Annual Property Tax: 6022.0
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Additional Items:Water SoftenerOwned: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Util Avail at Street:Public Sewer: Yes
  • Util Avail at Street:Public Water: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 86.0
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Ceramic Floor: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Landscape:Underground Sprinkler: Yes
  • Additional Items:Wood Floor: Yes
  • Landscape:Terraced Yard: Yes
  • Additional Items:Security System: Yes
  • General Property Info:SqFt Above Grade: 2344.0
  • General Property Info Garage YN: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer, Trash Compactor, Refrigerator, Range, Oven, Microwave, Dryer, Disposal, Dishwasher
  • Accessibility Features: Accessible M Flr Half Bath, Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
  • Interior Amenities: Ceiling Fan(s), Ceramic Floor, Garage Door Opener, Security System, Water Softener/Owned, Wood Floor, Pantry
  • Fireplace Features: Bath, Gas Log, Living Room, Primary Bedroom
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Full
  • LivingArea: 2344.0
  • Window Features: Low-Emissivity Windows, Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Basement Rooms:Total Basement SQFT: 2344.0
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Primary Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes
  • Appliances:Trash Compactor: Yes
  • Accessibility Feat:Accessible M Flr Half Bath: Yes
  • Fireplace:Bathroom: Yes

Exterior Features

  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Fenced Back, Porch(es), Deck(s)
  • List Price: 489000.0
  • Lot Features: Cul-De-Sac
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Driveway Paved: Yes
  • Exterior Features:Deck(s): Yes
  • Exterior Features:Fenced Back: Yes
  • Exterior Features:Porch(es): Yes
  • Exterior Material:Stone: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public Sewer
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Natural Gas Connected, Public Water, Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 330.0
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 330.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Quarterly
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes

Fee Information

  • Association Fee Includes: Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Area: 0.26
  • Lot Dimensions: Irregular
  • Lot Size Sq Ft: 11326.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6022.0
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2013
Closed on
Dec 19, 2013
Sold by
Hirsch Jerry and Hirsch Janice
Bought by
Todman Sean M
Seller's Agent
Ryan Servatius
Century 21 Affiliated
Buyer's Agent
Dan Morissette
Keller Williams Realty Swm
List Price
$489,000
Sold Price
$450,000
Premium/Discount to List
-$39,000
-7.98%
Current Estimated Value
$533,255

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$83,255
Avg. Annual Appreciation
0.89%
Original Mortgage
$150,000
Outstanding Balance
$114,200
Interest Rate
4.38%
Mortgage Type
New Conventional
Estimated Equity
$385,131

Purchase Details

Closed on
Jul 12, 2005
Sold by
Hirsch Jerry and Hirsch Janice
Bought by
Hirsch Jerry and Hirsch Janice E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$397,943
Interest Rate
5.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2002
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Todman Sean M $450,000 Meridian Title Corp
Hirsch Jerry -- Meridian Title Corp
-- $51,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Todman Sean M $150,000
Previous Owner Hirsch Erven G $200,000
Previous Owner Hirsch Jerry $397,943
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/20/2013 12/20/13 Sold $450,000 -8.0% $192 / Sq Ft
12/19/2013 12/19/13 Pending -- -- --
08/01/2013 08/01/13 For Sale $489,000 -- $209 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,571 $250,400 $0 $0
2024 $3,575 $219,000 $0 $0
2023 $3,405 $222,900 $0 $0
2022 $3,242 $218,400 $0 $0
2021 $5,770 $207,200 $34,200 $173,000
2020 $5,694 $196,100 $0 $0
2019 $5,588 $168,400 $17,500 $150,900
2018 $5,441 $168,400 $0 $0
2017 $5,553 $185,200 $0 $0
2016 $5,420 $181,100 $0 $0
2015 $5,404 $169,800 $0 $0
2014 $3,007 $175,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Ryan Servatius

    Seller's Agent in 2013

    Ryan Servatius

    Century 21 Affiliated

    (269) 252-7926

    165 Total Sales

    Ryan Servatius
    Section Image

  • D

    Buyer's Agent in 2013

    Dan Morissette

    Keller Williams Realty Swm

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 13045790

Southwestern Michigan Association of REALTORS®

APN: 11-03-7700-0039-00-6

Michigan Berrien County Benton Harbor 49022 Fair Plain

670 N Cygnet Lake Dr, Benton Harbor, MI

This home is located at 670 N Cygnet Lake Dr, Benton Harbor, MI 49022 since 01 August 2013 and is currently estimated at $533,255, approximately $227 per square foot. This property was built in 2005. 670 N Cygnet Lake Dr is a home located in Berrien County with nearby schools including Fair Plain Middle School, Benton Harbor High School, and Brookview Montessori School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
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