$350,000
SOLD AUG 8, 2025

671 Gumdale Cove Decaturville, TN 38329

3 Beds
3 Baths
2,265 Sq Ft
0.42 Acres

Recently Sold

$155 Per Sq Ft

30% Below List Price

148 Days on Market

Highlights

  • Living Room with Fireplace
  • Cooling Available
  • Wood Siding
  • Decaturville Elementary School Rated A-
  • Central Heating

About This Home

As of August 2025

Watch the fireworks and enjoy beautiful sunsets from your porch overlooking both the TN River! Introducing this well appointed 3 bedroom/3 bath cypress cabin in a gated recreational community located directly across from the Mermaid Marina and TN River Marina. This property boasts private a covered 32X34' boat dock w/slips for two boats. The fully appointed kitchen is a chef's dream with Thermador appliances—including gas range, built-in microwave, ice maker, refrigerator, freezer, wine cooler, wine refrigerator, and much more. A large walk in pantry ensures plenty of storage for long weekends at the river. Don't feel like cooking after a day on the river? Hop in the boat and cruise across the inlet to the Mermaid Marina Restaurant for dinner. Unwind in your private master suite featuring jacuzzi tub and separate walk-in shower. Enjoy the panoramic views from your living room or wrap around porch. This home was designed with stability and low maintenance in mind w/cypress exterior, UC4B Classification support columns, and cedar plank interior. The structure was built with the main floor well above flood zone levels and a lift installed for convenience. Owner financing available. Call listing agent for details. A Must See to experience the full quality of this home!

Last Agent to Sell the Property

Ginger Teague

Clear Choice Realty Brokerage Phone: 7315495561 License #362309 Listed on: 03/04/2025

Co-Listed By

Sommer Crosby

Clear Choice Realty Brokerage Phone: 7315495561 License #354616

Last Buyer's Agent

NONMLS NONMLS

License #2211

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,511

Year Built

  • Built in 2011

Lot Details

  • 0.42 Acre Lot

HOA Fees

  • $21 Monthly HOA Fees

Home Design

  • Metal Roof
  • Wood Siding

Interior Spaces

  • 2,265 Sq Ft Home
  • Property has 1 Level
  • Elevator
  • Electric Fireplace
  • Living Room with Fireplace

Kitchen

  • Oven or Range
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 3 Full Bathrooms

Parking

  • 6 Open Parking Spaces
  • 11 Parking Spaces
  • 5 Carport Spaces

Schools

  • Decaturville Elementary School
  • Decatur County Middle School
  • Riverside High School

Utilities

  • Cooling Available
  • Central Heating
  • Septic Tank

Community Details

  • Association fees include ground maintenance
  • Gumdale Subdivision

Listing and Financial Details

  • Assessor Parcel Number 076B A 00500 000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,511

Year Built

Built in 2011

Lot Details

0

HOA Fees

$21 per month

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2011
  • Unit Levels: One
  • Building Stories: 2
  • Year Built Details: Existing
  • Attribution Contact: 7315495561
  • Special Features: None
  • Stories: 2

Interior Features

  • Interior Amenities: Elevator
  • Appliances: Oven, Cooktop, Dishwasher, Freezer, Ice Maker, Microwave, Refrigerator, Stainless Steel Appliance(s)
  • Fireplace Features: Electric, Living Room
  • Flooring: Wood
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 3
  • Has Basement: None
  • Above Grade Finished Sq Ft: 2265
  • Building Area Units: Square Feet
  • Living Area: 2265
  • Living Area Units: Square Feet

Exterior Features

  • Construction Type: Wood Siding
  • Pool Private: No
  • Roof: Metal
  • View: No
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 5
  • Carport Y N: Yes
  • Covered Parking Spaces: 5
  • Garage Yn: No
  • Open Parking Spaces: 6
  • Parking Features: Attached
  • Total Parking Spaces: 11

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Water Available

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds
  • Association Fee: 250
  • Association Fee Frequency: Annually
  • Association: Yes
  • Senior Community: No

Lot Info

  • Lot Size Acres: 0.42
  • Lot Size Units: Acres
  • Parcel #: 076B A 00500 000
  • Property Attached Yn: No

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 1511

MLS Schools

  • Elementary School: Decaturville Elementary
  • High School: Riverside High School
  • Middle Or Junior School: Decatur County Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 4, 2025
Closed on
Aug 8, 2025
Sold by
Dickerson Ted and Dickerson Katherine
Bought by
Speer Karl Dean and Speer Elaine
Seller's Agent
Ginger Teague
Clear Choice Realty
Buyer's Agent
NONMLS NONMLS
List Price
$499,000
Sold Price
$350,000
Premium/Discount to List
-$149,000
-29.86%
Views
69

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14341.71%

Purchase Details

Listed on
Sep 24, 2014
Closed on
Jan 22, 2015
Sold by
Waggoner Sam
Bought by
Dickerson Ted and Dickerson Katherine
Seller's Agent
Brian Williams
Real Estate One U.S.A.
Buyer's Agent
Brian Williams
Real Estate One U.S.A.
List Price
$229,000
Sold Price
$214,000
Premium/Discount to List
-$15,000
-6.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.77%
Original Mortgage
$161,050
Interest Rate
3.9%
Mortgage Type
Cash

Purchase Details

Closed on
May 5, 2010
Sold by
Sullivan Thomas
Bought by
Waggoner Sam

Purchase Details

Closed on
Feb 16, 2001
Sold by
Toombs Tom and Toombs Valerie
Bought by
Sullivan Thomas

Purchase Details

Closed on
Sep 7, 1993
Bought by
Toombs Tom and Toombs Valerie

Purchase Details

Closed on
Feb 28, 1992
Bought by
Gumdale Marina Inc

Purchase Details

Closed on
Sep 23, 1991
Bought by
Coertney Dev Properties Inc

Purchase Details

Closed on
Feb 18, 1988
Bought by
Yarbro Jimmy and Jimmy Roberts
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $350,000 None Listed On Document
Warranty Deed $350,000 None Listed On Document
Warranty Deed $214,000 --
Deed -- --
Deed $4,000 --
Warranty Deed $4,000 --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $500,811 Construction
Previous Owner $29,316 Credit Line Revolving
Previous Owner $143,495 New Conventional
Previous Owner $161,050 Cash
Previous Owner $156,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/08/2025 08/08/25 Sold $350,000 -10.0% $155 / Sq Ft
07/04/2025 07/04/25 Price Changed $389,000 -13.4% $172 / Sq Ft
04/30/2025 04/30/25 Price Changed $449,000 -10.0% $198 / Sq Ft
03/04/2025 03/04/25 For Sale $499,000 +133.2% $220 / Sq Ft
01/23/2015 01/23/15 Sold $214,000 -6.6% $98 / Sq Ft
01/02/2015 01/02/15 Pending -- -- --
09/24/2014 09/24/14 For Sale $229,000 -- $105 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,511 $58,550 $4,500 $54,050
2023 $1,511 $58,550 $4,500 $54,050
2022 $1,511 $58,550 $4,500 $54,050
2021 $1,511 $58,550 $4,500 $54,050
2020 $1,511 $58,550 $4,500 $54,050
2019 $1,170 $52,000 $3,750 $48,250
2018 $1,035 $52,000 $3,750 $48,250
2017 $1,035 $52,000 $3,750 $48,250
2016 $1,035 $52,000 $3,750 $48,250
2015 $1,035 $52,000 $3,750 $48,250
2014 $1,036 $52,050 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2799817

Realtracs

APN: 076B-A-005.00