673 Andover St San Francisco, CA 94110
Bernal Heights Neighborhood
3
Beds
1
Bath
1,200
Sq Ft
1,850
Sq Ft Lot
Highlights
- Bay View
- Enclosed Parking
- Stacked Washer and Dryer
- Hoover (Herbert) Middle School Rated A-
- Skylights
About This Home
As of February 2025Calling all Contractors!!! Walkable Bernal Heights home is ready for a new owner! This charming and sunny home offers an open-concept floor plan upstairs with living room, kitchen and formal dining room with skylight as well as two large bedrooms, a full bath remodeled in 2021 featuring rain shower and Toto toilet; and direct access to the rear deck with bay views. Downstairs one level is the lower covered deck; large garage with room to work, expand, or simply spread out; separate third bedroom and living space; and stackable washer/dryer. The yard is fully fenced with a central flagstone patio and lush planter beds surrounding the patio. Having been updated with copper plumbing in 2016, this charming and bright Bernal home is awaiting your vision and finishing touches - Welcome Home!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,726
Year Built
- Built in 1906
Lot Details
- 1,850 Sq Ft Lot
Interior Spaces
- 1 Full Bathroom
- 1,200 Sq Ft Home
- 2-Story Property
- Skylights
- Bay Views
Laundry
- Laundry in Garage
- Stacked Washer and Dryer
Parking
- 1 Car Garage
- Enclosed Parking
- Front Facing Garage
- Open Parking
Listing and Financial Details
- Assessor Parcel Number 5743-018
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2025
Closed on
Jan 28, 2025
Sold by
Zf Spv Llc
Bought by
Engberding Joern
Seller's Agent
Clay Gjevre
Vantage Realty
Buyer's Agent
Olivia Ongpin
Vanguard Properties
List Price
$1,395,000
Sold Price
$1,600,000
Premium/Discount to List
$205,000
14.7%
Total Days on Market
74
Views
36
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$44,462
Avg. Annual Appreciation
-6.57%
Original Mortgage
$420,000
Outstanding Balance
$418,207
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,129,398
Purchase Details
Listed on
Jan 9, 2025
Closed on
Jan 23, 2025
Sold by
Carlson Chelsea Marie
Bought by
Engberding Joern
Seller's Agent
Clay Gjevre
Vantage Realty
Buyer's Agent
Olivia Ongpin
Vanguard Properties
List Price
$1,395,000
Sold Price
$1,600,000
Premium/Discount to List
$205,000
14.7%
Views
36
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Outstanding Balance
$418,207
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$1,129,398
Purchase Details
Listed on
Feb 13, 2023
Closed on
Apr 19, 2023
Sold by
Caroline Blair Revocable Trust
Bought by
Zf Spv Llc
Seller's Agent
Gabrielle Bunker
Compass
Buyer's Agent
Gabrielle Bunker
Compass
List Price
$999,000
Sold Price
$999,000
Views
163
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
30.49%
Purchase Details
Closed on
May 24, 2022
Sold by
Blair Caroline M
Bought by
Caroline Blair Revocable Trust
Purchase Details
Closed on
Oct 26, 1999
Sold by
Blair Caroline M and Edward Charles
Bought by
Blair Caroline M and Brown Eva Marie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$262,000
Interest Rate
7.82%
Mortgage Type
Stand Alone First
Purchase Details
Closed on
May 3, 1999
Sold by
Blair Caroline M
Bought by
Blair Caroline M and Hall Charles Edward
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,000
Interest Rate
6.84%
Mortgage Type
Unknown
Purchase Details
Closed on
Nov 20, 1997
Sold by
Zimmerman Marie J and Zimmerman Marie
Bought by
Blair Caroline M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,000
Interest Rate
3.95%
Similar Homes in San Francisco, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | -- | Old Republic Title | |
| Quit Claim Deed | -- | Old Republic Title | |
| Grant Deed | $999,000 | Old Republic Title | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $60,000 | First American Title Co | |
| Interfamily Deed Transfer | -- | -- | |
| Grant Deed | $185,000 | First American Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $420,000 | New Conventional | |
| Previous Owner | $435,045 | New Conventional | |
| Previous Owner | $1,148,400 | Reverse Mortgage Home Equity Conversion Mortgage | |
| Previous Owner | $30,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $379,000 | New Conventional | |
| Previous Owner | $385,000 | New Conventional | |
| Previous Owner | $380,000 | Unknown | |
| Previous Owner | $340,000 | Stand Alone First | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $262,000 | Stand Alone First | |
| Previous Owner | $213,000 | Unknown | |
| Previous Owner | $148,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $1,600,000 | +14.7% | $1,194 / Sq Ft |
| 01/22/2025 01/22/25 | Pending | -- | -- | -- |
| 01/09/2025 01/09/25 | For Sale | $1,395,000 | +39.6% | $1,041 / Sq Ft |
| 05/02/2023 05/02/23 | Sold | $999,000 | 0.0% | $833 / Sq Ft |
| 04/30/2023 04/30/23 | Off Market | $999,000 | -- | -- |
| 04/28/2023 04/28/23 | Pending | -- | -- | -- |
| 04/01/2023 04/01/23 | For Sale | $999,000 | 0.0% | $833 / Sq Ft |
| 03/31/2023 03/31/23 | Off Market | $999,000 | -- | -- |
| 02/13/2023 02/13/23 | For Sale | $999,000 | -- | $833 / Sq Ft |
Source: San Francisco Association of REALTORS® MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,726 | $1,039,358 | $727,551 | $311,807 |
| 2024 | $12,726 | $1,018,980 | $713,286 | $305,694 |
| 2023 | $5,849 | $431,654 | $187,509 | $244,145 |
| 2022 | $5,725 | $423,192 | $183,833 | $239,359 |
| 2021 | $5,265 | $384,897 | $180,230 | $204,667 |
| 2020 | $5,356 | $380,953 | $178,383 | $202,570 |
| 2019 | $5,128 | $373,485 | $174,886 | $198,599 |
| 2018 | $4,957 | $366,163 | $171,457 | $194,706 |
| 2017 | $4,600 | $358,985 | $168,096 | $190,889 |
| 2016 | $4,502 | $351,948 | $164,801 | $187,147 |
| 2015 | $4,445 | $346,664 | $162,327 | $184,337 |
| 2014 | $4,329 | $339,875 | $159,148 | $180,727 |
Source: Public Records
Agents Affiliated with this Home
-
C
Seller's Agent in 2025
Clay Gjevre
Vantage Realty
-
O
Buyer's Agent in 2025
Olivia Ongpin
Vanguard Properties
-
G
Seller's Agent in 2023
Gabrielle Bunker
Compass
Map
Source: San Francisco Association of REALTORS® MLS
MLS Number: 423721278
APN: 5743-018
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