$415,000
SOLD JUN 16, 2025

673 Towne Center Dr Joppa, MD 21085

4 Beds
2.5 Baths
2,352 Sq Ft
10,010 Sq Ft Lot

Recently Sold

$176 Per Sq Ft

20 Days on Market

Highlights

  • Water Oriented
  • 1 Fireplace
  • No HOA
  • Deck
  • Bonus Room
  • Living Room

About This Home

As of June 2025

Welcome to this beautifully maintained bi-level home on Rumsey Island in Joppatowne, MD! Nestled on a fully fenced 0.23-acre lot, this property offers ample space for kids, pets, or hosting gatherings with friends and family.Inside, you'll find 4 spacious bedrooms, 2.5 bathrooms, and a fully finished basement that adds extra versatility to your living space. Hiding in the hallway closet on the upper floor is a laundry shoot! Making transporting your laundry to the laundry room effortless! The kitchen is equipped with custom-built Martha Stewart plywood cabinets—crafted specifically for this home—offering both style and durability. Enjoy meals in the formal dining room, perfect for special occasions, or in the casual dining area just off the kitchen.The cozy living room features a wood-burning fireplace, creating a warm, inviting atmosphere. All bathrooms were renovated in 2021, bringing modern comfort throughout the home.The finished basement includes a workshop, office, sitting area, and laundry room—providing both functional and flexible space for work or relaxation.Step outside to a 12' x 16' freshly painted split-level deck, ideal for backyard BBQs or quiet evenings outdoors. Recent upgrades include french drains around the entire property, new sump pump (2024), brand new siding (2022), new carpet, a new dishwasher, and a brand-new garbage disposal.Rumsey Island is a beautiful Joppatowne, Maryland community. It is a family community with beautiful waterfront views and family friendly neighbors!Conveniently located near shopping and Mariner Point Park's waterfront, yet located on a quiet side street, this spacious well-maintained home is a must-see!

Last Agent to Sell the Property

Amanda Branham

Iron Valley Real Estate of Central MD License #5008565 Listed on: 04/14/2025

Iron Valley Real Estate of Central MD

Last Buyer's Agent

Robyn Porter

Long & Foster Real Estate, Inc. License #SP98361588

Long & Foster Real Estate, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,820

Year Built

  • Built in 1977

Lot Details

  • 10,010 Sq Ft Lot
  • Privacy Fence
  • Chain Link Fence
  • Property is zoned R3

Home Design

  • Block Foundation

Interior Spaces

  • Property has 2 Levels
  • 1 Fireplace
  • Living Room
  • Dining Room
  • Bonus Room
  • Laundry Room
  • Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces

Outdoor Features

  • Water Oriented
  • River Nearby
  • Deck

Utilities

  • 90% Forced Air Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Rumsey Island Subdivision

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 1301143077

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,820

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 4/14/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1977
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to this beautifully maintained bi-level home on Rumsey Island in Joppatowne, MD! Nestled on a fully fenced 0.23-acre lot, this property offers ample space for kids, pets, or hosting gatherings with friends and family. Inside, you'll find 4 spacious bedrooms, 2.5 bathrooms, and a fully finished basement that adds extra versatility to your living space. Hiding in the hallway closet on the upper floor is a laundry shoot! Making transporting your laundry to the laundry room effortless! The kitchen is equipped with custom-built Martha Stewart plywood cabinets—crafted specifically for this home—offering both style and durability. Enjoy meals in the formal dining room, perfect for special occasions, or in the casual dining area just off the kitchen. The cozy living room features a wood-burning fireplace, creating a warm, inviting atmosphere. All bathrooms were renovated in 2021, bringing modern comfort throughout the home. The finished basement includes a workshop, office, sitting area, and laundry room—providing both functional and flexible space for work or relaxation. Step outside to a 12' x 16' freshly painted split-level deck, ideal for backyard BBQs or quiet evenings outdoors. Recent upgrades include french drains around the entire property, new sump pump (2024), brand new siding (2022), new carpet, a new dishwasher, and a brand-new garbage disposal. Rumsey Island is a beautiful Joppatowne, Maryland community. It is a family community with beautiful waterfront views and family friendly neighbors! Conveniently located near shopping and Mariner Point Park's waterfront, yet located on a quiet side street, this spacious well-maintained home is a must-see!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Block
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Bonus Room
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 2560
  • Living Area Sq Ft: 2352
  • Price Per Sq Ft: 240.16
  • Above Grade Finished Sq Ft: 1728
  • Below Grade Finished Sq Ft: 624
  • Below Grade Sq Ft: 208
  • Total Below Grade Sq Ft: 832
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 673

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Block
  • Water Access: No
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 3

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: 90% Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • School District Key: 121139964110
  • School District Source: Listing Agent

Lot Info

  • Fencing: Chain Link, Privacy
  • Land Use Code: E
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10010.00
  • Outdoor Living Structures: Deck(s)
  • Year Assessed: 2025
  • Zoning: R3
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2820.00
  • Assessor Parcel Number: 1301143077
  • Tax Lot: 7
  • Tax Total Finished Sq Ft: 2352
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 06/16/2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 29, 2022
Closed on
Nov 14, 2022
Sold by
Smilko John L and Smilko Margaret E
Bought by
Abraham Marilyn and Abraham Harrell
Seller's Agent
Katherine Morefield
EXP Realty, LLC
Buyer's Agent
Amanda Branham
Iron Valley Real Estate of Central MD
List Price
$375,000
Sold Price
$377,000
Premium/Discount to List
$2,000
0.53%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.04%
Original Mortgage
$377,000
Interest Rate
7.08%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $377,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $383,000 VA
Closed $377,000 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/16/2025 06/16/25 Sold $415,000 0.0% $176 / Sq Ft
05/05/2025 05/05/25 Pending -- -- --
04/14/2025 04/14/25 For Sale $415,000 +10.1% $176 / Sq Ft
11/14/2022 11/14/22 Sold $377,000 +0.5% $163 / Sq Ft
10/12/2022 10/12/22 Pending -- -- --
09/29/2022 09/29/22 For Sale $375,000 -- $163 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $986 $293,067 $0 $0
2024 $986 $258,700 $82,100 $176,600
2023 $986 $250,767 $0 $0
2022 $2,647 $242,833 $0 $0
2021 $5,293 $234,900 $82,100 $152,800
2020 $2,711 $234,900 $82,100 $152,800
2019 $2,711 $234,900 $82,100 $152,800
2018 $2,860 $250,100 $91,800 $158,300
2017 $2,748 $250,100 $0 $0
2016 -- $230,567 $0 $0
2015 $2,565 $220,800 $0 $0
2014 $2,565 $220,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2041780

Bright MLS

APN: 01-143077