676 Nettles Ridge Rd Unit 5 Banner Elk, NC 28604
3
Beds
2.5
Baths
3,411
Sq Ft
1.22
Acres
Highlights
- Open Floorplan
- Mountain View
- Deck
- Valle Crucis Elementary School Rated A-
- Fireplace in Primary Bedroom
- Wooded Lot
About This Home
As of May 2025Nestled in Valle Crucis, this beautifully crafted mountain home blends luxury, natural beauty, and coveted long-range views. This exquisite property features an open floor plan on the main level, seamlessly connecting the huge gourmet kitchen, elegant dining area and the large great room with CTH ceilings. A 24' stacked stone, wood- burning fireplace creates a perfect space for entertaining and relaxation. High-end finishes and furnishings throughout elevate the space while breath-taking views create a tranquil backdrop. The main level also features a luxurious master suite with an en-suite bathroom and a second stone fireplace (gas); a half bath; and laundry room. The second level welcomes your guests with two bedrooms, a shared bathroom, and a loft sitting area perfectly positioned to take in the beautiful mountain views. The lower level offers a family/game room. Home comes fully furnished with a few exceptions. Outdoor living with decks/balconies at every level. Move-in ready!
Last Agent to Sell the Property
C-21 Mountain Vistas Brokerage Email: sueeggers@outlook.com License #297856 Listed on: 10/17/2024
Last Buyer's Agent
Non Member
Canopy Administration
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,606
Year Built
- Built in 2008
Lot Details
- Sloped Lot
- Wooded Lot
HOA Fees
- $44 Monthly HOA Fees
Parking
- Driveway
Home Design
- Traditional Architecture
- Wood Siding
- Stone Siding
Interior Spaces
- 2-Story Property
- Open Floorplan
- Wood Burning Fireplace
- Propane Fireplace
- Insulated Windows
- Window Treatments
- Entrance Foyer
- Great Room with Fireplace
- Mountain Views
- Partially Finished Basement
- Walk-Out Basement
- Home Security System
Kitchen
- Breakfast Bar
- Built-In Oven
- Gas Cooktop
- Range Hood
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- Fireplace in Primary Bedroom
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Balcony
- Deck
- Wrap Around Porch
- Fire Pit
Schools
- Valle Crucis Elementary School
- Watauga High School
Utilities
- Central Air
- Heat Pump System
- Propane
- Shared Well
- Tankless Water Heater
- Gas Water Heater
- Septic Tank
- Fiber Optics Available
- Cable TV Available
Community Details
- Key Community Management Association, Phone Number (704) 321-1556
- Hunters Ridge Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 1879-81-2625-000
- Tax Block 81
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2024
Closed on
May 15, 2025
Sold by
Clark Bruce James and Clark Kathleen Ann
Bought by
Lister Birgit and Lister Jeffrey Eric
Seller's Agent
Sue Eggers
C-21 Mountain Vistas
Buyer's Agent
Non Member
Canopy Administration
List Price
$1,100,000
Sold Price
$975,000
Premium/Discount to List
-$125,000
-11.36%
Views
49
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
159.66%
Original Mortgage
$475,000
Outstanding Balance
$475,000
Interest Rate
6.64%
Mortgage Type
VA
Estimated Equity
$618,284
Purchase Details
Closed on
Dec 3, 2019
Sold by
Patterson Urbaniak Rev Penny and Urbaniak Ronald L
Bought by
Clark Bruce James and Clark Kathleen Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Similar Homes in Banner Elk, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $975,000 | None Listed On Document | |
| Warranty Deed | $975,000 | None Listed On Document | |
| Warranty Deed | $525,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $475,000 | VA | |
| Closed | $475,000 | VA | |
| Previous Owner | $483,750 | New Conventional | |
| Previous Owner | $445,000 | New Conventional | |
| Previous Owner | $424,000 | New Conventional | |
| Previous Owner | $354,400 | New Conventional | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $130,700 | Credit Line Revolving | |
| Previous Owner | $540,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/20/2025 05/20/25 | Sold | $975,000 | -11.4% | $286 / Sq Ft |
| 10/17/2024 10/17/24 | For Sale | $1,100,000 | -- | $322 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,606 | $680,300 | $24,100 | $656,200 |
| 2023 | $2,609 | $687,200 | $24,100 | $663,100 |
| 2022 | $2,609 | $687,200 | $24,100 | $663,100 |
| 2021 | $0 | $388,600 | $36,900 | $351,700 |
| 2020 | $1,840 | $388,600 | $36,900 | $351,700 |
| 2019 | $1,840 | $388,600 | $36,900 | $351,700 |
| 2018 | $1,646 | $388,600 | $36,900 | $351,700 |
| 2017 | $1,646 | $388,600 | $36,900 | $351,700 |
| 2013 | -- | $414,100 | $31,700 | $382,400 |
Source: Public Records
Agents Affiliated with this Home
-
Sue Eggers
S
Seller's Agent in 2025
Sue Eggers
C-21 Mountain Vistas
(828) 406-7117
5 in this area
62 Total Sales
-
N
Buyer's Agent in 2025
Non Member
NC_CanopyMLS
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4190472
APN: 1879-81-2625-000
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