$625,000

68 Saratoga Cove Ruther Glen, VA 22546

Estimated payment $3,587/month

Total Views 5,921
2 Beds
2 Baths
1,290 Sq Ft
$484 Price per Sq Ft

Highlights

  • 108 Feet of Waterfront
  • 2 Dock Slips
  • Pier
  • Boat Ramp
  • Beach
  • Fishing Allowed

About This Home

LAKEFRONT LIVING AT IT'S BEST WITH THIS ADORABLE BUNGALOW IN BEAUTIFUL LAKE CAROLINE! ** LOCATION -LOCATION - LOCATION ** THIS CUTE HOME SITS ON A .75 ACRE LEVEL LOT NEAR THE MAIN BEACH, POOL, PICKLEBALL & TENNIS COURTS & ON THE MAIN BODY OF THE LAKE WITH PANORAMIC VIEWS FROM EVERY ROOM. FULLY RENOVATED IN 2022 TO INCLUDE TILED FLOORING & BATHS, LVP, NEW SS APPLIANCES, BEAMED CATHEDRAL CEILING, NEW LIGHT FIXTURES, VANITIES, LEATHERED GRANITE TEXTURE COUNTERTOPS, TANKLESS HOT WATER HEATER. ADDED MINI SPLIT HEAT/AC FEATURE IN SUNROOM FOR SUNRISE & SUNSET VIEWS THRU AMAZING WINDOWS FACING THE LAKE! GRAB YOUR FISHING POLE FOR A SHORT STROLL TO YOUR OWN PIER FOR SOME GOOD FISHING OR ENTERTAIN YOUR LAKEHOUSE GUESTS BESIDE THE WATER WITH THE TREX DECK FIRE PIT & SEATING AREA, PERFECT FOR S'MORES OR
LARGE GATHERINGS AT THE WATERSIDE. TREX PIER WITH BUILT IN BENCH & FLOATING JET SKI DOCK TO CONVEY. ROOM FOR BOATS & JETSKIS AND A GREAT SWIMMING AREA RIGHT OFF YOUR 108 FEET OF SHORELINE. LARGEST SECTION OF LAKE CAROLINE IS RIGHT HERE - WATERSKI OFF YOUR DOCK WITH AMPLE ROOM FOR YOUR BOAT TURN AROUND AREA. FUN FUN FUN! LAKE CAROLINE IS A FULL-SERVICE LAKE OFFERING: WAKEBOARD, WATERSKI, JETSKI, FISHING, SWIMMING, KAYAK, PADDLEBOARD OR JUST PONTOONING AROUND. SEVERAL PLAYGROUNDS AROUND THE LAKE, TENNIS, PICKLEBALL, BASKETBALL, 2 SANDY BEACHES, POOL, SHELTERS, CLUBHOUSE. RECREATION TO INCLUDE MOVIES & CONCERTS ON THE BEACH, WATCH FIREWORKS FROM YOUR BOAT, BOAT PARADES, SEVERAL ACTIVITIES THROUGHOUT THE YEAR FOR ALL. LAKE CAROLINE IS LOCATED BETWEEN RICHMOND & FREDERICKSBURG JUST OFF I-95 & CLOSE TO PENDLETON GOLF, SHOPPING, LOCAL COMMUNITY THEATER, YMCA, LIBRARY & NOT FAR FROM KINGS DOMINION, STATE FAIR OF VA & COMING SOON THE NEW KALAHARI WATERPARK JUST 10 MILES NORTH! BUY NOW TO ENJOY FALL COLORS AT THE LAKE & BE READY FOR YOUR SUMMERTIME LAKE PLANS. PERFECT FOR A WEEKEND RETREAT OR RETIRE AT THE LAKE! COME CHECK OUT THIS AMAZING LAKEFRONT HOME TODAY!

Listing Agent

Pam Lawrence

(804) 774-5683 PamL@HometownRealtyServices.com Hometown Realty Services, Inc. License #0225085398 Listed on: 10/19/2025

Hometown Realty Services, Inc.

Co-Listing Agent

Janice Lyerly

(804) 495-6052 janicel@htrsi.com Hometown Realty Services, Inc. License #0225237537

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,827

Year Built

  • Built in 1947 | Remodeled in 2023

Lot Details

  • 108 Feet of Waterfront
  • Home fronts navigable water
  • Property is in excellent condition
  • Property is zoned R1

HOA Fees

  • $134 Monthly HOA Fees

Home Design

  • Cottage
  • Bungalow
  • Slab Foundation
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,290 Sq Ft Home
  • Property has 1 Level
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Six Panel Doors
  • Family Room
  • Luxury Vinyl Plank Tile Flooring
  • Lake Views

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 5 Parking Spaces
  • 5 Driveway Spaces
  • Off-Street Parking

Outdoor Features

  • Pier
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Limited Hours Of Personal Watercraft Operation
  • Rip-Rap
  • Swimming Allowed
  • Physical Dock Slip Conveys
  • 2 Dock Slips
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Patio
  • Rain Gutters

Schools

  • Lewis And Clark Elementary School
  • Caroline High School

Utilities

  • Central Air
  • Heat Pump System
  • Tankless Water Heater
  • On Site Septic
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Tax Lot 70
  • Assessor Parcel Number 67A3-1-70

Community Details

Overview

  • Association fees include common area maintenance, management, pier/dock maintenance, pool(s), reserve funds, road maintenance
  • Lcpoa HOA
  • Lake Caroline Subdivision

Recreation

  • Boat Ramp
  • 6 Community Docks
  • Beach
  • Community Basketball Court
  • Community Pool
  • Fishing Allowed

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,827

Year Built

Built in 1947 | Remodeled in 2023

Lot Details

0

HOA Fees

$134 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow, Cottage
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1947
  • Year Renovated: 2023
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Refrigerator, Stainless Steel Appliances, Stove, Washer, Water Heater - Tankless
  • Flooring Type: Luxury Vinyl Plank
  • Interior Amenities: Ceiling Fan(s)
  • Fireplace: No
  • Door Features: Six Panel
  • Wall Ceiling Types: Dry Wall, Beamed Ceilings
  • Foundation Details: Slab
  • Levels Count: 1
  • Room List: Primary Bedroom, Kitchen, Family Room, Laundry, Bathroom 2, Primary Bathroom
  • Basement: No
  • Total Sq Ft: 1290
  • Living Area Sq Ft: 1290
  • Price Per Sq Ft: 484.50
  • Above Grade Finished Sq Ft: 1290
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Stucco
  • Exterior Features: Gutter System
  • Roof: Composite
  • View: Lake
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited Hours Of Personal Watercraft Operation (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: LAKE CAROLINE
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 108

Garage/Parking

  • Garage: No
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 5

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Tankless
  • Sewer/Septic System: On Site Septic, Septic = # Of Br
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1608.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Gated Community
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Reserve Funds, Road Maintenance
  • HOA Name: LCPOA
  • HOA: Yes
  • Senior Community: No
  • Community Pool Features: Fenced, In Ground

Schools

  • Elementary School Source: Listing Agent
  • High School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: LEWIS AND CLARK
  • High School: CAROLINE

Lot Info

  • Lot Features: Bulkheaded, Rip-Rapped
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 0.75
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Excellent
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 1827.00
  • Assessor Parcel Number: 67A3-1-70
  • Tax Lot: 70
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Rip-Rap

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $273,630 $355,364 $152,000 $203,364
2024 $1,803 $234,200 $152,000 $82,200
2023 $1,803 $234,200 $152,000 $82,200
2022 $1,803 $234,200 $152,000 $82,200
2021 $1,803 $234,200 $152,000 $82,200
2020 $1,531 $184,500 $86,000 $98,500
2019 $1,531 $184,500 $86,000 $98,500
2018 $1,531 $184,500 $86,000 $98,500
2017 $1,531 $184,500 $86,000 $98,500
2016 $1,513 $184,500 $86,000 $98,500
2015 $1,265 $175,700 $86,000 $89,700
2014 $1,265 $175,700 $86,000 $89,700
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/12/2025 10/12/25 For Sale $625,000 +90.0% $484 / Sq Ft
08/06/2021 08/06/21 Sold $329,000 0.0% $255 / Sq Ft View Prior Sale
06/22/2021 06/22/21 Pending -- -- --
06/10/2021 06/10/21 For Sale $329,000 -- $255 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $329,000 Allure Title Llc
Gift Deed -- None Available
Deed $170,000 All Pro Title & Escrow
Trustee Deed $158,300 None Available
Trustee Deed $249,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $296,100 New Conventional
Source: Public Records

Source: Bright MLS

MLS Number: VACV2009028

Bright MLS

APN: 67A3-1-70