NOT LISTED FOR SALE

681 Napa Ln Saint Charles, MO 63304

Estimated Value: $407,000 - $450,000

4 Beds
2.5 Baths
2,466 Sq Ft
$173/Sq Ft Est. Value

Last Sold February 24, 2022

Current estimated payment $2,636/month

3 Days on Market

Highlights

  • Tennis Courts
  • Primary Bedroom Suite
  • Clubhouse
  • Castlio Elementary School Rated A
  • Open Floorplan
  • Deck

About This Home

As of February 2022

Beautiful 4 Bed, 3 Bath Home with over 2,400 SF in the highly sought after Francis Howell School District. The main floor has all new wood flooring, fresh neutral paint and lots of windows keeping it light and bright. Separate dining room, office space and living room with built-in shelving, a fireplace and bay windows. Fully updated eat-in kitchen has plenty of white cabinets, granite countertops, a center island breakfast bar, and SS appliances. A half bath and main floor laundry! The upper level has the master bedroom with a walk-in closet and its own full bath with a separate tub/shower and a double sink vanity. There are 2 more bedrooms another full bath and a loft area/4th bedroom on the upper level. The lower level has tons of pace for storage and is perfect to finish to add living space and another bathroom. Home backs to trees, has a large deck and 2 car garage. Convenient location, clubhouse, pool and tennis courts!

Last Agent to Sell the Property

Michael Luntz

Nettwork Global License #2005041344 Listed on: 01/20/2022

Nettwork Global

Last Buyer's Agent

Stephen Allen

EXP Realty, LLC License #2018044915

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,954

Year Built

  • Built in 1989

Lot Details

  • 9,583 Sq Ft Lot
  • Backs to Trees or Woods

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Vinyl Siding

Interior Spaces

  • 2,466 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-in Bookshelves
  • Historic or Period Millwork
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Six Panel Doors
  • Living Room with Fireplace
  • Formal Dining Room
  • Library
  • Partially Carpeted
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Doors
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Accessible Home Design

  • Accessible Parking

Outdoor Features

  • Tennis Courts
  • Deck
  • Covered Patio or Porch

Schools

  • Castlio Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0040-6261-00-0276.0000000

Community Details

Recreation

  • Community Pool

Additional Features

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,954

Year Built

Built in 1989

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 2 Story
  • Municipality Township: Unincorporated
  • Special Areas: Library/Den, Living Room, Main Floor Laundry
  • Age: 33
  • Ownership: Private
  • Year Built: 1989
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Full, Poured Concrete, Unfinished
  • Bedroom Types: Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Living Room
  • Fireplace Type: Gas
  • Interior Amenities: Built-In Bookcases, Open Floor Plan, Some Carpeting, Special Millwork, Some Window Treatmnt, Vaulted Ceiling, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Center Island, Custom Cabinetry, Eat-In Kitchen, Granite Countertops, Pantry
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Deck, Porch-Covered
  • Windows/Doors: 6 Panel Door(s), Some Storm Doors
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Stainless Steel Appliances
  • Bathrooms: 3.00
  • Bedrooms: 4.00
  • Room Cnt: 9
  • Square Footage: 2466
  • Total Full Baths: 2
  • Total Half Baths: 1
  • Number Fireplaces: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Accessible Parking, Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 395
  • Association Fee Frequency: Yearly
  • Amenities: Club-Pool, Clubhouse/Facilities, Tennis Court

Schools

  • School District: Francis Howell R-III
  • Elementary School: Castlio Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Castlio Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Backs to Trees/Woods, Streetlights
  • Lot Sq Ft: 9583
  • Acres: 0.2200

Tax Info

  • Taxes Paid: 3500
  • Taxes Paid Year: 2021
  • Assessor Parcel Number: 3-0040-6261-00-0276.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 20, 2022
Closed on
Feb 24, 2022
Sold by
Growth Developments Llc
Bought by
Daoud Hassan Ahmad and Daoud Saria
Seller's Agent
Michael Luntz
Nettwork Global
Buyer's Agent
Stephen Allen
EXP Realty, LLC
List Price
$325,000
Current Estimated Value
$427,122

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.98%
Original Mortgage
$296,800
Outstanding Balance
$276,578
Interest Rate
3.69%
Mortgage Type
New Conventional
Estimated Equity
$150,544

Purchase Details

Closed on
Nov 17, 2021
Sold by
The Lois M Kosfeld Indenture Of Trust
Bought by
Growth Developments Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,600
Interest Rate
3.05%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Closed on
Dec 19, 2016
Sold by
Kosfeld Lois M and Otto R Kosfeld Revocable Trust
Bought by
Kosfeld Lois M and Cotner Betty J

Purchase Details

Closed on
Jan 6, 2000
Sold by
Kosfeld Otto R and Kosfeld Lois M
Bought by
Kosfeld Otto R and Kosfeld Lois M
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Daoud Hassan Ahmad -- Investors Title
Growth Developments Llc -- Etc
Kosfeld Lois M -- None Available
Kosfeld Otto R -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Daoud Hassan Ahmad $296,800
Previous Owner Growth Developments Llc $224,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/24/2022 02/24/22 Sold -- -- --
01/24/2022 01/24/22 Pending -- -- --
01/20/2022 01/20/22 For Sale $325,000 -- $132 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,954 $75,709 -- --
2023 $3,952 $66,222 $0 $0
2022 $3,497 $54,392 $0 $0
2021 $3,500 $54,392 $0 $0
2020 $3,227 $48,512 $0 $0
2019 $3,212 $48,512 $0 $0
2018 $3,125 $45,120 $0 $0
2017 $3,100 $45,120 $0 $0
2016 $2,751 $38,534 $0 $0
2015 $2,718 $38,534 $0 $0
2014 $2,531 $34,816 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS22004210

MARIS MLS

APN: 3-0040-6261-00-0276.0000000