$151,900
SOLD NOV 5, 2025

681 Ridge Loop Benton, KY 42025

2 Beds
2 Baths
1,132 Sq Ft
0.37 Acres

Recently Sold

$134 Per Sq Ft

11% Below List Price

95 Days on Market

Highlights

  • Lake Property
  • Corner Lot
  • Family Room Off Kitchen
  • Deck
  • Covered Patio or Porch
  • Landscaped with Trees

About This Home

As of November 2025

This 2-bedroom, 2-bath rustic cabin has you covered! Just a short stroll from the lake, this warm and inviting home offers the perfect blend of charm and convenience. Whether you're sipping coffee on the porch, hosting friends for the weekend, or winding down after a day on the water, this cabin makes it easy to feel right at home. Use it as a peaceful primary residence or your go-to vacation escape—either way, you're living the lake life!

Last Agent to Sell the Property

Kim Musgrave

THE KIM MUSGRAVE TEAM License #271690 Listed on: 07/08/2025

Last Buyer's Agent

Amber Derringer

EXIT REALTY KEY GROUP License #283443

EXIT REALTY KEY GROUP

Home Details

Home Type

  • Single Family

Lot Details

  • 0.37 Acre Lot
  • Corner Lot
  • Level Lot
  • Landscaped with Trees

Home Design

  • Block Foundation
  • Frame Construction
  • Composition Shingle Roof
  • Wood Siding
  • Log Siding

Interior Spaces

  • 1,132 Sq Ft Home
  • 1.5-Story Property
  • Sheet Rock Walls or Ceilings
  • Vinyl Clad Windows
  • Family Room Off Kitchen
  • Stove
  • Washer and Dryer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Lake Property
  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Home Details

Home Type

Single Family

Lot Details

0

Listing Details

  • Class: Residential
  • Type: Single Family
  • Access: Gravel
  • Estimated Age: 31-50
  • Estimated Sq Ft: 1000-1250
  • Deed Book Page: 508/100
  • Land Use Topography: Level
  • Location2: Corner Lot, County, Kentucky Lake
  • Main Level Sq Ft: 748
  • Style: 1.5 Story
  • Tv Cable: Cable Available
  • Upper Level Sq Ft: 384
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Floor Covering: Luxury Vinyl Tile
  • Appliances: Refrigerator, Stove
  • Interior Amenities: Washer/Dryer Hookup
  • Total Bathrooms: 2
  • Dining Kitchen: Kitchen/Family
  • Estimated Total Sq Ft: 1132
  • Attic: Crawl Opening
  • Doors and Windows: Vinyl Frame
  • Full Bathrooms: 2
  • Number Of Bedrooms: 2
  • Walls: Dry Wall

Exterior Features

  • Construction: Frame
  • Exterior Features: Covered Porch, Deck, Patio, Trees
  • Exterior Finish: Log, Wood
  • Foundation: Concrete Block
  • Roof: Composition Shingle

Utilities

  • Electric Company: Western KY RECC
  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Public/Municipality
  • Utilities Available: Garbage - Public
  • Water: Public/Municipality
  • Water Company: Jonathan Creek
  • Water Heater: Electric

Lot Info

  • Estimated Number of Acres: 0.37
  • Location: Lake Area

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2025
Closed on
Nov 5, 2025
Sold by
Kidd Joseph Aaron
Bought by
Hermes Calvin and Hermes Vicky
Seller's Agent
Kim Musgrave
THE KIM MUSGRAVE TEAM
Buyer's Agent
Amber Derringer
EXIT REALTY KEY GROUP
List Price
$169,900
Sold Price
$151,900
Premium/Discount to List
-$18,000
-10.59%
Views
149

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.64%

Purchase Details

Closed on
May 12, 2025
Sold by
Kidd Alexis Lanae
Bought by
Kidd Joseph Aaron

Purchase Details

Listed on
Jun 10, 2023
Closed on
Jul 21, 2023
Sold by
Robinson Joel L
Bought by
Kidd Joseph Aaron and Idd Alexis
Seller's Agent
Sheila Robinson
The Jeter Group
Buyer's Agent
Molly Myers
Markethouse Realty, PLLC
List Price
$125,000
Sold Price
$131,000
Premium/Discount to List
$6,000
4.8%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.80%
Original Mortgage
$128,627
Interest Rate
6.71%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 11, 2019
Closed on
Nov 16, 2020
Sold by
Dillman Mark E and Dillman Kathleen M
Bought by
Robinson Joel L
Seller's Agent
Karen Wommack
RE/MAX Real Estate Associates
Buyer's Agent
Brad Hutzell
Legacy Farm & Land Specialist
List Price
$99,900
Sold Price
$87,000
Premium/Discount to List
-$12,900
-12.91%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.50%

Purchase Details

Closed on
Mar 2, 2017
Sold by
Faust Jack E and Faust Janice F
Bought by
Dillman Mark E and Dillman Kathleen M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $151,900 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $131,000 None Listed On Document
Warranty Deed $131,000 None Listed On Document
Deed $87,000 None Available
Deed $77,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $128,627 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 Sold $151,900 -5.0% $134 / Sq Ft
09/18/2025 09/18/25 Price Changed $159,900 -5.9% $141 / Sq Ft
07/08/2025 07/08/25 For Sale $169,900 +29.7% $150 / Sq Ft
07/21/2023 07/21/23 Sold $131,000 +4.8% $116 / Sq Ft View Prior Sale
06/13/2023 06/13/23 Pending -- -- --
06/10/2023 06/10/23 For Sale $125,000 +43.7% $110 / Sq Ft
11/16/2020 11/16/20 Sold $87,000 -7.9% $78 / Sq Ft View Prior Sale
06/01/2020 06/01/20 Price Changed $94,500 -5.4% $84 / Sq Ft
09/11/2019 09/11/19 For Sale $99,900 -- $89 / Sq Ft
Source: Western Kentucky Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,292 $131,000 $20,000 $111,000
2024 $1,311 $131,000 $20,000 $111,000
2023 $421 $87,000 $12,000 $75,000
2022 $938 $87,000 $12,000 $75,000
2021 $950 $87,000 $12,000 $75,000
2020 $869 $79,000 $10,000 $69,000
2019 $869 $79,000 $10,000 $69,000
2018 $872 $79,000 $10,000 $69,000
2010 $3,827 $2,500 $2,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Western Kentucky Regional MLS

MLS Number: 132781

Western Kentucky Regional MLS

APN: 78-0E-01-029.000000