$315,000
SOLD NOV 3, 2025

686 Windsor Dr Westminster, MD 21158

3 Beds
1.5 Baths
1,600 Sq Ft
8,523 Sq Ft Lot

Recently Sold

$197 Per Sq Ft

3% Below List Price

5 Days on Market

Highlights

  • Deck
  • Wood Burning Stove
  • Transitional Architecture
  • Westminster Elementary School Rated A-
  • Traditional Floor Plan
  • Wood Flooring

About This Home

As of November 2025

You won’t want to miss the opportunity to own is lovely duplex that is located in the neighborhood of Furnace Hills. This property IS NOT part of an HOA and therefore there are no HOA fees. This property offers three bedrooms and one and one-half baths. The finished basement includes a family room, with walk-out access at grade, that includes a wood burning stove, great for those cold winter days. Also located in the lower level is a finished room that can be used as an office/flex room. A large, unfinished utility room is on the lower level as well. Under the deck, just outside of the sliding doors exiting the basement, is a shed. The main level includes the living room, with engineered hardwood flooring, a half bath and a large eat-in kitchen. The kitchen has luxury plank flooring. There is a sliding door in the kitchen that opens to the large deck that overlooks the backyard. The large deck is a great place to entertain family and friends when the weather permits. The third level of this property has a large primary bedroom and two additional bedrooms. It also has a full bath with a shower/tub combination. The side and back yard were recently fenced in with a split rail fence making this area the perfect place for children to play and pets to run. The roof is only three years old so the new owner would not have to be concerned with this major expense. Don't delay! You could be in this lovely property for the holidays!

Last Agent to Sell the Property

Carolyn Leuba

(410) 375-0014 carolyn.leuba@hyattcompany.com Hyatt & Company Real Estate, LLC Listed on: 09/27/2025

Last Buyer's Agent

Christopher Mabe

(410) 303-6297 cmabe301@gmail.com EXP Realty, LLC

EXP Realty, LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,973

Year Built

  • Built in 1987

Lot Details

  • 8,523 Sq Ft Lot
  • Split Rail Fence
  • Partially Fenced Property
  • Wire Fence
  • Back and Front Yard
  • Property is in good condition

Home Design

  • Semi-Detached or Twin Home
  • Transitional Architecture
  • Traditional Architecture
  • Frame Construction
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Wood Burning Stove
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Family Room
  • Living Room
  • Dining Area
  • Home Office
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Electric Dryer
  • Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Laundry in Basement
  • Basement Windows

Home Security

Parking

  • 2 Parking Spaces
  • 2 Driveway Spaces
  • On-Street Parking

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • Electric Water Heater
  • Municipal Trash
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 0707092296

Community Details

Overview

  • No Home Owners Association
  • Furnace Hills Subdivision

Pet Policy

  • Pets Allowed

Security

  • Storm Doors
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,973

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Traditional, Transitional
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Wood Burning Stove
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 9/27/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dryer - Electric, Exhaust Fan, Microwave, Oven/Range - Electric, Dishwasher, Refrigerator, Washer, Water Heater
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Laminate Plank
  • Interior Amenities: Attic, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Eat-In, Kitchen - Table Space, Stove - Wood, Wood Floors
  • Window Features: Screens
  • Fireplace: No
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Office, Bathroom 1, Bathroom 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Interior Access, Heated, Improved, Outside Entrance, Partially Finished, Rear Entrance, Walkout Level, Windows
  • Laundry Type: Basement, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1800
  • Living Area Sq Ft: 1600
  • Price Per Sq Ft: 270.83
  • Above Grade Finished Sq Ft: 1200
  • Below Grade Finished Sq Ft: 400
  • Below Grade Sq Ft: 200
  • Total Below Grade Sq Ft: 600
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Concrete, Frame, Vinyl Siding
  • Exterior Features: Exterior Lighting, Sidewalks
  • Road Surface Type: Black Top
  • Roof: Asphalt
  • Spa: No
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Concrete Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Driveway, On Street
  • Number of Spaces in Driveway: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s), Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available, Electric Available, Sewer Available, Under Ground, Water Available
  • Water Source: Public
  • Municipal Trash: Yes
  • Internet Services: Cable

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Horses: No
  • Fencing: Partially, Split Rail, Wire
  • Lot Features: Front Yard, Rear Yard
  • Lot Size Acres: 0.20
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 8523.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Good
  • Zoning: R-100
  • In City Limits: Yes

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 3973.00
  • Assessor Parcel Number: 0707092296
  • Tax Lot: 8
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 27, 2025
Closed on
Nov 3, 2025
Sold by
Jacober Matthew Gilbert
Bought by
Highsmith Ryan Scott and Highsmith Kelci Williams
Seller's Agent
Carolyn Leuba
Hyatt & Company Real Estate, LLC
Buyer's Agent
Christopher Mabe
EXP Realty, LLC
List Price
$324,999
Sold Price
$315,000
Premium/Discount to List
-$9,999
-3.08%
Views
33

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.62%
Original Mortgage
$309,294
Outstanding Balance
$309,294
Interest Rate
6.34%
Mortgage Type
FHA
Estimated Equity
$13,108

Purchase Details

Listed on
Apr 11, 2017
Closed on
May 24, 2017
Sold by
Dudash Ryan and Dudash Erika L
Bought by
Jacober Matthew Gilbert
Seller's Agent
Patty Martin
Iron Valley Real Estate of Central MD
Buyer's Agent
Carolyn Leuba
Hyatt & Company Real Estate, LLC
List Price
$215,000
Sold Price
$210,000
Premium/Discount to List
-$5,000
-2.33%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.92%
Original Mortgage
$214,515
Interest Rate
4.03%
Mortgage Type
VA

Purchase Details

Closed on
Nov 1, 2006
Sold by
Schofield C Ace
Bought by
Dudash Ryan and Dudash Erika L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,000
Interest Rate
6.48%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 11, 2006
Sold by
Schofield C Ace
Bought by
Dudash Ryan and Dudash Erika L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,000
Interest Rate
6.48%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Nov 29, 2004
Sold by
Molloy Terence D
Bought by
Schofield Candace and Airey Ryan

Purchase Details

Closed on
Jun 15, 1994
Sold by
Knoch Lawrence G
Bought by
Molly Terence D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,847
Interest Rate
8.5%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $315,000 Universal Title
Deed $210,000 Home First Title Group Llc
Deed $245,000 --
Deed $245,000 --
Deed $193,900 --
Deed $99,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $309,294 FHA
Previous Owner $214,515 VA
Previous Owner $49,000 Stand Alone Second
Previous Owner $49,000 Stand Alone Second
Previous Owner $99,847 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/03/2025 11/03/25 Sold $315,000 -3.1% $197 / Sq Ft
10/02/2025 10/02/25 Pending -- -- --
09/27/2025 09/27/25 For Sale $324,999 +54.8% $203 / Sq Ft
05/24/2017 05/24/17 Sold $210,000 -2.3% $133 / Sq Ft View Prior Sale
04/20/2017 04/20/17 Pending -- -- --
04/11/2017 04/11/17 For Sale $215,000 -- $137 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,149 $246,967 $0 $0
2024 $3,889 $231,533 $0 $0
2023 $3,630 $216,100 $70,000 $146,100
2022 $3,583 $213,300 $0 $0
2021 $7,115 $210,500 $0 $0
2020 $3,510 $207,700 $70,000 $137,700
2019 $3,238 $191,600 $0 $0
2018 $2,948 $175,500 $0 $0
2017 $2,678 $159,400 $0 $0
2016 -- $159,400 $0 $0
2015 -- $159,400 $0 $0
2014 -- $161,300 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2029886

Bright MLS

APN: 07-092296