Seller's Agent in 2016
Maria Annecchiarico
Nettwork Global
(314) 422-4663
10 Total Sales
689 Napa Ln Saint Charles, MO 63304
Estimated Value: $408,000 - $428,000
4
Beds
3
Baths
2,126
Sq Ft
$195/Sq Ft
Est. Value
Highlights
- Primary Bedroom Suite
- Open Floorplan
- Family Room with Fireplace
- Castlio Elementary School Rated A
- Clubhouse
- Vaulted Ceiling
About This Home
As of January 2016Updated 4 bed/2.5 bath 2-story home in desirable Francis Howell district! Open floor plan w/ lots of windows and natural light and gorgeous views of the woods in the back. The large family room boasts a wood burning fireplace and connects to the updated kitchen (2013) w/ custom cabinetry and stainless steel appliances. The breakfast room bay walks out to the delightful 3-season screened porch, perfect for relaxing with family and friends when not entertaining in the versatile living and dining rooms. The luxury master suite features vaulted ceiling, walk in closet and an updated master bath (2013) w/ soaking tub, separate shower and double vanities. Additional features include vinyl siding, walkout basement w/ roughed in bath, main floor laundry, hardwood flooring in entry foyer and office, updated powder room, new light fixtures, vinyl flooring, carpet and new paint throughout (2013) & some new carpet in 2015. Access to Club House, Pool & Tennis Courts. Walking distance to Katy Trail.
Last Agent to Sell the Property
Nettwork Global License #2008012008 Listed on: 11/11/2015
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,619
Year Built
- 1985
Lot Details
- 10,019 Sq Ft Lot
- Lot Dimensions are 73x125
- Backs to Trees or Woods
HOA Fees
- $30 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Traditional Architecture
Interior Spaces
- Open Floorplan
- Vaulted Ceiling
- Wood Burning Fireplace
- Insulated Windows
- Six Panel Doors
- Family Room with Fireplace
- Combination Dining and Living Room
- Breakfast Room
- Screened Porch
- Partially Carpeted
- Laundry on main level
Bedrooms and Bathrooms
- Primary Bedroom Suite
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Unfinished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
Utilities
- Heating System Uses Gas
- Gas Water Heater
- High Speed Internet
Community Details
Recreation
- Tennis Club
- Community Pool
Additional Features
- Clubhouse
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Dec 23, 2020
Sold by
Ruder Christopher S and Ruder Sarah
Bought by
Ruder Christopher S and Ruder Sarah
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Outstanding Balance
$174,215
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$241,378
Purchase Details
Closed on
Aug 4, 2016
Sold by
Ruder Christopher
Bought by
Ruder Christopher S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$207,000
Interest Rate
3.41%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 11, 2015
Closed on
Jan 21, 2016
Sold by
Ketcherside David S
Bought by
Ruder Christopher
Seller's Agent
Maria Annecchiarico
Nettwork Global
Buyer's Agent
Matt Delhougne
EXP Realty, LLC
List Price
$224,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.82%
Original Mortgage
$208,050
Interest Rate
3.98%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 22, 2013
Sold by
Dey Mary Ellen and Krueger Jenna
Bought by
Ketcherside David S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,400
Interest Rate
3.59%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Ruder Christopher S | -- | True Title Company Llc | |
| Ruder Christopher S | -- | Title Partners Agency Llc | |
| Ruder Christopher | -- | None Available | |
| Ketcherside David S | $198,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Ruder Christopher S | $240,000 | |
| Closed | Ruder Christopher S | $207,000 | |
| Closed | Ruder Christopher | $208,050 | |
| Previous Owner | Ketcherside David S | $158,400 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/21/2016 01/21/16 | Sold | -- | -- | -- |
| 01/19/2016 01/19/16 | Pending | -- | -- | -- |
| 11/11/2015 11/11/15 | For Sale | $224,900 | -- | $106 / Sq Ft |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,619 | $69,057 | -- | -- |
| 2023 | $3,617 | $60,562 | $0 | $0 |
| 2022 | $3,152 | $48,982 | $0 | $0 |
| 2021 | $3,155 | $48,982 | $0 | $0 |
| 2020 | $3,104 | $46,649 | $0 | $0 |
| 2019 | $3,060 | $46,194 | $0 | $0 |
| 2018 | $2,954 | $42,627 | $0 | $0 |
| 2017 | $2,930 | $42,627 | $0 | $0 |
| 2016 | $2,731 | $38,246 | $0 | $0 |
| 2015 | $2,698 | $38,246 | $0 | $0 |
| 2014 | $2,541 | $34,944 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Maria Annecchiarico
-
Bonni Luckett
Seller Co-Listing Agent in 2016
Bonni Luckett
Real Broker LLC
(314) 599-5143
1 Total Sale
-
Matt Delhougne
Buyer's Agent in 2016
Matt Delhougne
EXP Realty, LLC
(636) 238-3830
3 in this area
22 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS15062919
APN: 3-0040-6261-00-0272.0000000
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