689 Saddle Ridge Crystal Lake, IL 60012
5
Beds
3.5
Baths
3,908
Sq Ft
1989
Built
Highlights
- Open Floorplan
- Deck
- Wood Flooring
- Husmann Elementary School Rated A-
- Recreation Room
- 2-minute walk to Sterne's Woods and Fen
About This Home
As of June 2025Welcome to the perfect five-bedroom, three-and-a-half-bath home in the highly sought-after Indian Hills Trails neighborhood! Step into a spacious foyer featuring newly refinished hardwood floors that set the tone for this beautifully loved home. The traditional living and dining rooms offer the perfect setting for entertaining guests. Enjoy the open-concept layout with a cozy family room complete with a fireplace, seamlessly connecting to a large kitchen and dining area that overlooks the second-floor deck. The kitchen boasts an oversized island, abundant cabinet space, and is ideal for both everyday living and gatherings. The main floor also includes a versatile office/den with a closet-easily convertible into a sixth bedroom. Upstairs, you'll find three generously sized bedrooms sharing a full bath. The spacious primary suite features vaulted ceilings, a sitting area, and an ensuite bath with a separate tub and shower, double vanity, and a large walk-in closet. The walkout basement offers high ceilings, an additional bedroom, and a luxurious spa-like bathroom with a built-in sauna. A bright, open recreation area with large windows opens to the patio, providing the perfect space for relaxing or entertaining. Situated on a beautifully landscaped 0.60-acre lot, this home offers ample outdoor space to enjoy. Located within the award-winning Prairie Grove School District and just minutes from the Metra and vibrant downtown Crystal Lake. Recent updates include brand-new carpeting, refinished hardwood floors, siding, and newer appliances and mechanical systems. All that's left to do is pack your bags and move in!
Last Agent to Sell the Property
Coldwell Banker Realty License #475126007 Listed on: 05/14/2025
Last Buyer's Agent
@properties Christie's International Real Estate License #475125237
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,736
Year Built
- Built in 1989
Lot Details
- Lot Dimensions are 201x128x203x124
- Corner Lot
HOA Fees
- $8 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 3,908 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Bar Fridge
- Skylights
- Blinds
- Entrance Foyer
- Family Room with Fireplace
- Sitting Room
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Lower Floor Utility Room
- Storage Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Schools
- Coventry Elementary School
- Hannah Beardsley Middle School
- Prairie Ridge High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- 200+ Amp Service
- Septic Tank
Community Details
- Association fees include insurance
- Kevin Bell Association, Phone Number (773) 572-0880
- Indian Hill Trails Subdivision
- Property managed by Westward 360
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 14, 2025
Closed on
Jun 19, 2025
Sold by
George W Keenan Trust and Keenan George W
Bought by
Hopper Thomas and Hopper Sarah
Seller's Agent
Lisa Gagliano
Coldwell Banker Realty
Buyer's Agent
Juliana Yeager
@properties Christie's International Real Estate
List Price
$599,000
Sold Price
$580,000
Premium/Discount to List
-$19,000
-3.17%
Views
39
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.52%
Original Mortgage
$464,000
Outstanding Balance
$463,549
Interest Rate
6.13%
Mortgage Type
New Conventional
Estimated Equity
$113,552
Purchase Details
Closed on
Mar 12, 2010
Sold by
Keenan George W
Bought by
Keenan George W and George W Keenan Trust
Purchase Details
Closed on
Mar 15, 2006
Sold by
Morehead Patrick O and Morehead Mary E
Bought by
Keenan George W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
5.87%
Mortgage Type
Unknown
Purchase Details
Closed on
May 24, 2002
Sold by
Sim Roger J and Sim Georgette H
Bought by
Morehead Patrick O
Purchase Details
Closed on
Feb 12, 1998
Sold by
Sim Roger J
Bought by
Sim Roger J and Sim Georgette H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,400
Interest Rate
6.99%
Mortgage Type
Balloon
Purchase Details
Closed on
Aug 13, 1996
Sold by
Teberg William D and Teberg Barbara A
Bought by
Sim Roger J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$182,000
Interest Rate
8.18%
Mortgage Type
Balloon
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $580,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $434,000 | Ticor Title | |
| Warranty Deed | $340,000 | -- | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $282,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $464,000 | New Conventional | |
| Previous Owner | $245,000 | Unknown | |
| Previous Owner | $107,000 | Unknown | |
| Previous Owner | $50,000 | Unknown | |
| Previous Owner | $182,400 | Balloon | |
| Previous Owner | $182,000 | Balloon |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $580,000 | +0.9% | $148 / Sq Ft |
| 06/05/2025 06/05/25 | Pending | -- | -- | -- |
| 05/27/2025 05/27/25 | Price Changed | $575,000 | -4.0% | $147 / Sq Ft |
| 05/14/2025 05/14/25 | For Sale | $599,000 | -- | $153 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,736 | $152,990 | $27,353 | $125,637 |
| 2023 | $11,303 | $137,199 | $24,530 | $112,669 |
| 2022 | $10,772 | $123,175 | $31,206 | $91,969 |
| 2021 | $10,241 | $115,483 | $29,257 | $86,226 |
| 2020 | $9,323 | $112,021 | $28,380 | $83,641 |
| 2019 | $9,525 | $106,504 | $26,982 | $79,522 |
| 2018 | $10,227 | $104,852 | $25,345 | $79,507 |
| 2017 | $10,353 | $100,452 | $24,281 | $76,171 |
| 2016 | $10,271 | $95,842 | $23,167 | $72,675 |
| 2013 | -- | $91,213 | $22,048 | $69,165 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Lisa Gagliano
Coldwell Banker Realty
(773) 818-1888
82 Total Sales
-
Buyer's Agent in 2025
Juliana Yeager
@ Properties
(773) 732-1063
299 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12365957
APN: 14-28-302-001
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