$60,000
SOLD JUL 22, 2025

69 Water St Fort Covington, NY 12937

3 Beds
1 Bath
1,039 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$58 Per Sq Ft

6% Below List Price

Highlights

  • Waterfront
  • Old Style Architecture
  • Front Porch
  • Open Floorplan
  • Bonus Room
  • Double Pane Windows

About This Home

As of July 2025

Affordable waterfront living in the heart of Fort Covington! This updated 3-bedroom, 1-bath home offers plenty of space and flexibility, including a large bonus room off the kitchen that can be used as a fourth bedroom, second living area, or playroom. Recent updates include a brand new electric stove, a stainless steel Samsung refrigerator, and a washer that's less than two months old. Enjoy fishing for bass and bullhead right from your backyard. Conveniently located just 20 minutes from Malone and 30 minutes to Massena, this home combines peaceful village living with easy access to nearby amenities. A great opportunity for year-round living or a seasonal retreat—schedule your showing today!

Last Agent to Sell the Property

Conor Gordon

Backus Real Estate, Inc. License #10401355978 Listed on: 05/07/2025

Last Buyer's Agent

Conor Gordon

Backus Real Estate, Inc. License #10401355978 Listed on: 05/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $956

Year Built

  • Built in 1880 | Remodeled

Lot Details

  • 7,405 Sq Ft Lot
  • Waterfront

Parking

  • Driveway

Home Design

  • Old Style Architecture
  • Fixer Upper
  • Stone Foundation
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,039 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Double Pane Windows
  • Living Room
  • Bonus Room
  • Water Views
  • Basement Fills Entire Space Under The House
  • Electric Range

Flooring

  • Carpet
  • Linoleum
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Washer and Dryer

Outdoor Features

  • Front Porch

Utilities

  • 200+ Amp Service
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 6.13-4-5

Home Details

Home Type

Single Family

Est. Annual Taxes

$956

Year Built

Built in 1880 | Remodeled

Lot Details

0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Waterfront
  • Lot Size Acres: 0.17
  • Road Frontage Type: Public
  • Road Surface Type: Paved
  • Directions: Follow Map Icon
  • Above Grade Finished Sq Ft: 1039.0
  • Architectural Style: Old Style
  • Unit Levels: Two
  • New Construction: No
  • Structure Type: House
  • Year Built: 1880
  • Financial Details School Taxes: 338.38
  • Financial Details Village Taxes: 617.23
  • Room Types:Living Room2: Yes
  • Room Types:Bonus Room: Yes
  • Special Features: None

Interior Features

  • Spa Features: None
  • Appliances: Electric Range, Washer/Dryer
  • Has Basement: Full
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Linoleum, Vinyl
  • Interior Amenities: Open Floorplan
  • Living Area: 1039.0
  • Window Features: Double Pane Windows
  • Full Basement: Yes
  • Appliances:Electric Range: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Waterfront
  • Pool Features: None
  • View: Water
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Other
  • Foundation Details: Stone
  • Patio And Porch Features: Front Porch
  • Property Condition: Fixer, Updated/Remodeled
  • Roof: Metal
  • Lot Features:Waterfront: Yes
  • Window Features:Double Pane Windows: Yes
  • Construction Materials:Vinyl Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Laundry Features: Laundry Room
  • Security: See Remarks
  • Electric: 200+ Amp Service
  • Sewer: Public Sewer
  • Utilities: Cable Available, Internet Connected, Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Call

Schools

  • Junior High Dist: Salmon River

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 6.13-4-5

Rental Info

  • Lease Term: None

Tax Info

  • Tax Annual Amount: 955.61

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Jun 16, 2025
Sold by
Peters Colton
Bought by
Salman Syed
Seller's Agent
Conor Gordon
Backus Real Estate, Inc.
Buyer's Agent
Conor Gordon
Backus Real Estate, Inc.
List Price
$63,999
Sold Price
$60,000
Premium/Discount to List
-$3,999
-6.25%
Total Days on Market
0
Views
19

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
235.40%
Original Mortgage
$60,000
Outstanding Balance
$59,955
Interest Rate
7.4%
Mortgage Type
New Conventional
Estimated Equity
$6,949

Purchase Details

Listed on
Mar 2, 2023
Closed on
Sep 22, 2023
Sold by
Oakes Brent and Oakes Nichole J
Bought by
Peters Colton
Seller's Agent
Joanna Brown
Northern Adirondack Realty
Buyer's Agent
Joanna Brown
Northern Adirondack Realty
List Price
$55,000
Sold Price
$50,000
Premium/Discount to List
-$5,000
-9.09%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.48%
Original Mortgage
$45,000
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Mar 2, 2023
Closed on
Sep 12, 2023
Sold by
Oakes Brent and Oakes Nichole J
Bought by
Peters Colton
Seller's Agent
Joanna Brown
Northern Adirondack Realty
Buyer's Agent
Joanna Brown
Northern Adirondack Realty
List Price
$55,000
Sold Price
$50,000
Premium/Discount to List
-$5,000
-9.09%
Views
2

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$45,000
Interest Rate
6.96%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 14, 2013
Sold by
Brockway Michael
Bought by
Oakes Brent

Purchase Details

Closed on
Nov 17, 2011
Sold by
Franklin County
Bought by
Brockway Michael
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $60,000 None Listed On Document
Warranty Deed $50,000 None Available
Warranty Deed -- None Listed On Document
Deed $5,500 Mark Flack Wells Esq.
Not Resolvable $2,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $60,000 New Conventional
Previous Owner $45,000 Purchase Money Mortgage
Previous Owner $45,000 New Conventional
Previous Owner $40,000 Stand Alone Refi Refinance Of Original Loan
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/22/2025 07/22/25 Sold $60,000 -6.2% $58 / Sq Ft
05/07/2025 05/07/25 Pending -- -- --
05/07/2025 05/07/25 For Sale $63,999 +28.0% $62 / Sq Ft
09/22/2023 09/22/23 Sold $50,000 -9.1% $48 / Sq Ft
03/02/2023 03/02/23 Pending -- -- --
03/02/2023 03/02/23 For Sale $55,000 -- $53 / Sq Ft
Source: Adirondack-Champlain Valley MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $956 $34,200 $8,200 $26,000
2023 $839 $34,200 $8,200 $26,000
2022 $869 $34,200 $8,200 $26,000
2021 $855 $34,200 $8,200 $26,000
2020 $858 $34,200 $8,200 $26,000
2019 $882 $34,200 $8,200 $26,000
2018 $1,016 $34,200 $8,200 $26,000
2017 $1,028 $34,200 $8,200 $26,000
2016 $866 $34,200 $8,200 $26,000
2015 -- $34,200 $8,200 $26,000
2014 -- $34,200 $8,200 $26,000
Source: Public Records

Agents Affiliated with this Home

  • Conor Gordon

    Seller's Agent in 2025

    Conor Gordon

    Backus Real Estate, Inc.

    (518) 480-5692

    39 Total Sales

    Conor Gordon
    Section Image
  • Joanna Brown

    Seller's Agent in 2023

    Joanna Brown

    Northern Adirondack Realty

    (518) 483-7700

    276 Total Sales

    Joanna Brown
    Section Image
See All Agents

Map

Source: Adirondack-Champlain Valley MLS

MLS Number: 204484

APN: 164200-006-013-0004-005-000-0000

New York Franklin County Fort Covington 12937

69 Water St, Fort Covington, NY

This home is located at 69 Water St, Fort Covington, NY 12937 and is currently priced at $60,000, approximately $57 per square foot. This property was built in 1880. 69 Water St is a home located in Franklin County with nearby schools including Salmon River High School.

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