690 Western Ave N Saint Paul, MN 55103
Frogtown NeighborhoodEstimated payment $3,069/month
Total Views
2,998
9
Beds
2
Baths
3,322
Sq Ft
$138
Price per Sq Ft
Highlights
- Deck
- Central Senior High School Rated A-
- Forced Air Heating System
About This Home
Key Highlights:
1% Rule for investors!
CAP Rate: 8% where the average for the area is much lower!
DSCR: 1.21 See supplements for the breakdown!
$56,400 in Annual Income
Huge Lot – Add a Garage to Boost Rent Potential!
Fully Leased BUT you can OWNER OCCUPY for the OWNER OCCUPY BUYERS
This fully renovated, cash-flowing duplex brings in over $56,400 annually and offers serious upside. Situated on a large lot with room to add a detached garage, increasing rents even further is well within reach.
Key Highlights:
CAP Rate: 8% where the average for the area is much lower!
DSCR: 1.21 See supplements for the breakdown!
$56,400 in Annual Income
New Roof in 2024
Major Renovation in 2012: New windows, siding, electrical, plumbing, and full interior remodel.
Functional Layout: 4BR lower unit and 5BR upper unit—high bedroom count means more rental income.
Updated Upper Unit in 2025: Fresh paint, updated modern kitchen, newer appliances, updated bath, in-unit washer/dryer.
Updated Lower Unit in 2025: Retiled the lower level bathroom. Long term tenant in lower level.
Reliable Cash Flow: Long-term tenant in the lower unit, recently rented upper unit with solid rent history.
Turnkey & Low Maintenance: All major systems and mechanicals have been updated.
This property checks all the boxes for a savvy investor—strong returns, low maintenance, and growth potential. Don’t miss out on one of the best cash-flowing duplexes available!
Schedule your showing today before it’s gone!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $6,757
Year Built
- Built in 1905
Home Design
- Duplex
Interior Spaces
- 2-Story Property
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 9 Bedrooms
- 2 Bathrooms
Additional Features
- Deck
- Lot Dimensions are 138x 45
- Forced Air Heating System
Community Details
- 2 Units
- Humphreys Add To, Saint P Subdivision
Listing and Financial Details
- Assessor Parcel Number 362923120061
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,730 | $330,700 | $25,000 | $305,700 |
| 2023 | $9,730 | $327,200 | $20,000 | $307,200 |
| 2022 | $5,770 | $314,100 | $20,000 | $294,100 |
| 2021 | $5,488 | $275,500 | $20,000 | $255,500 |
| 2020 | $7,382 | $258,300 | $11,400 | $246,900 |
| 2019 | $4,740 | $250,500 | $10,800 | $239,700 |
| 2018 | $5,292 | $212,900 | $10,800 | $202,100 |
| 2017 | $4,318 | $205,500 | $10,800 | $194,700 |
| 2016 | $3,836 | $0 | $0 | $0 |
| 2015 | $4,994 | $168,700 | $10,800 | $157,900 |
| 2014 | $3,372 | $0 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/26/2025 06/26/25 | For Sale | $459,900 | -- | $138 / Sq Ft |
Source: NorthstarMLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | Ancona Title & Escrow | |
| Quit Claim Deed | -- | Ancona Title & Escrow | |
| Foreclosure Deed | $41,000 | -- | |
| Warranty Deed | $115,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $265,630 | Commercial | |
| Previous Owner | $1,427,000 | Commercial | |
| Previous Owner | $130,473 | Unknown | |
| Previous Owner | $137,000 | Future Advance Clause Open End Mortgage |
Source: Public Records
Similar Homes in Saint Paul, MN
Source: NorthstarMLS
MLS Number: 6679164
APN: 36-29-23-12-0061
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