NOT LISTED FOR SALE

693 Napa Ln Saint Charles, MO 63304

Estimated Value: $398,000 - $431,402

3 Beds
3 Baths
1,677 Sq Ft
$245/Sq Ft Est. Value

Last Sold June 29, 2023

Current estimated payment $2,516/month

16 Days on Market

Highlights

  • Tennis Courts
  • Open Floorplan
  • Deck
  • Castlio Elementary School Rated A
  • Clubhouse
  • Living Room with Fireplace

About This Home

As of June 2023

Welcome home to this well loved move in ready home with a walkout finished basement and a stone fireplace that backs to trees. This ranch home has so much to offer with vaulted ceilings and updates throughout the home. You are welcomed to the open floor plan and oversized windows in the living room that let in great, natural light throughout the home. Bonus! Main floor laundry room. This home has a formal dining room and an eat in kitchen. Off the kitchen you can walk out to a full sized deck with a gazebo to enjoy the peaceful view of the trees behind you. The three bedrooms on the main level are a great size, the master bathroom has an oversized tile shower with newer cabinetry and sinks. In the basement you will have plenty of room to entertain with the oversized bar or walk out to enjoy the outdoor fireplace. The home also offers a nice sized yard that is fenced in with a playset. This home has a lot to offer, including location, and the sought after neighborhood.

Last Agent to Sell the Property

Kaylee Richart

Nettwork Global License #2019007305 Listed on: 06/08/2023

Nettwork Global

Co-Listed By

Cassie Kramer

Century 21 CopperKey Realty License #2010036523

Last Buyer's Agent

Sarah Claus

EXP Realty, LLC

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,686

Year Built

  • Built in 1988

Lot Details

  • 10,019 Sq Ft Lot
  • Partially Fenced Property
  • Backs to Trees or Woods

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Brick Veneer
  • Vinyl Siding

Interior Spaces

  • 1,677 Sq Ft Home
  • Open Floorplan
  • Wet Bar
  • Rear Stairs
  • Built In Speakers
  • Built-in Bookshelves
  • Vaulted Ceiling
  • Wood Burning Fireplace
  • Bay Window
  • Sliding Doors
  • Six Panel Doors
  • Living Room with Fireplace
  • 2 Fireplaces
  • Combination Dining and Living Room
  • Bonus Room
  • Utility Room
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Ceilings are 8 Feet High
  • Bedroom in Basement

Home Security

  • Security System Owned
  • Storm Windows
  • Storm Doors
  • Fire and Smoke Detector

Outdoor Features

  • Tennis Courts
  • Deck
  • Patio
  • Outdoor Fireplace
  • Gazebo

Schools

  • Castlio Elem. Elementary School
  • Bryan Middle School
  • Francis Howell High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0040-6261-00-0270.0000000

Community Details

Amenities

  • Clubhouse
  • Workshop Area

Recreation

  • Community Pool
  • Recreational Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,686

Year Built

Built in 1988

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Cross Street: Towers Road
  • Municipality Township: Unincorporated
  • Special Areas: Bonus Room, Front/Back Stairs, Main Floor Laundry, Utility Room
  • Special Description: Owner Occupied
  • Age: 35
  • Ownership: Private
  • Year Built: 1988
  • Directions: Hwy 70, exit 216 Bryan Rd. Turn right on Bryan Rd. Turn left to state rte 364 E ramp. Merge onto 364, exit 9A toward Kisker Rd. merge on S. St. Peter´s Pkwy. Turn right on Kisker Road, left on Towers Rd, right on Napa Lane. Home will be on the right.
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: 8 ft + pour, Rec/Family Area, Sleeping Area, Walk-Out
  • Bedroom Types: Main Floor Master
  • Dining Room: Dining/Living Rm Cmb
  • Fireplace Location: Exterior, Living Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Built-In Bookcases, Open Floor Plan, Some Carpeting, Vaulted Ceiling, Walk-In Closets, Wetbar, Some Wood Floors
  • Kitchen: Breakfast Bar, Eat-In Kitchen, Pantry
  • Lower Full Bathrooms: 1
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 2
  • Master Bed.: Double Sink, Shower Only
  • Misc Features: Built-In Speakers, Deck-Composite, Patio, Security Alarm-Owned, Smoke Alarm/Detec
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, Sliding Glass Doors, Some Storm Doors, Some Storm Windows
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven-Electric, Stainless Steel Appliances, Washer
  • Bathrooms: 3.00
  • Bedrooms: 3.00
  • Square Footage: 1677
  • Total Full Baths: 3
  • Number Fireplaces: 2

Exterior Features

  • Architecture: Traditional
  • Construction: Brick Veneer Decrtv, Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking: Attached Garage

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 395
  • Association Fee Frequency: Yearly
  • Amenities: Club-Pool, Clubhouse/Facilities, Tennis Court, Workshop/Hobby Area

Schools

  • School District: Francis Howell R-III
  • Elementary School: Castlio Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell High
  • Elementary School: Castlio Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell High

Lot Info

  • Lot Description: Backs to Trees/Woods, Partial Fencing
  • Lot Dimensions: IRR
  • Lot Sq Ft: 10019
  • Acres: 0.2300

Building Info

  • Buildings: Gazebo

Tax Info

  • Taxes Paid: 3646
  • Taxes Paid Year: 2022
  • Assessor Parcel Number: 3-0040-6261-00-0270.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 14, 2020
Closed on
Jul 10, 2020
Sold by
Velt Raymond J and Velt Lisa M
Bought by
Archuleta Andy and Archuleta Eileen
Seller's Agent
Lisa Veit
BSG Realty
Buyer's Agent
Kaylee Richart
Nettwork Global
List Price
$294,900
Current Estimated Value
$410,351

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.16%
Original Mortgage
$284,000
Outstanding Balance
$262,653
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$147,698

Purchase Details

Listed on
Aug 26, 2014
Closed on
Sep 23, 2014
Sold by
Anderson Kevin T and Anderson Erin S
Bought by
Veit Raymond J and Prichard Lisa M
Seller's Agent
Ryan Riege
STL Buy & Sell, LLC
Buyer's Agent
Judith Land
Coldwell Banker Realty - Gundaker
List Price
$239,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.83%
Original Mortgage
$181,600
Interest Rate
4.13%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 5, 2007
Sold by
Speraneo John J and Speraneo Annette S
Bought by
Anderson Kevin T and Anderson Erin S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,900
Interest Rate
7.35%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 3, 2003
Sold by
Speraneo John and Speraneo Annette
Bought by
Speraneo John and Speraneo Annette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,500
Interest Rate
5.84%

Purchase Details

Closed on
May 24, 2002
Sold by
Ayers Lynetta
Bought by
Speraneo John J and Gambino Annette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,100
Interest Rate
6.92%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Archuleta Andy -- Investors Title Company
Veit Raymond J $227,000 Ust
Anderson Kevin T $235,900 None Available
Speraneo John -- --
Speraneo John J -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Archuleta Andy $284,000
Previous Owner Veit Raymond J $181,600
Previous Owner Anderson Kevin T $235,900
Previous Owner Speraneo John $101,500
Previous Owner Speraneo John J $101,100
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/29/2023 06/29/23 Sold -- -- --
06/25/2023 06/25/23 Pending -- -- --
06/08/2023 06/08/23 For Sale $375,000 +27.2% $224 / Sq Ft
07/10/2020 07/10/20 Sold -- -- --
05/18/2020 05/18/20 Pending -- -- --
05/14/2020 05/14/20 For Sale $294,900 +22.9% $103 / Sq Ft
09/23/2014 09/23/14 Sold -- -- --
09/23/2014 09/23/14 For Sale $239,900 -- $80 / Sq Ft
09/22/2014 09/22/14 Pending -- -- --
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,686 $69,924 -- --
2023 $3,685 $61,704 $0 $0
2022 $3,646 $56,735 $0 $0
2021 $3,650 $56,735 $0 $0
2020 $3,400 $51,141 $0 $0
2019 $3,385 $51,141 $0 $0
2018 $3,181 $45,934 $0 $0
2017 $3,155 $45,934 $0 $0
2016 $2,620 $36,668 $0 $0
2015 $2,516 $35,672 $0 $0
2014 $2,495 $34,310 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS23024656

MARIS MLS

APN: 3-0040-6261-00-0270.0000000