694 Lovers Ln Toccoa, GA 30577
Estimated payment $2,367/month
Highlights
- Home fronts a creek
- Deck
- No HOA
- Cape Cod Architecture
- Main Floor Primary Bedroom
- Breakfast Area or Nook
About This Home
Charming Cape Cod-style home in a great location! Enjoy your morning coffee on the spacious front porch or entertain guests on the new extended back deck overlooking the creek. This home offers 4 bedrooms and 2 full bathrooms with the primary bedroom conveniently located on the main level. The inviting living area features a cozy gas fireplace and flows into the breakfast area and kitchen. Recent updates include a new metal roof, new wood flooring on the main level, new carpet upstairs, and fresh paint throughout the entire home. The kitchen has been refreshed with newly renovated cabinets, updated hardware, and modern fixtures. Additional updates include new light switches and fixtures throughout the home. The partially finished basement provides extra space along with a workshop area for hobbies or storage. A cleared path leads to the creek behind the home, adding a peaceful outdoor feature to enjoy. This well-maintained home offers charm, updates, and great outdoor space for relaxing or entertaining.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,456
Year Built
- Built in 1989
Lot Details
- 27,443 Sq Ft Lot
- Home fronts a creek
- Back Yard Fenced
- Chain Link Fence
Parking
- 2 Car Garage
Home Design
- Cape Cod Architecture
- Composition Roof
- Vinyl Siding
Interior Spaces
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Family Room with Fireplace
- Living Room with Fireplace
- Combination Dining and Living Room
Kitchen
- Breakfast Area or Nook
- Oven or Range
- Dishwasher
- Kitchen Island
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Primary Bedroom on Main
Laundry
- Laundry Room
- Laundry in Hall
Finished Basement
- Partial Basement
- Interior and Exterior Basement Entry
- Stubbed For A Bathroom
Outdoor Features
- Deck
- Porch
Schools
- Toccoa Elementary School
- Stephens Middle School
- Stephens High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Tax Lot 3
Map
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,061 | $116,396 | $4,650 | $111,746 |
| 2024 | $2,764 | $77,543 | $4,650 | $72,893 |
| 2023 | $2,559 | $72,362 | $4,650 | $67,712 |
| 2022 | $1,506 | $50,600 | $4,650 | $45,950 |
| 2021 | $1,473 | $47,120 | $4,650 | $42,470 |
| 2020 | $1,514 | $47,944 | $4,650 | $43,294 |
| 2019 | $1,520 | $47,944 | $4,650 | $43,294 |
| 2018 | $1,520 | $47,944 | $4,650 | $43,294 |
| 2017 | $1,544 | $47,944 | $4,650 | $43,294 |
| 2016 | $1,457 | $47,944 | $4,650 | $43,294 |
| 2015 | $1,346 | $42,529 | $4,650 | $37,879 |
| 2014 | $1,403 | $43,570 | $4,650 | $38,920 |
| 2013 | -- | $44,931 | $6,011 | $38,920 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/24/2026 03/24/26 | Price Changed | $389,000 | -2.5% | $132 / Sq Ft | |
| 03/10/2026 03/10/26 | For Sale | $399,000 | +66.9% | $135 / Sq Ft | |
| 09/01/2022 09/01/22 | Sold | $239,000 | 0.0% | $86 / Sq Ft | View Prior Sale |
| 08/10/2022 08/10/22 | Pending | -- | -- | -- | |
| 08/08/2022 08/08/22 | For Sale | $239,000 | 0.0% | $86 / Sq Ft | |
| 08/05/2022 08/05/22 | Pending | -- | -- | -- | |
| 08/01/2022 08/01/22 | Price Changed | $239,000 | -4.0% | $86 / Sq Ft | |
| 07/26/2022 07/26/22 | Price Changed | $249,000 | -3.9% | $89 / Sq Ft | |
| 07/20/2022 07/20/22 | Price Changed | $259,000 | -2.2% | $93 / Sq Ft | |
| 07/13/2022 07/13/22 | Price Changed | $264,900 | -1.5% | $95 / Sq Ft | |
| 07/01/2022 07/01/22 | Price Changed | $268,900 | -2.2% | $96 / Sq Ft | |
| 06/13/2022 06/13/22 | Price Changed | $275,000 | -2.5% | $98 / Sq Ft | |
| 06/03/2022 06/03/22 | Price Changed | $282,000 | -2.4% | $101 / Sq Ft | |
| 05/26/2022 05/26/22 | Price Changed | $289,000 | -3.3% | $103 / Sq Ft | |
| 05/21/2022 05/21/22 | Price Changed | $299,000 | -6.3% | $107 / Sq Ft | |
| 05/17/2022 05/17/22 | For Sale | $319,000 | -- | $114 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $239,000 | -- | |
| Warranty Deed | $126,500 | -- | |
| Deed | $120,000 | -- | |
| Deed | $82,500 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $227,050 | New Conventional | |
| Previous Owner | $120,175 | New Conventional |
Source: Georgia MLS
MLS Number: 10707363
APN: T32-019
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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