$929,900
OPEN SUN 2PM - 4PM

Estimated payment $5,414/month

Total Views 5,483
4 Beds
3 Baths
3,350 Sq Ft
$278 Price per Sq Ft

Highlights

  • 144 Feet of Lake Waterfront
  • Screened Pool
  • Cathedral Ceiling
  • Fitness Center
  • Craftsman Architecture
  • Bonus Room

About This Home

Nestled at the end of a quiet cul-de-sac on an oversized waterfront homesite, this exceptional custom-built Cardel residence offers a rare blend of luxury, comfort, and thoughtful design — now priced below a recent appraisal and offering $10,000 toward buyer closing costs or interest rate buy-down with an acceptable offer. With approximately 144 feet of unobstructed waterfront, the home captures breathtaking panoramic views and a peaceful setting within the highly sought-after Waterset community.
A grand foyer with soaring ceilings, crown molding, and oversized stacked windows welcomes you into a spacious open layout designed for both entertaining and everyday living. The gourmet kitchen features double-stacked cabinetry, Cambria quartz countertops, gas cooktop, built-in oven and microwave, butler’s pantry, and an expansive custom walk-in pantry. The primary suite serves as a private retreat overlooking the water with a spa-inspired bath offering dual vanities, an oversized walk-in shower with rain feature and dual shower heads, plus two large walk-in closets including one with custom organization. A secondary ensuite bedroom provides ideal accommodations for guests or multigenerational living. The flexible floorplan also includes a beautifully enclosed office with French doors now staged and utilized as a fourth bedroom, along with an additional guest bedroom, full pool bath, and spacious bonus room with sweeping water views.
Outdoor living is equally impressive with an expansive screened lanai finished in travertine decking surrounding the resort-style pool and spa complete with waterfall features, integrated seating, and customizable lighting. A dedicated gas line is already in place for a future outdoor kitchen, while the new 2025 gas pool heater allows for year-round enjoyment. The fully fenced backyard maximizes privacy while showcasing the incredible waterfront setting.
Extensive upgrades for peace of mind include Category 5 motorized roll-down shutters enclosing the covered patio, additional Category 5-rated windows, Crimsafe security screens, upgraded HVAC systems, on-demand hot water system, whole-home water softener, epoxy-coated garage flooring with storage, and an upgraded laundry room with deep utility sink and extensive cabinetry. French doors throughout the home add architectural character while allowing flexibility between open entertaining spaces and private retreats.
Located within the highly desirable Waterset community, residents enjoy resort-style amenities including multiple heated pools, fitness centers, tennis and pickleball courts, basketball and volleyball courts, playgrounds, dog parks, miles of walking and biking trails, and beautifully maintained green spaces throughout. Conveniently located near highly rated schools, shopping, dining, and I-75 for easy commutes to Tampa, St. Petersburg, Sarasota, and MacDill Air Force Base.
Adding even more value, the property offers a rare VA assumable mortgage opportunity at an exceptionally low 2.25% interest rate (subject to lender approval and buyer qualification) with an approximate remaining balance of $315,000.

Listing Agent

Kelly Parks

COASTAL PROPERTIES GROUP INTER Brokerage Phone: 813-756-1111 License #3259067 Listed on: 05/21/2026

COASTAL PROPERTIES GROUP INTER

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,452

Year Built

  • Built in 2017

Lot Details

  • 12,033 Sq Ft Lot
  • 144 Feet of Lake Waterfront
  • Lake Front
  • Cul-De-Sac
  • West Facing Home
  • Dog Run
  • Oversized Lot
  • Irrigation Equipment
  • Property is zoned PD

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stone Siding
  • Stucco

Interior Spaces

  • 3,350 Sq Ft Home
  • 1-Story Property
  • Wet Bar
  • Crown Molding
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Shutters
  • Family Room Off Kitchen
  • Combination Dining and Living Room
  • Breakfast Room
  • Bonus Room
  • Lake Views
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Butlers Pantry
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Home Security

  • Hurricane or Storm Shutters
  • Storm Windows
  • Pest Guard System

Pool

  • Screened Pool
  • Heated In Ground Pool
  • Saltwater Pool
  • Fence Around Pool
  • Outside Bathroom Access
  • Pool Sweep
  • Pool Tile
  • Pool Lighting

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch
  • Exterior Lighting
  • Outdoor Storage
  • Rain Gutters

Additional Homes

  • 420 SF Accessory Dwelling Unit

Schools

  • Doby Elementary School
  • Eisenhower Middle School
  • East Bay High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Tankless Water Heater
  • Water Softener

Listing and Financial Details

Community Details

Overview

  • Association fees include ground maintenance, recreational facilities
  • Rachel Welborn Rizzetta & Company, Inc Association, Phone Number (813) 533-2950
  • Waterset Ph 2C3 3 / 2C3 4 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Recreation Facilities
  • Community Playground
  • Fitness Center
  • Community Pool
  • Park

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,452

Year Built

Built in 2017

Lot Details

0.28 Acres

HOA Fees

$11 per month

Parking

3

Listing Details

  • HOA Fee Includes: Maintenance Grounds, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Craftsman
  • Construction Materials: Block, Stone, Stucco
  • Fireplace: No
  • Living Area: 3350
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 2017
  • Building Area Total: 4698
  • Lot Size Sq Ft: 12033
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 436.46
  • Escrow City: Largo
  • Escrow State: FL
  • Escrow Street Name: Seminole Blvd Ste 302
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 277.58
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom
  • MFR_InLawSuiteUnderAirSqFt: 420.00
  • Attribution Contact: 813-756-1111
  • Tax Year: 2025
  • Special Features: 4097

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Pest Guard System, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Wet Bar, Window Treatments
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Tankless Water Heater, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Window Features: Shutters, Storm Window(s)
  • Additional Rooms: Bonus Room,Breakfast Room Separate
  • Living Area Meters: 311.23

Exterior Features

  • Direction Faces: West
  • Pool Features: Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Tile
  • Exterior Features: Dog Run, Hurricane Shutters, Lighting, Rain Gutters, Storage
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Front Porch, Patio, Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 144
  • Flood Zone Panel: 12057C0494J
  • Water Frontage Feet Lake: 144

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central, Natural Gas
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park, Playground, Pool, Tennis Court(s)
  • Association Amenities: Basketball Court, Fitness Center, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s)
  • Association Fee: 136
  • Association Fee Frequency: Annually
  • Association Name: Rachel Welborn-Rizzetta & Company, Inc
  • Phone: (813) 533-2950
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer/Agent to verify all with owner/HOA
  • Association Fee Requirement: Required
  • Association Email: RWelborn@Rizzetta.com

Fee Information

  • Total Annual Fees: 136.00
  • Total Monthly Fees: 11.33
  • Monthly HOA Amount: 11.33

Schools

  • Elementary School: Doby Elementary-HB
  • High School: East Bay-HB
  • Middle Or Junior School: Eisenhower-HB

Lot Info

  • Zoning: PD
  • Parcel Number: U-23-31-19-9VH-000036-00034.0
  • Additional Parcels: No
  • Fencing: Other
  • Lot Features: Cul-De-Sac, Oversized Lot
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer/Agent to verify all with owner/HOA

Tax Info

  • Tax Annual Amount: 4452.47
  • Tax Block: 36
  • Tax Book Number: 121-234
  • Tax Lot: 34
  • Tax Other Annual Assessment Amount: 3220

Multi Family

  • Waterfront Features: Lake Front
  • Approval Process: Buyer/Agent to verify all with owner/HOA

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,452 $467,518 -- --
2024 $4,282 $454,342 -- --
2023 $4,215 $441,109 $0 $0
2022 $7,868 $428,261 $0 $0
2021 $9,398 $415,787 $0 $0
2020 $10,177 $410,046 $0 $0
2019 $10,023 $400,827 $96,144 $304,683
2018 $9,271 $365,451 $0 $0
2017 $5,004 $84,833 $0 $0
2016 $4,820 $84,833 $0 $0
2015 $4,660 $84,833 $0 $0
2014 $4,290 $70,694 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/21/2026 05/21/26 For Sale $929,900 -- $278 / Sq Ft
Source: Stellar MLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed $514,800 Hillsborough Title Llc
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Previous Owner $408,079 VA
Source: Public Records

About the Listing Agent

Kelly Parks

COASTAL PROPERTIES GROUP INTER

(656) 232-1670

Section Image

With 25 years of experience and over 2,500 homes sold across Michigan and Florida, I’ve learned that real estate isn’t just about properties—it’s about people, their stories, and the meaningful transitions that shape their lives.

My journey began in Ann Arbor and Jackson, Michigan, where I spent 12 years building a solid foundation in real estate before making my way to the Greater Tampa Bay area, which I’ve proudly served for the past 13 years. Along the way, I’ve had the privilege of

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Source: Stellar MLS

MLS Number: TB8510580

Stellar MLS

APN: U-23-31-19-9VH-000036-00034.0

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