$3,175,000

697 Bluff Rd Lake Bluff, IL 60044

Estimated payment $19,932/month

Total Views 3,786
4 Beds
7 Baths
6,316 Sq Ft
$503 Price per Sq Ft

Highlights

  • Indoor Pool
  • Waterfront
  • Family Room with Fireplace
  • Lake Bluff Elementary School Rated A
  • 1.22 Acre Lot
  • Recreation Room

About This Home

Experience sophisticated lakefront living at 697 Bluff Road in Lake Bluff - an extraordinary 6,316 sq. ft. estate on 1.22 private acres with seasonal Lake Michigan views and a private beach. Perfectly situated within walking distance to the Metra train station for an effortless commute to downtown Chicago, this four-bedroom (all en suite), five full and two half-bath residence combines timeless craftsmanship with modern amenities. Inside, discover hardwood floors, crown moldings, soaring ceilings, and multiple fireplaces that create warmth and character throughout. The recently renovated chef's kitchen features a grand center island, casual eat-in dining, and a butler's pantry - a perfect setting for everyday living or entertaining on a grand scale. Designed for a seamless indoor-outdoor lifestyle, the home's expansive patios, manicured gardens, and fenced yard invite alfresco dining and year-round enjoyment. Wellness and leisure are built in with a private beach, enclosed first-floor resistance pool, and dedicated fitness room. Additional highlights include an elevator servicing all levels, a wet bar, a whole-home sound system, and a full basement offering abundant storage and flexible living space. Whether enjoying a sunrise swim, sunset kayaking, or a quick stroll to the train station for an evening in Chicago, this home delivers a rare blend of privacy, convenience, and elegance - making it one of Lake Bluff's premier retreats.

Listing Agent

Marina Carney

Compass License #475123100 Listed on: 09/02/2025

Compass

Co-Listing Agent

Andrew Mrowiec

Compass License #471004617

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $37,985

Year Built

  • Built in 2000

Lot Details

  • 1.22 Acre Lot
  • Lot Dimensions are 150x135x105x160x113x93x77x141x37x122x117
  • Waterfront
  • Dog Run
  • Sprinkler System

Parking

  • 3 Car Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Tile Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 6,316 Sq Ft Home
  • 2-Story Property
  • Central Vacuum
  • Crown Molding
  • Gas Log Fireplace
  • Family Room with Fireplace
  • 3 Fireplaces
  • Living Room with Fireplace
  • Breakfast Room
  • Formal Dining Room
  • Home Office
  • Library with Fireplace
  • Recreation Room
  • Heated Sun or Florida Room
  • Home Gym
  • Wood Flooring

Kitchen

  • Double Oven
  • Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Intercom
  • Carbon Monoxide Detectors

Pool

  • Indoor Pool
  • In Ground Pool

Outdoor Features

  • Patio

Schools

  • Lake Bluff Elementary School
  • Lake Bluff Middle School
  • Lake Forest High School

Utilities

  • Zoned Heating and Cooling
  • Heating System Uses Natural Gas
  • 400 Amp
  • Power Generator
  • Lake Michigan Water

Home Details

Home Type

Single Family

Est. Annual Taxes

$37,985

Year Built

Built in 2000

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Double Oven, Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Disposal, Cooktop
  • Basement: Partially Finished, Full
  • Full Bathrooms: 5
  • Half Bathrooms: 2
  • Total Bathrooms: 7
  • Total Bedrooms: 4
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 3
  • Flooring: Hardwood
  • Interior Amenities: Wet Bar
  • LivingArea: 6316
  • Other Equipment: Central Vacuum, Security System, Intercom, CO Detectors, Sump Pump, Sprinkler-Lawn, Generator, Security Cameras
  • Room Type: Office, Recreation Room, Breakfast Room, Heated Sun Room, Exercise Room
  • Estimated Total Finished Sq Ft: 6316
  • Assessed Sq Ft: 7772
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 6316
  • Basement Sq Ft: 1024
  • Fireplace Location: Family Room,Living Room,Den/Library
  • Square Footage Comments: 6316 on 1st & 2nd floors combined, 1024 Basement Sq footage
  • Total Sq Ft: 7340
  • Main Level Sq Ft: 6316
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Stucco
  • ExteriorFeatures: Dog Run
  • Foundation Details: Concrete Perimeter
  • List Price: 3175000
  • Patio And Porch Features: Patio
  • Pool Features: In Ground, Indoor
  • Roof: Tile
  • Waterfront: Yes

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air, Zoned
  • Electric: Circuit Breakers, Service - 400 Amp or Greater
  • Heating: Natural Gas
  • Water Source: Lake Michigan, Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lake Bluff Elementary School
  • High School: Lake Forest High School
  • Middle/Junior School: Lake Bluff Middle School
  • Middle/Junior School District: 65

Lot Info

  • Lot Size Acres: 1.22
  • Lot Dimensions: 150x135x105x160x113x93x77x141x37x122x117
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 2

Tax Info

  • Tax Annual Amount: 37985.12
  • Tax Year: 2024
  • Tax Exemptions: None

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $45,217 $559,920 $312,760 $247,160
2023 $45,217 $620,566 $288,311 $332,255
2022 $36,864 $521,109 $242,104 $279,005
2021 $35,583 $516,615 $240,016 $276,599
2020 $55,409 $826,901 $241,343 $585,558
2019 $53,426 $811,722 $236,913 $574,809
2018 $41,311 $644,035 $300,867 $343,168
2017 $40,970 $633,270 $295,838 $337,432
2016 $49,660 $763,120 $281,590 $481,530
2015 $49,293 $718,569 $265,151 $453,418
2014 $47,540 $686,448 $217,734 $468,714
2012 $44,163 $692,403 $219,623 $472,780
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/02/2025 09/02/25 For Sale $3,175,000 +104.8% $503 / Sq Ft
05/18/2021 05/18/21 Sold $1,550,000 -11.4% $250 / Sq Ft
03/02/2021 03/02/21 Pending -- -- --
10/16/2020 10/16/20 Price Changed $1,749,000 -4.2% $282 / Sq Ft
09/21/2020 09/21/20 Price Changed $1,825,000 -5.2% $294 / Sq Ft
09/07/2020 09/07/20 For Sale $1,925,000 0.0% $310 / Sq Ft
07/07/2017 07/07/17 Rented $8,500 0.0% --
04/20/2017 04/20/17 For Rent $8,500 0.0% --
07/02/2014 07/02/14 Sold $1,972,880 -5.6% $316 / Sq Ft
05/31/2014 05/31/14 Pending -- -- --
05/19/2014 05/19/14 For Sale $2,089,880 -- $334 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,550,000 Chicago Title
Deed $1,972,880 St
Interfamily Deed Transfer -- --
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $489,043 Credit Line Revolving
Closed $154,845 Credit Line Revolving
Open $1,240,000 New Conventional
Previous Owner $444,600 Adjustable Rate Mortgage/ARM
Previous Owner $500,000 Adjustable Rate Mortgage/ARM
Previous Owner $700,000 Unknown
Previous Owner $775,000 Credit Line Revolving
Previous Owner $1,225,000 New Conventional
Previous Owner $1,081,000 Unknown
Previous Owner $1,112,000 Fannie Mae Freddie Mac
Previous Owner $1,090,000 Unknown
Previous Owner $994,200 Unknown
Previous Owner $1,000,000 Unknown
Previous Owner $1,000,000 Unknown
Previous Owner $150,000 Credit Line Revolving
Previous Owner $1,000,000 Construction
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12453475

Midwest Real Estate Data (MRED)

APN: 12-21-203-014