$552,500
SOLD DEC 14, 2020

6N454 E Ridgewood Dr Unit 3 Saint Charles, IL 60175

Novak Park Neighborhood
5 Beds
4 Baths
3,700 Sq Ft
1.29 Acres

Recently Sold

$149 Per Sq Ft

2% Below List Price

11 Days on Market

Highlights

  • Recreation Room
  • Breakfast Room
  • Attached Garage
  • Wild Rose Elementary School Rated A
  • Double Oven
  • Entrance Foyer

About This Home

As of August 2022

Welcome to your family's new home in popular Redgate Ridge subdivision! Minutes from St Charles North High School, middle and elementary schools, churches, shopping and the Fox River bike trails. Remodeled (2015) chefs kitchen features upgraded SS appliances and a large granite topped island that will be your family's gathering point. Enjoy the spa-like remodeled (2019) bathrooms with walk in shower; double sinks and built in Linen cabinet in the Main Bathroom. 4 large upstairs bedrooms, where Main bedroom features a walk in closet and bonus room off the main bath can be another large walk in closet, office or workout room. First floor 2 story open family room is filled with light year round with beautiful 2 story brick fireplace. Main floor 5th bedroom is the perfect in law suite or office next to a full bath. Large back entry hall has custom cabinets to store coats, shoes and all your busy family essentials. Finished basement features professionally installed sound system, wet bar, tons of extra cabinet space, full bath and mirrored dance / exercise floor. Large shaded brick paver patio will easily host your gatherings and BBQs. Fully landscaped 1.3 acre yard provides family and pets plenty of space for fun and games. This gorgeous home must be seen to appreciate all its amenities.

Last Agent to Sell the Property

Andrew Gagliardo

Compass License #471001960 Listed on: 10/12/2020

Compass

Last Buyer's Agent

Linda Mortensen

HomeSmart Connect LLC License #475139732

HomeSmart Connect LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $14,551

Year Built

  • 1996

HOA Fees

  • $26 per month

Parking

  • Attached Garage
  • Garage Door Opener
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Brick Exterior Construction
  • Frame Construction

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Gas Log Fireplace
  • Entrance Foyer
  • Breakfast Room
  • Recreation Room
  • Bonus Room

Kitchen

  • Double Oven
  • Microwave
  • High End Refrigerator
  • Dishwasher
  • Wine Cooler
  • Kitchen Island
  • Disposal

Laundry

  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Well
  • Water Softener
  • Private or Community Septic Tank

Home Details

Home Type

Single Family

Est. Annual Taxes

$14,551

Year Built

1996

Lot Details

0

HOA Fees

$26 per month

Parking

3

Listing Details

  • Property Type: Detached Single
  • Age: 21-25 Years
  • Full Bathrooms: 4
  • Number Interior Fireplaces: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 4
  • Type Detached: 2 Stories
  • Estimated Year Built: 1996
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Number Of Rooms: 12
  • Living Room: Dimensions: 15X13, On Level: Main Level, Flooring: Carpet
  • Appliances: Oven-Double, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Wine Cooler/Refrigerator, Water Softener
  • Fireplace Details: Gas Logs
  • Fireplace Location: Family Room
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 5
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 5
  • Dining Room: Dimensions: 15X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 15X13, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Island
  • Additional Rooms: 5th Bedroom, Breakfast Room, Foyer, Recreation Room, Bonus
  • Master Bedroom: Dimensions: 20X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: 5th Bdrm, Dimensions: 13X11, On Level: Main Level, Flooring: Carpet
  • Additional Room 2 Name: Breakfast Rm, Dimensions: 17X12, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 3 Name: Foyer, Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Bedroom 3: Dimensions: 14X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 4 Name: Recreation Rm, Dimensions: 29X12, On Level: Basement, Flooring: Carpet
  • Bedroom 4: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 5 Name: Bonus, Dimensions: 17X10, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 3700
  • Dining Room Type: Separate
  • Family Room: Dimensions: 20X15, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Lot Size: 1.0-1.99 Acres
  • Exterior Building Type: Brick, Frame
  • Acreage: 1.2939

Garage/Parking

  • Number of Cars: 3
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 3
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Well-Private
  • Sewer: Septic-Private
  • Heating Fuel: Forced Air

Condo/Co-op/Association

  • Fee Frequency: Annual
  • Assessment Association Fees: 315

Schools

  • School District: 303
  • Elementary School: Wild Rose Elementary School
  • Middle School: Wredling Middle School
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 260 X 318
  • Parcel Identification Number: 0909302009

Tax Info

  • Taxes: 11751

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2022
Closed on
Aug 8, 2022
Sold by
Grace Mitchum D and Grace Scarlett M
Bought by
Roy Thomas J and Roy Elizabeth M
Seller's Agent
Paul Molidor
Keller Williams Inspire - Geneva
Buyer's Agent
Mike Doran
Doran & Associates
List Price
$689,000
Sold Price
$689,900
Premium/Discount to List
$900
0.13%
Current Estimated Value
$860,849

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$170,949
Avg. Annual Appreciation
7.57%
Original Mortgage
$482,900
Outstanding Balance
$462,463
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$399,378

Purchase Details

Listed on
Oct 12, 2020
Closed on
Dec 7, 2020
Sold by
Novak Jay T and Novak Gina M
Bought by
Grace Mitchun D and Grace Scarlett V
Seller's Agent
Andrew Gagliardo
Compass
Buyer's Agent
Linda Mortensen
HomeSmart Connect LLC
List Price
$565,000
Sold Price
$552,500
Premium/Discount to List
-$12,500
-2.21%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.22%
Original Mortgage
$510,400
Interest Rate
2.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 22, 1996
Sold by
St Paul Financial Development Corp
Bought by
Novak Jay T and Novak Gina M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
7.62%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $690,000 Fidelity National Title
Warranty Deed $552,500 Attorneys Ttl Guaranty Fund
Warranty Deed $389,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $482,900 New Conventional
Previous Owner $510,400 New Conventional
Previous Owner $125,000 Credit Line Revolving
Previous Owner $104,000 Credit Line Revolving
Previous Owner $303,800 New Conventional
Previous Owner $200,100 Unknown
Previous Owner $220,750 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $240,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2022 08/15/22 Sold $689,900 +0.1% $177 / Sq Ft
07/17/2022 07/17/22 Pending -- -- --
07/14/2022 07/14/22 For Sale $689,000 +24.7% $177 / Sq Ft
12/14/2020 12/14/20 Sold $552,500 -2.2% $149 / Sq Ft
10/23/2020 10/23/20 Pending -- -- --
10/12/2020 10/12/20 For Sale $565,000 -- $153 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,551 $213,534 $41,894 $171,640
2023 $13,878 $191,116 $37,496 $153,620
2022 $13,168 $178,143 $39,428 $138,715
2021 $12,421 $169,806 $37,583 $132,223
2020 $11,759 $159,099 $36,882 $122,217
2019 $11,548 $155,949 $36,152 $119,797
2018 $11,751 $158,246 $36,608 $121,638
2017 $12,152 $161,809 $35,357 $126,452
2016 $12,796 $156,126 $34,115 $122,011
2015 -- $154,442 $33,747 $120,695
2014 -- $149,698 $33,747 $115,951
2013 -- $147,868 $34,084 $113,784
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10902892

Midwest Real Estate Data (MRED)

APN: 09-09-302-009