Seller's Agent in 2025
Tom Makinney
Compass
(331) 642-8389
1 in this area
204 Total Sales
6N729 Old Homestead Rd Saint Charles, IL 60175
Otter Creek Neighborhood
6
Beds
7
Baths
7,959
Sq Ft
2.3
Acres
Highlights
- Second Kitchen
- Spa
- Landscaped Professionally
- Ferson Creek Elementary School Rated A
- 2.3 Acre Lot
- Mature Trees
About This Home
As of December 2025This is a stunning 6BR, 5.2BA estate on 2.3 acres with private lake access in top-rated CUSD 303. Recent updates include over \$100K in new Pella windows (2020-2024), a full second-floor renovation (2021), new first-floor carpet, basement furnaces and air conditioners, water heaters, basement appliances, and a heated garage with epoxy flooring. Features include a first-floor primary suite, two home offices (one with private exterior access), and a walk-out basement with gym, pool table, and bar-perfect for entertaining or multigenerational living. Outdoors, enjoy a professionally designed 4,400 sq ft native Oak Savannah pollinator garden with waterfall, hot tub, outdoor TV, and integrated audio/media systems. Car enthusiasts will love the 6-car heated, EV-ready garage. All this while enjoying the tranquility of unincorporated living just minutes from downtown St. Charles, shopping, parks, and trails.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $20,739
Year Built
- Built in 1994
Lot Details
- 2.3 Acre Lot
- Dog Run
- Landscaped Professionally
- Corner Lot
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $17 Monthly HOA Fees
Parking
- 6 Car Garage
- Circular Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Stone Siding
- Concrete Perimeter Foundation
Interior Spaces
- 7,959 Sq Ft Home
- 2-Story Property
- Built-In Features
- Ceiling Fan
- Skylights
- Wood Burning Fireplace
- Fireplace Features Masonry
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Living Room
- Formal Dining Room
- Home Office
- Recreation Room
- Bonus Room
- Game Room
- Home Gym
- Wood Flooring
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Second Kitchen
- Breakfast Bar
- Double Oven
- Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 6 Bedrooms
- 6 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry in multiple locations
- Dryer
- Washer
- Sink Near Laundry
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Spa
- Tideland Water Rights
- Deck
- Patio
- Porch
Schools
- Ferson Creek Elementary School
- Haines Middle School
- St Charles North High School
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Natural Gas
- Well
- Water Purifier is Owned
- Water Softener is Owned
- Septic Tank
Community Details
- Association fees include lake rights
- Homeowner Board Association, Phone Number (630) 377-1413
- Mallard Lake North Subdivision
- Property managed by Mallard Lake North
- Community Lake
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2019
Closed on
May 3, 2019
Sold by
Milholland Milholland Shannon Pennington Shannon Pennington and Milholland Shannon Pennington
Bought by
Larsen William J and Cobb Jacqueline Rae
Seller's Agent
Jenny Afable
Keller Williams Inspire - Geneva
Buyer's Agent
Tom Makinney
Compass
List Price
$739,900
Sold Price
$605,000
Premium/Discount to List
-$134,900
-18.23%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.82%
Original Mortgage
$484,000
Outstanding Balance
$256,515
Interest Rate
3.87%
Mortgage Type
New Conventional
Estimated Equity
$800,281
Purchase Details
Closed on
May 24, 2017
Sold by
Pennington Miljholland James and Pennington Miljholland Shannon
Bought by
Milholland Milholland Shannon Pennington Shannon Pennington and Milholland Shannon Pennington
Purchase Details
Listed on
Apr 29, 2014
Closed on
Jun 4, 2014
Sold by
Justice Robert J and Justice Vicki L
Bought by
Milholland James
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Cheryl Adams
Coldwell Banker Real Estate Group
List Price
$789,000
Sold Price
$760,000
Premium/Discount to List
-$29,000
-3.68%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.91%
Original Mortgage
$608,000
Interest Rate
4.37%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $605,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $760,000 | Fidelity National Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $484,000 | New Conventional | |
| Previous Owner | $608,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/22/2025 12/22/25 | Sold | $950,000 | -9.4% | $119 / Sq Ft | |
| 09/26/2025 09/26/25 | Pending | -- | -- | -- | |
| 09/10/2025 09/10/25 | Price Changed | $1,049,000 | -4.6% | $132 / Sq Ft | |
| 09/04/2025 09/04/25 | For Sale | $1,100,000 | +81.8% | $138 / Sq Ft | |
| 05/03/2019 05/03/19 | Sold | $605,000 | -18.2% | $78 / Sq Ft | View Prior Sale |
| 03/28/2019 03/28/19 | Pending | -- | -- | -- | |
| 03/20/2019 03/20/19 | For Sale | $739,900 | -2.6% | $95 / Sq Ft | |
| 06/05/2014 06/05/14 | Sold | $760,000 | -3.7% | $138 / Sq Ft | View Prior Sale |
| 05/08/2014 05/08/14 | Pending | -- | -- | -- | |
| 04/29/2014 04/29/14 | For Sale | $789,000 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $20,740 | $300,961 | $48,277 | $252,684 |
| 2023 | $19,809 | $269,365 | $43,209 | $226,156 |
| 2022 | $19,005 | $254,454 | $46,099 | $208,355 |
| 2021 | $17,936 | $242,545 | $43,941 | $198,604 |
| 2020 | $17,820 | $238,023 | $43,122 | $194,901 |
| 2019 | $17,506 | $233,310 | $42,268 | $191,042 |
| 2018 | $18,477 | $246,838 | $42,833 | $204,005 |
| 2017 | $18,016 | $238,399 | $41,369 | $197,030 |
| 2016 | $18,979 | $230,026 | $39,916 | $190,110 |
| 2015 | -- | $227,746 | $39,486 | $188,260 |
| 2014 | -- | $203,076 | $39,486 | $163,590 |
| 2013 | -- | $205,198 | $39,881 | $165,317 |
Source: Public Records
Agents Affiliated with this Home
-
Tom Makinney
-
Kyle Scifert
K
Buyer's Agent in 2025
Kyle Scifert
Coldwell Banker Realty
(630) 940-3747
1 in this area
7 Total Sales
-
J
Seller's Agent in 2019
Jenny Afable
Keller Williams Inspire - Geneva
-
Sarah Leonard
Seller's Agent in 2014
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
(224) 239-3966
1 in this area
2,699 Total Sales
-
Cheryl Adams
Buyer's Agent in 2014
Cheryl Adams
Coldwell Banker Real Estate Group
(847) 877-2162
89 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12463100
APN: 09-07-177-007
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