Seller's Agent in 2025
Jessica Smith
Keller Williams Realty Services
(859) 466-6657
12 in this area
170 Total Sales
7 Darrma Ct Cold Spring, KY 41076
3
Beds
3.5
Baths
1,830
Sq Ft
1.68
Acres
Highlights
- 1.68 Acre Lot
- Wood Burning Stove
- 2 Fireplaces
- Crossroads Elementary School Rated A-
- Traditional Architecture
- No HOA
About This Home
As of July 2025Well kept home situated on a private wooded lot in the heart of Cold Spring! This 2 story home offers 3 large bedrooms and 3.5 bathrooms, a huge kitchen with updated appliances, a finished lower level, large detached garage and gorgeous wooded views of the nearly 2 acre lot. Nothing to do but move in!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,545
Year Built
- Built in 1979
Parking
- Detached Garage
Home Design
- Traditional Architecture
- Poured Concrete
- Shingle Roof
- HardiePlank Type
Interior Spaces
- 1,830 Sq Ft Home
- 2-Story Property
- Built-In Features
- 2 Fireplaces
- Wood Burning Stove
- Insulated Windows
- Family Room
- Formal Dining Room
- Electric Oven
Flooring
- Carpet
- Luxury Vinyl Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
Basement
- Walk-Out Basement
- Finished Basement Bathroom
Schools
- Donald E.Cline Elementary School
- Campbell County Middle School
- Campbell County High School
Additional Features
- 1.68 Acre Lot
- Forced Air Heating and Cooling System
Community Details
- No Home Owners Association
Listing and Financial Details
- Property held in a trust
- Assessor Parcel Number 999-99-18-402.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 2, 2025
Closed on
Jul 25, 2025
Sold by
Marc Preservation Trust and Stamper Raymond
Bought by
Girard Justin and Durko Ashley N
Seller's Agent
Jessica Smith
Keller Williams Realty Services
Buyer's Agent
Patrick Henschen
Huff Realty - Ft. Mitchell
List Price
$399,900
Sold Price
$395,000
Premium/Discount to List
-$4,900
-1.23%
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,503
Avg. Annual Appreciation
3.45%
Original Mortgage
$316,000
Outstanding Balance
$315,464
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$83,039
Purchase Details
Closed on
Apr 11, 2023
Sold by
Ratcliff Stamper Trust
Bought by
Marc Preservation Trust
Purchase Details
Closed on
Dec 3, 2020
Sold by
Stamper Raymond and Gearhart Nancy D
Bought by
Stamper Raymond and Ratcliff Stamper Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $395,000 | None Listed On Document | |
| Deed | $395,000 | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | -- | None Listed On Document | |
| Deed | $290,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $316,000 | New Conventional | |
| Closed | $316,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/25/2025 07/25/25 | Sold | $395,000 | -1.2% | $216 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 07/02/2025 07/02/25 | For Sale | $399,900 | -- | $219 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,545 | $335,000 | $75,000 | $260,000 |
| 2023 | $3,464 | $335,000 | $75,000 | $260,000 |
| 2022 | $3,623 | $290,000 | $30,000 | $260,000 |
| 2021 | $3,623 | $290,000 | $30,000 | $260,000 |
| 2020 | $2,118 | $204,700 | $30,000 | $174,700 |
| 2019 | $2,082 | $204,700 | $30,000 | $174,700 |
| 2018 | $1,998 | $195,000 | $30,000 | $165,000 |
| 2017 | $1,971 | $195,000 | $30,000 | $165,000 |
| 2016 | $1,930 | $195,000 | $0 | $0 |
| 2015 | $1,961 | $195,000 | $0 | $0 |
| 2014 | $1,922 | $195,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jessica Smith
-
Patrick Henschen
Buyer's Agent in 2025
Patrick Henschen
Huff Realty - Ft. Mitchell
(859) 462-0101
3 in this area
102 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 633963
APN: 999-99-18-402.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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