NOT LISTED FOR SALE

7 Horseback Ln Palmyra, VA 22963

Estimated Value: $451,920 - $497,000

4 Beds
3 Baths
2,878 Sq Ft
$163/Sq Ft Est. Value

Last Sold August 10, 2021

Last sale price $360,000 $125 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $2,939/month

4 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Two Primary Bedrooms
  • Golf Course Community
  • Bar or Lounge
  • Gated Community

About This Home

As of August 2021

Gorgeous 2,800 plus finished sq ft custom home. From the moment you step onto the large country front porch you will appreciate the upgrades and attention to detail. Vaulted great room with crown molding and chair rail, gleaming hardwoods throughout the main living area, floor to ceiling windows and skylights, eat in kitchen with cherry cabinets and bayed breakfast nook leading out to the large deck perfect for entertaining. Classic Formal dining room. Master suite with tray ceiling, bay window, two walk in closets and attached bath with walk in shower, double vanity and soaker tub. Potential mother in law suite on the terrace level includes a family room with custom stone fireplace, bedroom with attached bath and laundry room. Private fenced patio area. Oversized two car garage with two storage areas one with built in shelving and paved driveway. Relax on half an acre of privacy or enjoy all the amenities that Lake Monticello has to offer!

Last Agent to Sell the Property

Diane Miller

LONG & FOSTER - LAKE MONTICELLO License #0225102265 Listed on: 06/22/2021

LONG & FOSTER - LAKE MONTICELLO

Co-Listed By

Thomas Morace

LONG & FOSTER - LAKE MONTICELLO License #0225052968

Last Buyer's Agent

Lee Wyatt

HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS License #0225062443

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,657

Year Built

  • Built in 1995

Lot Details

  • 0.5 Acre Lot
  • Partially Fenced Property
  • Partially Wooded Lot
  • Property is zoned R-4 Residential

HOA Fees

  • $99 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Vaulted Ceiling
  • Skylights
  • Multiple Fireplaces
  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Formica Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Double Master Bedroom
  • Walk-In Closet
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Partial Basement
  • Fireplace in Basement
  • Basement Windows

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage
  • Automatic Garage Door Opener
  • Driveway

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 139

Community Details

Overview

  • Association fees include area maint, beach, boat launch, play area, road maint, security force, snow removal, trash pickup
  • $850 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,657

Year Built

Built in 1995

Lot Details

0

HOA Fees

$99 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1878
  • Animal: Domestic Pets
  • Below Grade Total Sq Ft: 1000
  • Design: Contemporary
  • Electricity: Elec Underground
  • L V T Date: 06/25/2021
  • Parcel Number: 139
  • Price Per Sq Ft: 125.09
  • Total Sq Ft: 3756
  • Total Unfinished Sq Ft: 878
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Living Roo1|Kitchen1|Master Bed1|Master BTH1|Bedroom1|Bedroom1|Full Bath1|Dining Roo1|Family RooB|Full BathB|BedroomB|LaundryB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Fireplace: One
  • Laundry: Dryer Hookup, Washer Hookup
  • Basement Type: Finished, Inside Access, Outside Entrance, Partial, Walk Out, Windows
  • Room 1: Foyer, On Level: 1
  • Room 2: Living Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Master Bedroom, On Level: 1
  • Room 5: Master Bath, On Level: 1
  • Room 6: Bedroom, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Full Bath, On Level: 1
  • Room 9: Dining Room, On Level: 1
  • Room 10: Family Room, On Level: Basement
  • Room 11: Full Bath, On Level: Basement
  • Room 12: Bedroom, On Level: Basement
  • Room 13: Laundry, On Level: Basement
  • Total Finished Sq Ft: 2878
  • Above Grade Finished Sq Ft: 1878
  • Basement: Yes
  • Bathroom: 2 Attach Mstr Baths
  • Below Grade Finished Sq Ft: 1000
  • Fireplace Location: Basement
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Breakfast Nook, Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Refrigerator
  • Kitchen Cabinets Counters: Cherry Cabinets, Formica Counter
  • Land Description: Partly Wooded
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Dining Room, Family Room, Foyer, Full Bath, Kitchen, Laundry, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Dining Room (L1), Foyer (L1), Full Bath (L1), Kitchen (L1), Living Room (L1), Master Bedroom (L1)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Laundry (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Fence: Partially Fenced
  • Exterior: Vinyl
  • Number Of Acres: 0.5
  • Roof: Composition Shingle
  • Structure Deck Porch: Deck, Patio, Porch - Front
  • Structure Features: Skylights, Two Master Bedrooms, Walk-in Closet
  • Structure Floors: Hardwood
  • Structure Security: Gated Community
  • Structure Window Ceiling: Vaulted/Cathedral Ceiling
  • View: Residential View, Wooded View

Garage/Parking

  • Garage: Yes
  • Driveway: Asphalt
  • Below Grade Unfinished Garage: 878
  • Garage Features: Auto Door, Electricity, Faces Side, In Basement
  • Number of Car Spaces: 2
  • Total Below Grade Garage: 878

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Heat Pump
  • Cable Available: Cable, DSL
  • Gas: Liquid Propane
  • Security: Security Force
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Soccer Field, Tennis, Volleyball
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 850
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Play Area, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1187

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Part

Building Info

  • Year Built: 1995

Tax Info

  • Year: 2021
  • Taxes: 2657

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 10, 2025
Sold by
Heffley Robert E and Heffley Catherine A
Bought by
Robert And Catherine Heffley Living Trust and Heffley
Current Estimated Value
$470,230

Purchase Details

Listed on
Jun 22, 2021
Closed on
Jul 20, 2021
Sold by
Jackson Martha Sharon
Bought by
Heffley Robert E and Heffley Catherine A
Seller's Agent
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Lee Wyatt
HOWARD HANNA ROY WHEELER REALTY - ZION CROSSROADS
List Price
$339,000
Sold Price
$360,000
Premium/Discount to List
$21,000
6.19%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.60%
Original Mortgage
$288,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 20, 2020
Sold by
Jackson Sharon R
Bought by
Jackson Martha Sharon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 13, 2020
Closed on
Feb 10, 2020
Sold by
Sampson Janet B
Bought by
Jackson Sharon R
Seller's Agent
LISA ROGERS
SPRING CREEK REALTY
Buyer's Agent
George Rosario
AKARION REALTY
List Price
$299,000
Sold Price
$285,000
Premium/Discount to List
-$14,000
-4.68%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.53%
Original Mortgage
$125,000
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 12, 2009
Sold by
Sampson Janet B
Bought by
Sampson Janet B and Janet B Sampson Intervivos Tru

Purchase Details

Closed on
Mar 25, 2009
Sold by
Coloccia Lorna and Coloccia Lorna D
Bought by
Sampson Janet B

Purchase Details

Closed on
Oct 30, 2008
Sold by
Goshorn Barbara Wright
Bought by
Coloccia Lorna and Coloccia Lorna D
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Robert And Catherine Heffley Living Trust -- None Listed On Document
Heffley Robert E $360,000 Old Republic National Title
Jackson Martha Sharon -- None Available
Jackson Sharon R $285,000 Old Republic Natonal Title I
Sampson Janet B -- None Available
Sampson Janet B $270,000 Southern Title Ins
Coloccia Lorna $156,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Heffley Robert E $288,000
Previous Owner Jackson Martha Sharon $131,000
Previous Owner Jackson Sharon R $125,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/10/2021 08/10/21 Sold $360,000 +6.2% $125 / Sq Ft
06/26/2021 06/26/21 Pending -- -- --
06/22/2021 06/22/21 For Sale $339,000 +18.9% $118 / Sq Ft
03/31/2020 03/31/20 Sold $285,000 -3.4% $99 / Sq Ft
02/10/2020 02/10/20 Pending -- -- --
01/31/2020 01/31/20 Price Changed $295,000 -1.3% $103 / Sq Ft
01/13/2020 01/13/20 For Sale $299,000 -- $104 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,328 $443,700 $30,000 $413,700
2024 $28 $332,400 $30,000 $302,400
2023 $2,805 $332,400 $30,000 $302,400
2022 $2,459 $282,700 $27,500 $255,200
2021 $2,459 $282,700 $27,500 $255,200
2020 $2,226 $240,600 $27,500 $213,100
2019 $2,226 $240,600 $27,500 $213,100
2018 $2,098 $231,300 $27,500 $203,800
2017 $2,098 $231,300 $27,500 $203,800
2016 $2,079 $226,700 $27,500 $199,200
2015 $1,967 $226,700 $27,500 $199,200
2014 $1,967 $223,500 $27,500 $196,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 619061

Charlottesville area Association of Realtors®

APN: 18A 3 139