7 Oak St Cambridge, MD 21613
Algonquin Neighborhood
3
Beds
1
Bath
950
Sq Ft
6,534
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Wood Flooring
- Sitting Room
- Traditional Floor Plan
- No HOA
- Eat-In Kitchen
About This Home
As of December 2024Charming 3BR/1BA Cape Cod style home located on a flat lot in Cambridge close to the water. As you walk up the walkway envision what a little TLC can do for the sprawling lawn and gardens as you open the door to your forever home. Step inside, the foyer is the ideal mudroom before stepping into the spacious carpeted living room. Down the hallway are a full bath and two spacious bedrooms with hardwood floors. The door at the beginning of the hall leads to the 2nd floor and the primary bedroom with a large walk-in closet, and an abundance of hidden storage. The kitchen offers wood cabinets, open pantry shelving, laundry, and storage tucked under the stairs. The kitchen door takes you to a spacious fenced yard, just use your imagination and some handy work to transform it into a family oasis. This home has so much to offer any new homeowner including a newer roof and gutter. Imagine all this and in close proximity to shopping, restaurants, and commuter routes.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $975
Year Built
- Built in 1950
Lot Details
- 6,534 Sq Ft Lot
Home Design
- Cape Cod Architecture
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 950 Sq Ft Home
- Property has 2 Levels
- Traditional Floor Plan
- Entrance Foyer
- Sitting Room
- Living Room
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
- Built-In Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Dryer
- Washer
Parking
- On-Street Parking
- Off-Street Parking
Outdoor Features
- Outdoor Storage
- Rain Gutters
Utilities
- Window Unit Cooling System
- Electric Baseboard Heater
- Bottled Gas Water Heater
Community Details
- No Home Owners Association
- Bay Heights Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 3, 2024
Closed on
Dec 3, 2024
Sold by
Us Bank National Association
Bought by
Sheltie Investments Llc
Seller's Agent
Pamela Geib
Long & Foster Real Estate, Inc.
Buyer's Agent
Phil Gerdes
Real Broker, LLC - Annapolis
List Price
$143,100
Sold Price
$135,000
Premium/Discount to List
-$8,100
-5.66%
Views
103
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
139.57%
Purchase Details
Listed on
Jul 30, 2021
Closed on
Sep 15, 2021
Sold by
Ruark Joshua W
Bought by
Johnson Michael A
Seller's Agent
Shane Slacum
VYBE Realty
Buyer's Agent
Heather Brummell
Shore Living Real Estate
List Price
$134,900
Sold Price
$150,000
Premium/Discount to List
$15,100
11.19%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.22%
Original Mortgage
$4,545
Interest Rate
2.8%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Closed on
Feb 10, 2003
Sold by
Jeffries James B and Jeffries Reneee L
Bought by
Ruark Joshua W
Purchase Details
Closed on
Dec 18, 1996
Sold by
Slacum Laurie A
Bought by
Jeffries James B and Jeffries Reneee L
Purchase Details
Closed on
Oct 3, 1991
Sold by
Gillan Daniel R and Gillan Pamela S
Bought by
Slacum Laurie A
Similar Homes in Cambridge, MD
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $135,000 | None Listed On Document | |
| Special Warranty Deed | $135,000 | None Listed On Document | |
| Deed | $150,000 | Title Excellence | |
| Deed | $82,000 | -- | |
| Deed | $68,000 | -- | |
| Deed | $60,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $4,545 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $151,515 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | Price Changed | $289,900 | -3.3% | $230 / Sq Ft |
| 05/12/2025 05/12/25 | For Sale | $299,900 | +122.1% | $238 / Sq Ft |
| 12/05/2024 12/05/24 | Sold | $135,000 | -5.7% | $107 / Sq Ft |
| 11/15/2024 11/15/24 | Pending | -- | -- | -- |
| 11/13/2024 11/13/24 | For Sale | $143,100 | 0.0% | $114 / Sq Ft |
| 11/07/2024 11/07/24 | Pending | -- | -- | -- |
| 11/02/2024 11/02/24 | Price Changed | $143,100 | -10.0% | $114 / Sq Ft |
| 10/03/2024 10/03/24 | For Sale | $159,000 | +6.0% | $126 / Sq Ft |
| 09/15/2021 09/15/21 | Sold | $150,000 | +3.4% | $158 / Sq Ft |
| 08/13/2021 08/13/21 | Price Changed | $145,000 | +7.5% | $153 / Sq Ft |
| 08/04/2021 08/04/21 | Pending | -- | -- | -- |
| 07/30/2021 07/30/21 | For Sale | $134,900 | -- | $142 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,334 | $135,367 | $0 | $0 |
| 2023 | $1,334 | $114,533 | $0 | $0 |
| 2022 | $2,204 | $93,700 | $36,200 | $57,500 |
| 2021 | $1,036 | $90,733 | $0 | $0 |
| 2020 | $1,036 | $87,767 | $0 | $0 |
| 2019 | $1,003 | $84,800 | $36,200 | $48,600 |
| 2018 | $1,004 | $84,800 | $36,200 | $48,600 |
| 2017 | $1,033 | $84,800 | $0 | $0 |
| 2016 | -- | $89,400 | $0 | $0 |
| 2015 | -- | $89,400 | $0 | $0 |
| 2014 | -- | $89,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Alex Archer
Seller's Agent in 2025
Alex Archer
Real Broker, LLC - Annapolis
(410) 310-5989
8 Total Sales
-
Pamela Geib
Seller's Agent in 2024
Pamela Geib
Long & Foster
(410) 829-5518
1 in this area
100 Total Sales
-
Barbara Dayton
Seller Co-Listing Agent in 2024
Barbara Dayton
Long & Foster
(410) 463-1731
4 in this area
103 Total Sales
-
Phil Gerdes
Buyer's Agent in 2024
Phil Gerdes
Real Broker, LLC - Annapolis
(443) 694-7366
2 in this area
636 Total Sales
-
Shane Slacum
Seller's Agent in 2021
Shane Slacum
VYBE Realty
(443) 521-2875
3 in this area
91 Total Sales
-
Heather Brummell
Buyer's Agent in 2021
Heather Brummell
Shore Living Real Estate
(443) 239-9828
1 in this area
166 Total Sales
Map
Source: Bright MLS
MLS Number: MDDO2000244
APN: 07-169884
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