NOT LISTED FOR SALE

7 Stonewall Rd Palmyra, VA 22963

Estimated Value: $316,000 - $397,000

4 Beds
2.5 Baths
2,132 Sq Ft
$169/Sq Ft Est. Value

Last Sold October 05, 2021

Last sale price $265,000 $124 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $2,202/month

41 Days on Market

Highlights

  • Beach
  • Community Boat Launch
  • Gated Community
  • Golf Course Community
  • 24-Hour Security
  • Community Lake

About This Home

As of October 2021

AMAZING LOCATION! Walk to pool, beach & playground. Great family home on quiet street with easy access from the main gate of Lake Monticello! Hardwood floors on main level, granite counter tops and SS appliances. 4 beds/2.5 baths. Fenced backyard with a screened porch and shed for outside storage. Home is partially furnished and most could stay if desirable to the buyer.

Last Agent to Sell the Property

GENEVIEVE REILLY

LONG & FOSTER - LAKE MONTICELLO License #0225225876 Listed on: 07/28/2021

LONG & FOSTER - LAKE MONTICELLO

Last Buyer's Agent

Maggie Gunnels Fornecker

LONG & FOSTER - LAKE MONTICELLO License #0225265900

LONG & FOSTER - LAKE MONTICELLO

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,978

Year Built

  • Built in 1988

Lot Details

  • 0.28 Acre Lot
  • Property is Fully Fenced
  • Property is zoned R-4 Residential

HOA Fees

  • $86 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,132 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Screened Porch

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 1 220

Community Details

Overview

  • Association fees include area maint, beach, boat launch, club house, master ins. policy, play area, security force, snow removal, trash pickup
  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,978

Year Built

Built in 1988

Lot Details

0

HOA Fees

$86 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2132
  • L V T Date: 08/02/2021
  • Parcel Number: 18A 1 220
  • Price Per Sq Ft: 124.3
  • Property Included: Electric range, dishwasher, disposal, microwave, refrigerator, washer, dryer
  • Total Sq Ft: 2132
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Living Roo1|Kitchen1|Family Roo1|Bedroom1|Half Bath1|Master Bed2|Master BTH2|Bedroom2|Bedroom2|Full Bath2|Laundry2|
  • Structures Deck Porch: Porch - Front, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Laundry: Dryer, Washer
  • Room 1: Living Room,On Level: 1
  • Room 2: Kitchen,On Level: 1
  • Room 3: Family Room,On Level: 1
  • Room 4: Bedroom,On Level: 1
  • Room 5: Half Bath,On Level: 1
  • Room 6: Master Bedroom,On Level: 2
  • Room 7: Master Bath,On Level: 2
  • Room 8: Bedroom,On Level: 2
  • Room 9: Bedroom,On Level: 2
  • Room 10: Full Bath,On Level: 2
  • Room 11: Laundry,On Level: 2
  • Total Finished Sq Ft: 2132
  • Above Grade Finished Sq Ft: 2132
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Disposal, Eat-in, Electric Range, Microwave, Pantry, Refrigerator
  • Kitchen Cabinets Counters: Granite, White Cabinets
  • Level: 2 Story
  • Bathrooms: 2.5
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 4
  • Number Beds Main Level: 1
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Room Types: Bedroom, Family Room, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Master Bedroom
  • Room Types Level1: Bedroom (L1), Family Room (L1), Half Bath (L1), Kitchen (L1), Living Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Laundry (L2+), Master Bedroom (L2+)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.28
  • Roof: Composition Shingle
  • Structure Features: Walk-in Closet
  • Structure Floors: Carpet, Ceramic Tile, Hardwood
  • Structure Security: 24-hr Security, Gated Community

Utilities

  • Cooling: Central AC
  • Heating: Electric, Heat Pump
  • Cable Available: Cable, DSL
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Pool, Tennis
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1030

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Fenced Fully

Building Info

  • Year Built: 1988

Tax Info

  • Year: 2021
  • Taxes: 1978

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 28, 2021
Closed on
Sep 24, 2021
Sold by
Phillips Curtis A and Phillips Dawn L
Bought by
Morgan Thomas and Morgan Melissa
Seller's Agent
GENEVIEVE REILLY
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Maggie Gunnels Fornecker
LONG & FOSTER - LAKE MONTICELLO
List Price
$288,000
Sold Price
$265,000
Premium/Discount to List
-$23,000
-7.99%
Current Estimated Value
$361,054

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$96,054
Avg. Annual Appreciation
8.02%
Original Mortgage
$212,000
Outstanding Balance
$192,904
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$168,150

Purchase Details

Closed on
Jun 27, 2017
Sold by
Kibler Micheal J and Palacios Kibler Thamiris V
Bought by
Phillips Curtis A and Phillips Dawn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,268
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 19, 2012
Sold by
Hotz & Mcdaniel Properties Llc
Bought by
Kibler Michael J and Palacios Kibler Thamiris V

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$193,982
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Closed on
Dec 23, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Hotz & Mcdaniel Properties Llc

Purchase Details

Closed on
May 3, 2011
Sold by
Butler Amy Crosby and Professional Foreclosure Corpo
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Mar 12, 2007
Sold by
Thomas John E and Thomas Lisa M
Bought by
Butler Amy Crosby

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
6.33%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Morgan Thomas $265,000 Fidelity National Title
Phillips Curtis A $206,000 Chicago Title
Kibler Michael J $189,900 Stewart Title Guaranty Co
Hotz & Mcdaniel Properties Llc $92,000 Stewart Title Guaranty Compa
Federal Home Loan Mortgage Corporation $145,171 None Available
Butler Amy Crosby $215,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Morgan Thomas $212,000
Previous Owner Phillips Curtis A $202,268
Previous Owner Kibler Michael J $193,982
Previous Owner Butler Amy Crosby $165,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/05/2021 10/05/21 Sold $265,000 -8.0% $124 / Sq Ft
09/07/2021 09/07/21 Pending -- -- --
07/28/2021 07/28/21 For Sale $288,000 0.0% $135 / Sq Ft
09/01/2020 09/01/20 Rented $1,600 0.0% --
08/18/2020 08/18/20 For Rent $1,600 -- --
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,337 $311,600 $30,000 $281,600
2024 $2,122 $251,400 $30,000 $221,400
2023 $2,122 $251,400 $30,000 $221,400
2022 $1,860 $213,800 $27,500 $186,300
2021 $1,860 $213,800 $27,500 $186,300
2020 $1,840 $198,900 $27,500 $171,400
2019 $1,840 $198,900 $27,500 $171,400
2018 $1,667 $183,800 $27,500 $156,300
2017 $1,667 $183,800 $27,500 $156,300
2016 $1,632 $178,000 $27,500 $150,500
2015 $1,517 $178,000 $27,500 $150,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 620480

Charlottesville area Association of Realtors®

APN: 18A 1 220