$289,000

7 Terrace Rd Essex, MD 21221

Estimated payment $1,736/month

Total Views 1,324
4 Beds
2 Baths
1,504 Sq Ft
$192 Price per Sq Ft

Highlights

  • Hot Property
  • No HOA
  • 1 Detached Carport Space
  • Cape Cod Architecture
  • Stainless Steel Appliances
  • Forced Air Heating and Cooling System

About This Home

Here’s a polished bullet-point version of your real estate remarks:

* Charming 4br/2 baths Cape Cod in Essex, just blocks from the water
* Freshly remodeled with 3 bedrooms and 2 full baths on the main floor
* Spacious second-floor bedroom
* Flexible primary suite off the kitchen — perfect as a private retreat or large family room
*wood burning fireplace in primary suite
* Large, fenced backyard ideal for entertaining and pets
* Detached carport with attached workshop for hobbies or storage
* Long driveway accommodates at least 4 cars
* Stunning kitchen with quartz countertops and stainless steel appliances
* Luxury LVP plank flooring throughout for style and durability
* Modern recessed lighting for a bright, open feel

Listing Agent

Ann Fechner

Cummings & Co. Realtors Listed on: 08/14/2025

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,936

Year Built

  • Built in 1942

Lot Details

  • 5,562 Sq Ft Lot
  • Property is in excellent condition

Home Design

  • Cape Cod Architecture
  • Poured Concrete
  • Frame Construction
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,504 Sq Ft Home
  • Property has 3 Levels
  • Heatilator
  • Self Contained Fireplace Unit Or Insert
  • Fireplace With Glass Doors
  • Brick Fireplace

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Stacked Washer and Dryer

Unfinished Basement

  • Exterior Basement Entry
  • Drainage System
  • Sump Pump

Parking

  • 5 Parking Spaces
  • 4 Driveway Spaces
  • 1 Detached Carport Space

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Community Details

  • No Home Owners Association
  • Essex Subdivision

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 04151503471950

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,936

Year Built

Built in 1942

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Year Built: 1942
  • Remarks Public: Here’s a polished bullet-point version of your real estate remarks: * Charming 4br/2 baths Cape Cod in Essex, just blocks from the water * Freshly remodeled with 3 bedrooms and 2 full baths on the main floor * Spacious second-floor bedroom * Flexible primary suite off the kitchen — perfect as a private retreat or large family room *wood burning fireplace in primary suite * Large, fenced backyard ideal for entertaining and pets * Detached carport with attached workshop for hobbies or storage * Long driveway accommodates at least 4 cars * Stunning kitchen with quartz countertops and stainless steel appliances * Luxury LVP plank flooring throughout for style and durability * Modern recessed lighting for a bright, open feel
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, Washer/Dryer Stacked, Stainless Steel Appliances
  • Fireplace Features: Brick, Fireplace - Glass Doors, Heatilator, Insert
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Outside Entrance, Poured Concrete, Sump Pump, Unfinished, Drainage System
  • Laundry Type: Main Floor, Has Laundry, Washer In Unit, Dryer In Unit
  • Total Sq Ft: 1504
  • Living Area Sq Ft: 1504
  • Price Per Sq Ft: 192.15
  • Above Grade Finished Sq Ft: 1504
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 7

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Number Of Detached Carport Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Detached Carport
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District Key: 121140087473
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.13
  • Lot Dimensions: 1.00 x
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 5562.00
  • Property Condition: Excellent
  • Year Assessed: 2025
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1936.00
  • Assessor Parcel Number: 04151503471950
  • Tax Lot: 6
  • Tax Total Finished Sq Ft: 1504
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,945 $166,667 -- --
2024 $2,945 $159,733 $0 $0
2023 $2,921 $152,800 $53,500 $99,300
2022 $2,741 $144,700 $0 $0
2021 $1,420 $136,600 $0 $0
2020 $2,115 $128,500 $53,500 $75,000
2019 $1,557 $128,500 $53,500 $75,000
2018 $2,383 $128,500 $53,500 $75,000
2017 $2,257 $130,800 $0 $0
2016 $3,064 $126,533 $0 $0
2015 $3,064 $122,267 $0 $0
2014 $3,064 $118,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 For Sale $289,000 -- $192 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $160,000 None Listed On Document
Deed $160,000 None Listed On Document
Deed -- None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $207,600 Construction
Closed $207,600 Construction
Source: Public Records

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Source: Bright MLS

MLS Number: MDBC2137116

Bright MLS

APN: 15-1503471950