$635,000
SOLD APR 29, 2025

7 Windward Way Ottawa, IL 61350

4 Beds
3.5 Baths
2,761 Sq Ft
10,019 Sq Ft Lot

Recently Sold

$230 Per Sq Ft

5% Below List Price

82 Days on Market

Highlights

  • Boat Dock
  • Cape Cod Architecture
  • Clubhouse
  • River Front
  • Landscaped Professionally
  • Property is near a park

About This Home

As of April 2025

Seller willing to offer attractive financing terms on this Waterfront Retreat in Starved Rock Country---Nestled in the picturesque Marina Resort community of Heritage Harbor, this stunning waterfront home offers the perfect blend of comfort, luxury, and adventure. Be sure to watch the virtual tour! Featuring 4 bedrooms, including a convenient first-floor master suite, this home is thoughtfully designed for easy living. The first floor also boasts a cozy fireplace, hardwood floors, and laundry. The finished walkout basement is an entertainer's dream, complete with a wet bar, game table space, steam shower and access to a paved patio with a built-in firepit. The built-in firepit has a gas line ran to it for ease of use. Patio has outdoor speaker system for entertaining. A unique Crow's Nest offers additional space for an office, hobby room, or serene retreat. Relax on the screened-in porch or enjoy breathtaking views from the multiple outdoor living areas. Heritage Harbor is more than a community-it's a lifestyle. With access to boat, kayak, and slip rentals, as well as an on-site restaurant, dog park, community garden, sand volleyball, walking trails, and year-round events, there's something for everyone. Plus, you're just 15 minutes from the breathtaking Starved Rock State Park and adjacent to a 63-mile bike trail. Located less than 3 miles from charming downtown Ottawa, you'll enjoy a vibrant local scene with shops, restaurants, and community events. Whether you're looking for a weekend getaway or a year-round home, this property offers the perfect balance of relaxation and recreation. Don't miss your chance to own a piece of paradise in Starved Rock Country! New roof in 2018 and new furnace/AC in 2023.

Last Agent to Sell the Property

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 01/17/2025

Homesmart Realty Group IL

Last Buyer's Agent

Non Member

NON MEMBER

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $18,472

Year Built

  • Built in 2009

Lot Details

  • River Front
  • Landscaped Professionally
  • Paved or Partially Paved Lot

Home Design

  • Cape Cod Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,761 Sq Ft Home
  • 3-Story Property
  • Fireplace With Gas Starter
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Bonus Room
  • Screened Porch
  • Wood Flooring
  • Water Views
  • Finished Basement Bathroom
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Parking

  • 2 Parking Spaces
  • Parking Included in Price

Outdoor Features

  • Tideland Water Rights
  • Balcony
  • Patio
  • Fire Pit

Location

  • Property is near a park

Schools

  • Rutland Elementary School
  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

Overview

  • Association fees include clubhouse, pool
  • Jacob Valle Association, Phone Number (815) 433-5000
  • Heritage Harbor Subdivision
  • Property managed by Heritage Harbor Ottawa Resort Association

Amenities

  • Clubhouse

Recreation

  • Boat Dock
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$18,472

Year Built

Built in 2009

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 3 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 3 Stories
  • Subdivision Name: Heritage Harbor
  • Year Built: 2009
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Walk-Out Access
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplace Features: Gas Starter
  • Fireplaces: 1
  • LivingArea: 2761
  • Room Type: Bonus Room, Screened Porch
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 1000
  • Assessed Sq Ft: 1761
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 1000
  • Fireplace Location: Living Room
  • Square Footage Comments: 2761 includes finished walk out basement
  • Total Sq Ft: 1000
  • Lower Level Sq Ft: 1000
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Construction Materials: Other
  • ExteriorFeatures: Balcony, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 649000
  • Lot Features: Landscaped, Water Rights
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • View: Water
  • Waterfront Features: River Front, Waterfront
  • Waterfront: Yes

Garage/Parking

  • Parking Features: Owned
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 189
  • Association Fee Frequency: Not Applicable
  • Community Features: Clubhouse, Park, Pool, Dock, Water Rights, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa Resort Association
  • Management Contact Name: Jacob Valle
  • Management Phone: 815-433-5000

Fee Information

  • Association Fee Includes: Clubhouse, Pool

Schools

  • Elementary School: Rutland Elementary School
  • High School: Ottawa Township High School
  • Middle/Junior School: Rutland Elementary School
  • Middle/Junior School District: 230

Lot Info

  • Lot Dimensions: 9984
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 18472
  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 17, 2025
Closed on
Apr 29, 2025
Sold by
Morrow Danny T and Morrow Juliana
Bought by
Davis Shane and Davis Anddrea
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Non Member
NON MEMBER
List Price
$669,000
Sold Price
$635,000
Premium/Discount to List
-$34,000
-5.08%
Views
47
Current Estimated Value
$640,928

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,928
Avg. Annual Appreciation
2.09%
Original Mortgage
$571,500
Outstanding Balance
$569,484
Interest Rate
6.67%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$71,444

Purchase Details

Closed on
Feb 5, 2009
Sold by
Heritage Harbor Ottawa Homes Llc
Bought by
Morrow Danny T and Morrow Juliana

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 5, 2008
Sold by
Herritage Harbor Ottawa Resort Developme
Bought by
Herritage Harbor Ottawa Resort Developme
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $635,000 Wheatland Title Co
Special Warranty Deed $524,735 None Available
Special Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $571,500 Purchase Money Mortgage
Previous Owner $300,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/29/2025 04/29/25 Sold $635,000 -2.2% $230 / Sq Ft
04/09/2025 04/09/25 Pending -- -- --
03/19/2025 03/19/25 Price Changed $649,000 -1.5% $235 / Sq Ft
03/03/2025 03/03/25 Price Changed $659,000 -1.5% $239 / Sq Ft
01/17/2025 01/17/25 For Sale $669,000 -- $242 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $20,092 $213,606 $65,909 $147,697
2023 $18,472 $192,265 $59,324 $132,941
2022 $16,387 $168,087 $55,924 $112,163
2021 $15,618 $158,304 $52,669 $105,635
2020 $14,921 $152,464 $50,726 $101,738
2019 $14,774 $149,548 $49,756 $99,792
2018 $14,242 $146,001 $48,576 $97,425
2017 $13,950 $142,538 $47,424 $95,114
2016 $13,260 $136,896 $50,711 $86,185
2015 $12,934 $135,473 $50,184 $85,289
2012 -- $123,066 $61,597 $61,469
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12273231

Midwest Real Estate Data (MRED)

APN: 15-44-300065