Seller's Agent in 2022
Teal Clise
EXP Realty, LLC
(443) 570-3931
2 in this area
269 Total Sales
700 Ruddy Ct Havre de Grace, MD 21078
Estimated Value: $457,275 - $498,000
4
Beds
2.5
Baths
2,026
Sq Ft
$233/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Deck
- Wood Flooring
- Colonial Architecture
- Private Lot
- Garden View
About This Home
As of July 2022This is your chance! This stunning colonial in Havre de Grace's Grace Harbour community offers the lifestyle you're dreaming of. Newer updates include: countertops (2021), architectural shingle roof (2019), sump pump (2019), peninsula and additional pantry cabinetry (2021), luxury vinyl flooring (2021), HVAC and hot water heater (2019). Enter the main level to find high ceilings and an open concept living room through kitchen updated with the most stylish grays for paint and flooring. The kitchen will be the centerpiece of your the day-to-day and party time, too. It's perfectly located to connect with guests in the family room or the dining-living room combination and offers expansive countertop space for hanging out or cooking for a crowd. The upper level offers 4 bedrooms and 2 full baths. Don't miss the lower level with is a full basement well laid out - plenty of space for storage on one side and an excellent large area ready for your movie room or game day retreat. Outside you'll find a fully fenced yard with deck. Grace Harbour offers plenty of sidewalks and green space including two playgrounds, it's just minutes from I-95 and Rt. 40. Be in historic Havre de Grace in less than 5 minutes and to APG in about 20 minutes. Welcome to 700 Ruddy Court. You're going to love life here!
Last Agent to Sell the Property
(443) 570-3931 teal@tealclise.com EXP Realty, LLC License #646248 Listed on: 05/26/2022
Last Buyer's Agent
(410) 215-5255 catherinebarthelme@gmail.com AB & Co Realtors, Inc.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,985
Year Built
- Built in 1992
Lot Details
- 0.27 Acre Lot
- Wood Fence
- Back Yard Fenced
- Board Fence
- Landscaped
- No Through Street
- Private Lot
- Corner Lot
- Property is in very good condition
- Property is zoned R1
HOA Fees
- $12 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- 2 Driveway Spaces
- Side Facing Garage
- Garage Door Opener
- Off-Street Parking
Home Design
- Colonial Architecture
- Permanent Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,026 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Bar
- Ceiling Fan
- Recessed Lighting
- Wood Burning Fireplace
- Double Pane Windows
- Vinyl Clad Windows
- Six Panel Doors
- Family Room
- Living Room
- Dining Room
- Storage Room
- Garden Views
- Basement
Kitchen
- Gas Oven or Range
- Built-In Microwave
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Flooring
- Wood
- Partially Carpeted
- Concrete
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on main level
- Electric Dryer
- Washer
Outdoor Features
- Deck
Schools
- Meadowvale Elementary School
- Havre De Grace Middle School
- Havre De Grace High School
Utilities
- 90% Forced Air Heating and Cooling System
- Vented Exhaust Fan
- Underground Utilities
- 200+ Amp Service
- Natural Gas Water Heater
- Cable TV Available
Community Details
- Grace Harbour HOA
- Grace Harbour Subdivision
Listing and Financial Details
- Tax Lot 140
- Assessor Parcel Number 1306046452
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 26, 2022
Closed on
Jul 1, 2022
Sold by
Tina Nicholas
Bought by
Frejkowski Seth and Frejkowski Emily
Seller's Agent
Teal Clise
EXP Realty, LLC
Buyer's Agent
Catherine Miller
AB & Co Realtors, Inc.
List Price
$400,000
Sold Price
$410,000
Premium/Discount to List
$10,000
2.5%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,069
Avg. Annual Appreciation
4.39%
Original Mortgage
$384,750
Outstanding Balance
$365,758
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$107,311
Purchase Details
Listed on
Aug 7, 2019
Closed on
Sep 18, 2019
Sold by
Blue Raven Ventures Llc
Bought by
Nicholas Tina
Seller's Agent
Steve Kuzma
Weichert, Realtors - Diana Realty
Buyer's Agent
Tanya Bolling
EXP Realty, LLC
List Price
$319,333
Sold Price
$300,000
Premium/Discount to List
-$19,333
-6.05%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.85%
Original Mortgage
$270,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 4, 2018
Closed on
Jun 11, 2019
Sold by
Secretary Of Veterans Affairs
Bought by
Blue Raven Ventures Llc
Seller's Agent
Julie Allred
American Eagle Realty, INC
Buyer's Agent
Steve Kuzma
Weichert, Realtors - Diana Realty
List Price
$185,000
Sold Price
$160,000
Premium/Discount to List
-$25,000
-13.51%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1135.96%
Purchase Details
Closed on
Jun 7, 2018
Sold by
Forgey Michael and Forgey Barbara
Bought by
The Secretary Of Veterans Affairs
Purchase Details
Closed on
Dec 15, 2008
Sold by
Mcroberts Catherine
Bought by
Forgey Michael and Forgey Barbara
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,450
Interest Rate
6.49%
Mortgage Type
VA
Purchase Details
Closed on
Nov 25, 2008
Sold by
Mcroberts Catherine
Bought by
Forgey Michael and Forgey Barbara
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,450
Interest Rate
6.49%
Mortgage Type
VA
Purchase Details
Closed on
Dec 5, 2003
Sold by
Mcroberts Randall L
Bought by
Mcroberts Catherine
Purchase Details
Closed on
Apr 16, 1992
Sold by
Equity Homes Inc
Bought by
Mcroberts Randall L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Frejkowski Seth | $410,000 | Fortkamp Benjamin B | |
| Nicholas Tina | $300,000 | Universal Title | |
| Blue Raven Ventures Llc | $160,000 | Key Title Inc | |
| The Secretary Of Veterans Affairs | $193,315 | None Available | |
| Forgey Michael | $300,000 | -- | |
| Forgey Michael | $300,000 | -- | |
| Mcroberts Catherine | -- | -- | |
| Mcroberts Randall L | $131,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Frejkowski Seth | $384,750 | |
| Previous Owner | Nicholas Tina | $270,000 | |
| Previous Owner | Forgey Michael | $306,450 | |
| Previous Owner | Forgey Michael | $306,450 | |
| Closed | Mcroberts Catherine | -- |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/01/2022 07/01/22 | Sold | $410,000 | +2.5% | $202 / Sq Ft | |
| 06/05/2022 06/05/22 | Pending | -- | -- | -- | |
| 05/26/2022 05/26/22 | For Sale | $400,000 | +33.3% | $197 / Sq Ft | |
| 09/16/2019 09/16/19 | Sold | $300,000 | -6.1% | $148 / Sq Ft | View Prior Sale |
| 08/23/2019 08/23/19 | Pending | -- | -- | -- | |
| 08/07/2019 08/07/19 | For Sale | $319,333 | +99.6% | $158 / Sq Ft | |
| 06/17/2019 06/17/19 | Sold | $160,000 | 0.0% | $79 / Sq Ft | View Prior Sale |
| 05/28/2019 05/28/19 | Pending | -- | -- | -- | |
| 05/23/2019 05/23/19 | Off Market | $160,000 | -- | -- | |
| 04/30/2019 04/30/19 | For Sale | $185,000 | +15.6% | $91 / Sq Ft | |
| 04/24/2019 04/24/19 | Pending | -- | -- | -- | |
| 04/12/2019 04/12/19 | Off Market | $160,000 | -- | -- | |
| 04/04/2019 04/04/19 | For Sale | $185,000 | +15.6% | $91 / Sq Ft | |
| 03/12/2019 03/12/19 | Pending | -- | -- | -- | |
| 03/04/2019 03/04/19 | Off Market | $160,000 | -- | -- | |
| 02/12/2019 02/12/19 | Price Changed | $185,000 | -7.5% | $91 / Sq Ft | |
| 01/13/2019 01/13/19 | Price Changed | $199,900 | -7.9% | $99 / Sq Ft | |
| 12/04/2018 12/04/18 | For Sale | $217,000 | -- | $107 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,018 | $339,667 | $0 | $0 |
| 2024 | $3,018 | $316,600 | $90,400 | $226,200 |
| 2023 | $2,825 | $296,333 | $0 | $0 |
| 2022 | $1,316 | $276,067 | $0 | $0 |
| 2021 | $2,891 | $255,800 | $90,400 | $165,400 |
| 2020 | $2,562 | $254,767 | $0 | $0 |
| 2019 | $2,552 | $253,733 | $0 | $0 |
| 2018 | $0 | $252,700 | $94,100 | $158,600 |
| 2017 | $2,519 | $252,700 | $0 | $0 |
| 2016 | -- | $252,700 | $0 | $0 |
| 2015 | $2,668 | $255,600 | $0 | $0 |
| 2014 | $2,668 | $255,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Teal Clise
-
Catherine Miller
Buyer's Agent in 2022
Catherine Miller
AB & Co Realtors, Inc.
(410) 215-5255
1 in this area
138 Total Sales
-
Steve Kuzma
Seller's Agent in 2019
Steve Kuzma
Weichert, Realtors - Diana Realty
(410) 808-1010
9 in this area
253 Total Sales
-
Julie Allred
J
Seller's Agent in 2019
Julie Allred
American Eagle Realty, INC
(443) 992-5690
11 Total Sales
-
Ida Allred
Seller Co-Listing Agent in 2019
Ida Allred
American Eagle Realty, INC
(443) 463-7540
10 Total Sales
-
Tanya Bolling
Buyer's Agent in 2019
Tanya Bolling
EXP Realty, LLC
(443) 929-6613
110 Total Sales
Map
Source: Bright MLS
MLS Number: MDHR2012746
APN: 06-046452
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